Best card for hotels
The cards we track, ranked by what they earn on hotels, with the credits and perks that sweeten the category.
Which card is best for hotels? The ranking below scores each card's hotels rate in cents per dollar at published point valuations; the calculator does the same across your whole monthly spend.
Cards with this credit
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Marriott Bonvoy Bold Card $750/yrRedeem Marriott Bonvoy points for a statement credit on qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year, at a value of $100 for every 12,500 points.$750 calendar year
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American Express Business Platinum Card $600/yrStatement credits up to $300 semi-annually on prepaid bookings through Amex Travel with Fine Hotels + Resorts or The Hotel Collection.$300 semiannual
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American Express Platinum Card $600/yrGet up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel.$300 semiannual
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Bilt Palladium Card $400/yr$400 Bilt Travel Hotel credit applied twice a year as $200 statement credits for qualifying Bilt Travel Portal hotel bookings.$200 semiannual
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Capital One Venture X Card $300/yrReceive a $300 annual credit for hotels, flights, vacation rentals and more through Capital One Travel.$300 calendar year
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Citi Strata Elite Card $300/yrEach calendar year, enjoy up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.$300 calendar year
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Chase Sapphire Reserve $250/yrUp to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings with select brands (IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, Pan Pacific), two-night minimum required.$250 one-time/annual
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Chase Sapphire Reserve Business Card $250/yrUp to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings (2-night minimum) with IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific.$250 one-time/annual
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Delta SkyMiles Reserve Business Card $250/yrAnnual statement credit of up to $250 after using the Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$250 calendar year
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Delta SkyMiles Reserve Card $200/yrAnnual statement credit of up to $200 after using the Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$200 calendar year
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United Club Business Card $200/yrReceive up to $200 back in statement credits each anniversary year on hotel accommodations prepaid directly through Renowned Hotels and Resorts for United Cardmembers.$200 one-time/annual
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United Club Infinite Card $200/yrUp to $200 back in statement credits each anniversary year on hotel accommodations prepaid directly through Renowned Hotels and Resorts for United Cardmembers.$200 one-time/annual
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Delta SkyMiles Gold Business Card $150/yrGet up to $150 back per year as a statement credit after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$150 calendar year
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Delta SkyMiles Platinum Card $150/yrElevate your travel experience with an annual statement credit of up to $150 after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$150 calendar year
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United Quest Card $150/yrReceive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts for United Cardmembers with your United Quest Card.$150 one-time/annual
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AAdvantage Globe Mastercard $100/yrEvery calendar year, earn up to $100 in statement credits on your choice of up to two of the following brands: 1stDibs, eligible AAdvantage Hotels bookings, Future Personal Training and Live Nation (exclusions apply).$100 one-time/annual
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American Express Business Gold Card $100/yrReceive a suite of benefits with an average total value of $150 at over 1,300 hotels when you book a minimum two-night stay through AmexTravel.com, including a $100 credit toward eligible charges and a room upgrade upon arrival when available.$100 one-time/annual
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American Express Gold Card $100/yrTake advantage of a $100 credit towards eligible charges at over 1,300 upscale hotels worldwide when booking The Hotel Collection through AmexTravel.com or Amex Travel App. Requires two-night minimum stay.$100 one-time/annual
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Bilt Obsidian Card $100/yr$100 Bilt Travel Hotel credit, applied twice a year as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings$50 semiannual
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Chase Sapphire Preferred $100/yrEarn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.$100 calendar year
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Citi Strata Premier Card $100/yrOnce per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288. Benefit applied instantly at time of booking.$100 calendar year
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Hilton Honors American Express Aspire Card $100/yrUp to a $100 credit for qualifying charges at Waldorf Astoria and Conrad Hotels & Resorts properties when booking a 2 night minimum stay with the Card and selecting the Aspire Card Benefit rate option.$100 one-time/annual
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United Business Card $100/yrUp to $100 in credits annually on prepaid hotel stays purchased directly through United Hotels.$100 calendar year
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United Explorer Card $100/yr$50 back as a statement credit on both the 1st and 2nd prepaid hotel stays purchased directly through United Hotels, up to $100 each anniversary year.$100 one-time/annual
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Venture X Business $100/yrElevate your stay at luxury hotels, resorts and vacation rentals from the Premier Collection with a $100 experience credit and other premium benefits on every booking.$100 one-time/annual
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Capital One Venture Rewards Card $50/yrReceive a $50 experience credit on every Lifestyle Collection hotel or vacation rental stay booked through Capital One Travel.$50 one-time/annual
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Venture Business $50/yrUnlock premium hotel benefits with every stay, like a $50 experience credit, room upgrades when available, complimentary Wi-Fi, and early check-in/late checkout, when booking through the Lifestyle Collection via Capital One Business Travel.$50 one-time/annual
Which card
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Chase Sapphire Reserve$3,000 credit (one-time/annual)Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on bag
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Chase Sapphire Preferred$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or car
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Chase Freedom Unlimited$6,000 credit (one-time/annual)Reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable pas
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Wells Fargo Autograph Journey Card$15,000 credit (one-time/annual)Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and
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Marriott Bonvoy Boundless Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
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Marriott Bonvoy Bold Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
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Chase Ink Business Preferred Card$10,000 credit (one-time/annual)Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable tr
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Chase Sapphire Reserve Business Card$20,000 credit (one-time/annual)Reimbursed up to $10,000 per covered traveler and $20,000 per trip for pre-paid non-refundable trave
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United Club Business Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or car
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World of Hyatt Business Credit Card$6,000 credit (one-time/annual)Reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable pas
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Southwest Rapid Rewards Performance Business Credit Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
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Southwest Rapid Rewards Premier Business Credit Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
Cards with this benefit
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American Express Business Platinum Card Elite statusHilton Honors Gold status providing benefits at hotels and resorts within the Hilton Portfolio and faster reward stays. Enrollment required.And 3 more matching benefits on this card
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American Express Platinum Card Elite statusComplimentary Marriott Bonvoy Gold Elite status providing upgrades to enhanced rooms upon check-in when available at participating hotels.And 3 more matching benefits on this card
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Marriott Bonvoy Business Credit Card Hotel perksFree in-room, premium Internet access while staying at participating Marriott Bonvoy hotels. Booking requirements apply.And 3 more matching benefits on this card
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Marriott Bonvoy Bold Card Account & money toolsAccess to Chase Pay Over Time allows cardmembers to break up qualifying travel purchases of $100-$5,000 made directly with an airline or at Marriott Bonvoy hotels into equal monthly payments with no interest and no fees.And 2 more matching benefits on this card
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Marriott Bonvoy Brilliant Card Hotel perksReceive free in-room, premium Internet access at participating hotels; booking requirements apply.And 2 more matching benefits on this card
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IHG One Rewards Premier Business Credit Card More perksWhen you redeem points for a consecutive four-night IHG hotel stay, the 4th Reward Night is free at that same hotel during that stay.And 1 more matching benefit on this card
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IHG One Rewards Traveler Credit Card Elite statusEarn up to 17X total points per $1 spent at IHG Hotels & Resorts: 5X points from this card, plus up to 10X points from IHG One Rewards membership on stays, plus up to 2X points from Silver Elite Status.And 1 more matching benefit on this card
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Marriott Bonvoy Boundless Card Hotel perksEnjoy a Free Night Award every year after your account anniversary, valid for a one-night hotel stay at a property with a redemption level up to 35,000 points. Certain hotels have resort fees.And 1 more matching benefit on this card
Learn
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Hotel Redemptions and Family Suites Lesson, phase 3: RedemptionFor a household it is the hotel.Section: When a hotel room is the wrong shape
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Cash Back vs. Travel Points Lesson, phase 1: FoundationWhen they book a flight or a hotel room, they have four hundred dollars to spend.
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Currency 101 Lesson, phase 1: FoundationFixed points and miles are tied directly to a specific brand, such as a specific airline or hotel chain.
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Understanding Cents-Per-Point Lesson, phase 1: FoundationThe strategic hotel sweet spot.
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Maximizing Everyday Spending Lesson, phase 2: AccumulationAt two cents per point, a rate you can check for yourself with the method in Understanding Cents-Per-Point , the difference is worth roughly four hundred and eighty do...
Good to know
- Rates apply to the issuer's definition of the category, which can be narrower than the everyday word (a warehouse club is rarely "groceries").
- Enter your actual monthly hotels spend in the best card finder to see the value in dollars, alongside every other category you spend in.
Related
Hold any of these cards? Ask your own wallet about Hotels and Find answers from your cards, cycle state included.