Best card for hotels
The cards we track, ranked by what they earn on hotels, with the credits and perks that sweeten the category.
Cards with this credit
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Marriott Bonvoy Bold Card $750/yrRedeem Marriott Bonvoy points for a statement credit on qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year, at a value of $100 for every 12,500 points.$750 calendar year
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American Express Business Platinum Card $600/yrStatement credits up to $300 semi-annually on prepaid bookings through Amex Travel with Fine Hotels + Resorts or The Hotel Collection.$300 semiannual
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American Express Platinum Card $600/yrGet up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel.$300 semiannual
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Bilt Palladium Card $400/yr$400 Bilt Travel Hotel credit applied twice a year as $200 statement credits for qualifying Bilt Travel Portal hotel bookings.$200 semiannual
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Capital One Venture Rewards Card $300/yrOne-time $300 Capital One Travel Stays credit to use toward hotel and vacation rental bookings through Capital One Travel in your first cardholder year.$300 one-time/annual
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Capital One Venture X Card $300/yrReceive a $300 annual credit for hotels, flights, vacation rentals and more through Capital One Travel.$300 anniversary
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Citi Strata Elite Card $300/yrEach calendar year, enjoy up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.$300 calendar year
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Chase Sapphire Reserve $250/yrUp to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings with select brands (IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, Pan Pacific), two-night minimum required.$250 one-time/annual
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Chase Sapphire Reserve Business Card $250/yrUp to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings (2-night minimum) with IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific.$250 one-time/annual
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Delta SkyMiles Reserve Business Card $250/yrAnnual statement credit of up to $250 after using the Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$250 calendar year
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Delta SkyMiles Platinum Business Card $200/yrAnnual statement credit of up to $200 after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$200 calendar year
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Delta SkyMiles Reserve Card $200/yrAnnual statement credit of up to $200 after using the Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$200 calendar year
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United Club Business Card $200/yrReceive up to $200 back in statement credits each anniversary year on hotel accommodations prepaid directly through Renowned Hotels and Resorts for United Cardmembers.$200 anniversary
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United Club Infinite Card $200/yrUp to $200 back in statement credits each anniversary year on hotel accommodations prepaid directly through Renowned Hotels and Resorts for United Cardmembers.$200 anniversary
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Delta SkyMiles Gold Business Card $150/yrGet up to $150 back per year as a statement credit after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$150 calendar year
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Delta SkyMiles Platinum Card $150/yrElevate your travel experience with an annual statement credit of up to $150 after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$150 calendar year
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United Quest Card $150/yrReceive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts for United Cardmembers with your United Quest Card.$150 anniversary
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AAdvantage Globe Mastercard $100/yrEvery calendar year, earn up to $100 in statement credits on your choice of up to two of the following brands: 1stDibs, eligible AAdvantage Hotels bookings, Future Personal Training and Live Nation (exclusions apply).$100 calendar year
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Bilt Obsidian Card $100/yr$100 Bilt Travel Hotel credit, applied twice a year as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings$50 semiannual
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Chase Sapphire Preferred $100/yrEarn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.$100 anniversary
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Delta SkyMiles Gold Card $100/yrGet up to $100 back per year as a statement credit after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.$100 calendar year
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United Business Card $100/yrUp to $100 in credits annually on prepaid hotel stays purchased directly through United Hotels.$100 calendar year
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United Explorer Card $100/yr$50 back as a statement credit on both the 1st and 2nd prepaid hotel stays purchased directly through United Hotels, up to $100 each anniversary year.$100 anniversary
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IHG One Rewards Business Credit Card $25/yrReceive a $25 Food and Beverage Reward voucher each calendar quarter (up to $100/year) to redeem for food and beverage charges at participating IHG Hotels & Resorts.$25 one-time/annual
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IHG One Rewards Premier Credit Card $25/yr$25 Food and Beverage Reward voucher each calendar quarter (up to $100 per calendar year) to use toward food and beverage charges on your room bill at participating IHG Hotels & Resorts.$25 calendar year
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American Express Business Gold CardReceive a suite of benefits with an average total value of $150 at over 1,300 hotels when you book a minimum two-night stay through AmexTravel.com, including a $100 credit toward eligible charges and a room upgrade upon arrival when available.$100 per use
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American Express Gold CardTake advantage of a $100 credit towards eligible charges at over 1,300 upscale hotels worldwide when booking The Hotel Collection through AmexTravel.com or Amex Travel App. Requires two-night minimum stay.$100 per use
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Citi Strata Premier CardOnce per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288. Benefit applied instantly at time of booking.$100 calendar year · after $500 spend
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Hilton Honors American Express Aspire CardUp to a $100 credit for qualifying charges at Waldorf Astoria and Conrad Hotels & Resorts properties when booking a 2 night minimum stay with the Card and selecting the Aspire Card Benefit rate option.$100 per use
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Venture BusinessUnlock premium hotel benefits with every stay, like a $50 experience credit, room upgrades when available, complimentary Wi-Fi, and early check-in/late checkout, when booking through the Lifestyle Collection via Capital One Business Travel.$50 per use
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Venture X BusinessElevate your stay at luxury hotels, resorts and vacation rentals from the Premier Collection with a $100 experience credit and other premium benefits on every booking.$100 per use
Which card
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Marriott Bonvoy Bold Card$750 credit (Calendar Year)Redeem Marriott Bonvoy points for a statement credit on qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year, at a value of $100 for every 12,500 points.
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American Express Platinum Card$300 credit (Semiannual)Get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel.
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American Express Business Platinum Card$300 credit (Semiannual)Statement credits up to $300 semi-annually on prepaid bookings through Amex Travel with Fine Hotels + Resorts or The Hotel Collection.
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Citi Strata Elite Card12.00x Travel~22.80¢/$ in Citi's rewards currency
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AAdvantage Executive World Elite Mastercard$250 credit (Semiannual)Every calendar year, earn up to $500 in statement credits on eligible American Airlines Vacations℠ travel packages or experiences, up to $250 January through June and up to $250 July through December.
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Citi Strata Premier Card10.00x Travel~19.00¢/$ in Citi's rewards currency
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Capital One Venture X Card10.00x Hotels~18.50¢/$ in Capital One's rewards currency
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Venture X Business10.00x Hotels~18.50¢/$ in Capital One's rewards currency
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Bilt Palladium Card$200 credit (Semiannual)$400 Bilt Travel Hotel credit applied twice a year as $200 statement credits for qualifying Bilt Travel Portal hotel bookings.
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Chase Sapphire Reserve8.00x Travel~16.40¢/$ in Chase's rewards currency
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Chase Sapphire Reserve Business Card8.00x Travel~16.40¢/$ in Chase's rewards currency
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Capital One Venture Rewards Card$300 credit (one-time/annual)One-time $300 Capital One Travel Stays credit to use toward hotel and vacation rental bookings through Capital One Travel in your first cardholder year.
Cards with this benefit
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American Express Business Platinum Card Elite statusHilton Honors Gold status providing benefits at hotels and resorts within the Hilton Portfolio and faster reward stays. Enrollment required.And 3 more matching benefits on this card
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American Express Platinum Card Elite statusComplimentary Marriott Bonvoy Gold Elite status providing upgrades to enhanced rooms upon check-in when available at participating hotels.And 3 more matching benefits on this card
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Marriott Bonvoy Business Credit Card Hotel perksFree in-room, premium Internet access while staying at participating Marriott Bonvoy hotels. Booking requirements apply.And 3 more matching benefits on this card
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Marriott Bonvoy Bold Card Account & money toolsAccess to Chase Pay Over Time to break up qualifying travel purchases of $100-$5,000 made directly with an airline or at hotels participating in Marriott Bonvoy into equal monthly payments with no interest and no plan fees.And 2 more matching benefits on this card
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Marriott Bonvoy Brilliant Card Hotel perksReceive free in-room, premium Internet access at participating hotels; booking requirements apply.And 2 more matching benefits on this card
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IHG One Rewards Business Credit Card More perksWhen you redeem points for a consecutive four-night IHG hotel stay, the 4th Reward Night is free at that same hotel during that stay.And 1 more matching benefit on this card
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Marriott Bonvoy Bevy American Express Card Hotel perksEarn 1 Free Night Award after spending $15,000 on eligible purchases in a calendar year. Award can be used for one night at a participating hotel with a redemption level at or under 50,000 Marriott Bonvoy points. Certain hotels have resort fees.And 1 more matching benefit on this card
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Marriott Bonvoy Boundless Card Hotel perksEnjoy a Free Night Award every year after your account anniversary, valid for a one-night hotel stay at a property with a redemption level up to 35,000 points. Certain hotels have resort fees.And 1 more matching benefit on this card
Learn
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Hotel Redemptions and Family Suites Lesson, phase 3: RedemptionFor a household it is the hotel.Section: When a hotel room is the wrong shape
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Cash Back vs. Travel Points Lesson, phase 1: FoundationWhen they book a flight or a hotel room, they have four hundred dollars to spend.
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Currency 101 Lesson, phase 1: FoundationFixed points and miles are tied directly to a specific brand, such as a specific airline or hotel chain.
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Understanding Cents-Per-Point Lesson, phase 1: FoundationThe strategic hotel sweet spot.
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Maximizing Everyday Spending Lesson, phase 2: AccumulationAt two cents per point, a rate you can check for yourself with the method in Understanding Cents-Per-Point , the difference is worth roughly four hundred and eighty do...
Which card is best for hotels? The ranking below scores each card's hotels rate in cents per dollar at published point valuations; the calculator does the same across your whole monthly spend.
Good to know
- Rates apply to the issuer's definition of the category, which can be narrower than the everyday word (a warehouse club is rarely "groceries").
- Enter your actual monthly hotels spend in the best card finder to see the value in dollars, alongside every other category you spend in.
Related
Hold any of these cards? Ask your own wallet about Hotels and Find answers from your cards, cycle state included.