Citi Strata Premier Card
| Annual fee | $95 Fact |
| Foreign transaction fee | None |
| Rewards currency | ThankYou Points |
| Est. point value | 1.90¢ Estimate |
Last updated Oct 26, 2026
Checked Oct 26, 2026
Before you apply
General Citi policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 75,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| May 2024 to Jan 2025 · 8 mo | 70,000 points | $4,000 |
| Jan 2025 to May 2025 · 4 mo | 75,000 points Best | $4,000 |
| May 2025 to now · 18 mo | 60,000 points | $4,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel (issuer portal) 10 points per dollar spent on Hotels, Car Rentals and Attractions booked on cititravel.com |
10x | points | No cap |
| Gas and EV charging | 3x | ThankYou Points | No cap |
| Groceries | 3x | ThankYou Points | No cap |
| Restaurants | 3x | ThankYou Points | No cap |
| Flights | 3x | ThankYou Points | No cap |
| Hotels | 3x | ThankYou Points | No cap |
| Everything else | 1x | ThankYou Points | No cap |
Recurring credits
Estimated value| Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288. Benefit applied instantly at time of booking. Shared across the account
|
$100 (Calendar Year) after $500 spend |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsPoints transfer to American Airlines, JetBlue, Virgin Atlantic, Cathay, Eva Air, Choice Hotels, The Leading Hotels of the World, and others. Minimum transfer is 1,000 points.
Special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences.
The ID Theft Protection program offered by Mastercard helps monitor information and alerts you if suspicious activity is found. Free enrollment required.
Buy now, pay later with Citi Flex Pay. Pay over time in fixed monthly payments and continue to earn points on purchases. Available on eligible purchases of $75 or more.
Includes Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, and MasterRental Coverage (Car Rental).
There are no foreign transaction fees with the Citi Strata Premier Card.
Add an Authorized User to your account at no additional cost and earn points faster.
Authorized users on the Citi Strata Premier
Card factsAuthorized users are free.
Each authorized user gets
- Travel protection benefits
Shared across the account
- Annual hotel benefit
Transfer partners
A transfer bonus is running on this currency. Navigator shows how big it is and when it ends.
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.
News on this card
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Article Aug 22, 2026Is Cash Back Better Than Points? Amex Gold vs. 2% Cash Back
Points do convert to money, at 0.6 cents each. Where a flat 2% card wins, where the Amex Gold wins, and why most people should carry both.