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Citi Strata Premier Card card art
Sign-up bonus
60,000 points ≈ $1,140 value
after $4,000 spend in 90 days
Citi

Citi Strata Premier Card

Consumer
Annual fee $95 Fact
Foreign transaction fee None
Rewards currency ThankYou Points
Est. point value 1.90¢ Estimate
Apply for this card

Last updated Jul 23, 2026

Checked Jul 23, 2026

Before you apply
1/8. Citi generally approves at most 1 card application per 8 days. Community-reported.
2/65. Citi generally approves at most 2 card applications per 65 days. Community-reported.
48-month rule. Citi sign-up bonuses within the same card family are generally available only once every 48 months. Community-reported.

General Citi policies as commonly reported by applicants, not a prediction about your application.

📈 Sign-up bonus history
5-year best: 75,000 points
Sign-up bonus Spend requirement
2025 2026 70,000 points after $4,000 spend (May 2024 to Jan 2025) 70k 75,000 points after $4,000 spend (Jan 2025 to May 2025) 75k ★ 60,000 points after $4,000 spend (May 2025 to now) 60k $4,000 minimum spend required (May 2024 to now) $4k
View as a table
PeriodBonusSpend requirement
May 2024 to Jan 2025 70,000 points $4,000
Jan 2025 to May 2025 75,000 points Best $4,000
May 2025 to now 60,000 points $4,000

Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.

How you earn
CategoryRateCurrencyCap
Hotels 10x ThankYou Points No cap
Entertainment 10x ThankYou Points No cap
Travel 10x ThankYou Points No cap
Gas and EV charging 3x ThankYou Points No cap
Groceries 3x ThankYou Points No cap
Restaurants 3x ThankYou Points No cap
Flights 3x ThankYou Points No cap
Everything else 1x ThankYou Points No cap
Recurring credits
Estimated value
Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288. Benefit applied instantly at time of booking. $100/yr (Calendar Year)

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections
Card facts
Lifestyle & Entertainment 1

Special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences.

Protection & Insurance 3

The ID Theft Protection program offered by Mastercard helps monitor information and alerts you if suspicious activity is found. Free enrollment required.

Buy now, pay later with Citi Flex Pay. Pay over time in fixed monthly payments and continue to earn points on purchases. Available on eligible purchases of $75 or more.

Includes Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, and MasterRental Coverage (Car Rental).

Other Perks 3

Free access to FICO Score online to review credit history.

There are no foreign transaction fees with the Citi Strata Premier Card.

Add an Authorized User to your account at no additional cost and earn points faster.

Transfer partners
ALL Accor Live Limitless 2:1 Aeromexico Rewards 1:1 Air France-KLM Flying Blue 1:1 American Airlines AAdvantage 1:1 Avianca LifeMiles 1:1 Cathay Pacific Asia Miles 1:1 Choice Privileges 1:2 EVA Air Infinity MileageLands 1:1 Emirates Skywards 5:4 Etihad Guest 1:1 JetBlue TrueBlue 1:1 Leading Hotels of the World Leaders Club 5:1 Preferred Hotels & Resorts (I Prefer) 1:4 Qantas Frequent Flyer 1:1 Qatar Airways Privilege Club 1:1 Shop Your Way 10:1 Singapore Airlines KrisFlyer 1:1 Thai Royal Orchid Plus 1:1 Turkish Airlines Miles&Smiles 1:1 Virgin Atlantic Flying Club 1:1 Virgin Red 1:1 Wyndham Rewards 1:1

Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.