Hilton Honors American Express Aspire Card
| Annual fee | $550 Fact |
| Foreign transaction fee | None |
| Rewards currency | Hilton Honors Points |
| Est. point value | 0.40¢ Estimate |
Last updated Aug 29, 2026
Checked Sep 6, 2026
Before you apply
General American Express policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 175,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Sep 2021 to May 2025 · 3.6 yr | 150,000 points | $4,000 |
| Jul 2026 to Aug 2026 · 1 mo | 175,000 points Best | $6,000 |
| Aug 2026 to now · 29 days | 150,000 points | $6,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 14x | Hilton Honors Points | No cap |
| Restaurants | 7x | Hilton Honors Points | No cap |
| Travel | 7x | Hilton Honors Points | No cap |
| Everything else | 3x | Hilton Honors Points | No cap |
Your elite status
Recurring credits
Estimated value| Up to $200 in statement credits semi-annually, for up to $400 back per year, on eligible purchases made directly with participating Hilton Resorts. | $400/yr (Semiannual) |
| Enhanced experience at select stadiums and arenas with dedicated entrances/fast lanes, plus 10% back on qualifying concessions purchases up to $250 per calendar year when enrolled. | $250/yr (Calendar Year) |
| Up to $219 in statement credits per calendar year toward the cost of a CLEAR+ Membership after paying with the Card. | $219/yr (Calendar Year) |
| Up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App. | $200/yr (Quarterly) |
| Up to a $100 credit for qualifying charges at Waldorf Astoria and Conrad Hotels & Resorts properties when booking a 2 night minimum stay with the Card and selecting the Aspire Card Benefit rate option. | $100/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsCard Members can enjoy complimentary National Car Rental Emerald Club Executive status, including perks like Executive Area Access in the USA and Canada. Enrollment required.
Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal; additional Free Night Rewards earned after each $30,000 spent in a calendar year.
Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.
Earn a Free Night Reward after spending $30,000 in purchases on the Card in a calendar year, and another Free Night Reward after spending an additional $30,000 (total $60,000).
24/7 medical, legal, financial, and emergency coordination assistance while traveling more than 100 miles from home.
Access to purchase Amex Presale Tickets and Amex Reserved Tickets to select events across sports, music, and more.
Reimbursement for repair or replacement costs following cell phone damage or theft, up to $800 per claim, limit 2 claims per 12-month period, $50 deductible applies, when wireless bill is paid with the Card.
Refund of full purchase price (excluding shipping/handling) if a seller won't accept a return within 90 days, up to $300 per item and $1,000 per calendar year.
Extends the original manufacturer's warranty by up to one additional year on eligible purchases with warranties of 5 years or less, up to $10,000 per item and $50,000 per calendar year.
Covers eligible purchases against theft, accidental damage, or loss for up to 90 days from purchase date, up to $10,000 per purchase and $50,000 per calendar year.
Reimbursement of non-refundable expenses up to $10,000 per trip and $20,000 per Card per 12 months if a round trip paid entirely with the Card is cancelled or interrupted for a covered reason.
Reimbursement for certain additional expenses up to $500 per trip, maximum 2 claims per 12-month period, when a covered reason delays a round-trip paid entirely with the Eligible Card by more than 6 hours.
Coverage for lost, damaged, or stolen baggage when purchasing the entire fare for a Common Carrier ticket with an Eligible Card, up to a combined maximum of $3,000 per covered trip.
Coverage for damage to or theft of a rental vehicle when using the Eligible Card to reserve and pay for the entire rental and declining the collision damage waiver. Secondary coverage; excludes Australia, Italy, and New Zealand.
Send money and split purchases with Venmo and PayPal users through the American Express App without standard credit card fees; split purchases refunded as statement credit.
News on this card
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Article Aug 14, 2026Hilton Aspire Welcome Offer Drops to 150,000 Points
The Hilton Aspire welcome offer fell from 175,000 to 150,000 points on July 30, 2026. The $6,000 spending requirement did not change.
There are recent changes to this card's benefits and fees. Add it to My Cards with the I have this card button and they show here, on your dashboard, and in your weekly digest.