American Express

Hilton Honors American Express Aspire Card

Cobranded Consumer

Annual fee	$550 Fact
Foreign transaction fee	None
Rewards currency	Hilton Honors Points
Est. point value	0.40¢ Estimate

Apply for this card

Last updated Jul 21, 2026

Checked Jul 21, 2026

Before you apply

2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.

Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.

5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.

10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

📈 Sign-up bonus history

5-year best: 175,000 points

Sign-up bonus Spend requirement No data

View as a table

Period	Bonus	Spend requirement
Jul 2021 to May 2025	150,000 points	$4,000
Jul 2026 to now	175,000 points Best	$6,000

Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.

How you earn

Category	Rate	Currency	Cap
Hotels	14x	Hilton Honors Points	No cap
Restaurants	7x	Hilton Honors Points	No cap
Flights	7x	Hilton Honors Points	No cap
Other	3x	Hilton Honors Points	No cap

Your elite status

Status This card gives you Diamond status with Hilton Honors.

Status This card gives you Executive status with National Emerald Club. Enrollment required.

Recurring credits

Estimated value

Enjoy up to $200 in statement credits semi-annually, for up to $400 back per year, on eligible purchases made directly with participating Hilton Resorts.	$400/yr (Semiannual)
Receive up to $209 in statement credits per calendar year after paying for CLEAR+ Membership with the Card.	$209/yr (Calendar Year)
Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App.	$200/yr (Quarterly)
Up to a $100 credit for qualifying charges at Waldorf Astoria and Conrad Hotels & Resorts properties when booking a 2 night minimum stay with the Card and selecting the Aspire Card Benefit rate option.	$100/yr (one-time/annual)

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections

Card facts

Elite Status & Upgrades 3

Card Members can enjoy complimentary National Car Rental Emerald Club Executive status, including perks like Executive Area Access in the USA and Canada. Enrollment required.

Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.

Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal. Plus, each calendar year, earn a Free Night Reward after spending $30,000 in purchases, and another after spending an additional $30,000.

Travel Benefits 2

24/7 medical, legal, financial, and emergency coordination assistance while traveling more than 100 miles from home.

Enjoy international travel without additional fees on purchases made abroad.

Lifestyle & Entertainment 1

Access to purchase Amex Presale Tickets and Amex Reserved Tickets to select events across sports, music, and more.

Protection & Insurance 9

Enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express App, without standard credit card fee. Enrollment required.

Reimbursement for repair or replacement costs following cell phone damage or theft, up to $800 per claim, limit 2 claims per 12-month period, $50 deductible applies, when wireless bill is paid with the Card.

You may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. Refund up to $300 per item, up to a maximum of $1,000 per calendar year.

Matches the original manufacturer's warranty for up to one additional year on covered purchases with warranties of 5 years or less, up to $10,000 per item and $50,000 per calendar year.

When you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Up to $10,000 per Covered Purchase, up to $50,000 per calendar year.

Reimbursement for non-refundable expenses up to $10,000 per trip and up to $20,000 per Eligible Card per 12-month period when a covered reason cancels or interrupts a round trip paid entirely with the Eligible Card.

Reimbursement for certain additional expenses up to $500 per trip, maximum 2 claims per 12-month period, when a covered reason delays a round-trip paid entirely with the Eligible Card by more than 6 hours.

Coverage for lost, damaged, or stolen baggage when purchasing the entire fare for a Common Carrier ticket with an Eligible Card, up to a combined maximum of $3,000 per covered trip.

Coverage for damage to or theft of a rental vehicle when using the Eligible Card to reserve and pay for the entire rental and declining the collision damage waiver. Secondary coverage; excludes Australia, Italy, and New Zealand.