Hilton Honors American Express Aspire Card
| Annual fee | $550 Fact |
| Foreign transaction fee | None |
| Rewards currency | Hilton Honors Points |
| Est. point value | 0.40¢ Estimate |
Last updated Oct 28, 2026
Checked Oct 28, 2026
Before you apply
General American Express policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 200,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to Sep 2026 · 4.9 yr | 150,000 points | $4,000 |
| Jul 2026 to Aug 2026 · 1 mo | 175,000 points | $6,000 |
| Aug 2026 to Sep 2026 · 28 days | 150,000 points | $6,000 |
| Sep 2026 to now · 2 mo | 200,000 points Best | $6,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 14x | Hilton Honors Points | No cap |
| Restaurants | 7x | Hilton Honors Points | No cap |
| Travel 7X Hilton Honors Bonus Points on flights booked directly with airlines or through AmexTravel.com, and on car rentals booked directly from select car rental companies. |
7x | Hilton Honors Points | No cap |
| Everything else | 3x | Hilton Honors Points | No cap |
Your elite status
Recurring credits
Estimated value| Up to $200 in statement credits semi-annually, for up to $400 back per year, on eligible purchases made directly with participating Hilton Resorts. Shared across the account
|
$400/yr (Semiannual) |
| Up to $219 in statement credits per calendar year toward the cost of a CLEAR+ Membership after paying with the Card. Shared across the account
|
$219/yr (Calendar Year) |
| Up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App. Shared across the account
|
$200/yr (Quarterly) |
| Up to a $100 credit for qualifying charges at Waldorf Astoria and Conrad Hotels & Resorts properties when booking a 2 night minimum stay with the Card and selecting the Aspire Card Benefit rate option. Shared across the account
|
$0/yr (Per use) |
Credit value depends on whether you use each credit; treat these as potential value.
Certificates
Estimated value| Annual Free Night Reward | $380/yr |
| Free Night Reward after $30,000 spend | after $30,000 spend |
| Free Night Reward after $60,000 spend | after $60,000 spend |
Values are our estimate of what each certificate typically saves. Certificates expire, so their value depends on using them in time.
Benefits & protections
Card factsCard Members can enjoy complimentary National Car Rental Emerald Club Executive status, including perks like Executive Area Access in the USA and Canada. Enrollment required.
Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal; additional Free Night Rewards earned after each $30,000 spent in a calendar year.
Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.
Earn a Free Night Reward each calendar year after you spend $30,000 in purchases on your Card.
24/7 medical, legal, financial, and emergency coordination assistance while traveling more than 100 miles from home.
Access to purchase Amex Presale Tickets and Amex Reserved Tickets to select events across sports, music, and more.
Enhanced experience at select stadiums and arenas with dedicated entrances/fast lanes, plus 10% back on qualifying concessions purchases up to $250 per calendar year when enrolled.
Reimbursement for repair or replacement costs following cell phone damage or theft, up to $800 per claim, limit 2 claims per 12-month period, $50 deductible applies, when wireless bill is paid with the Card.
Allows returning eligible purchases to American Express if the seller won't take them back, up to 90 days from purchase. Refund up to $300 per item, up to a maximum of $1,000 per calendar year per Card account.
Extends the original manufacturer's warranty by up to one additional year on eligible purchases with warranties of 5 years or less, up to $10,000 per item and $50,000 per calendar year.
Covers eligible purchases against theft, accidental damage, or loss for up to 90 days from purchase date, up to $10,000 per purchase and $50,000 per calendar year.
Reimbursement for non-refundable expenses up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive months when a covered reason cancels or interrupts a round trip paid entirely with the Card.
Reimbursement for certain additional expenses when a round-trip paid entirely with the Card is delayed more than 6 hours for a covered reason, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period.
Coverage for lost, damaged, or stolen baggage when purchasing the entire fare for a Common Carrier ticket with an Eligible Card, up to a combined maximum of $3,000 per covered trip.
Coverage for damage to or theft of a rental vehicle when using the Eligible Card to reserve and pay for the entire rental and declining the collision damage waiver. Secondary coverage; excludes Australia, Italy, and New Zealand.
Send money and split purchases with Venmo and PayPal users through the American Express App without standard credit card fees; split purchases refunded as statement credit.
Authorized users on the Hilton Aspire
Card factsAuthorized users are free. Must be 13 or older.
Each authorized user gets
- Baggage insurance plan
- Car rental loss and damage insurance
- Cell phone protection
- Extended warranty
- Purchase protection
- Trip cancellation interruption insurance
- Trip delay insurance
Shared across the account
- $100 property credit
- $200 flight credit
- $219 CLEAR credit
- $400 Hilton resort credit
- American Express venue collection
- Global dining access by Resy
- Return protection
Primary cardmember only
- Annual free night reward
- Free night reward for spending
- Hilton Honors diamond status
- National car rental Emerald Club executive status
News on this card
-
Article Sep 14, 2026Hilton Aspire Card Welcome Offer Jumps to 200,000 Points
The Hilton Honors Aspire Card now offers 200,000 points after $6,000 in six months, up from 150,000 at the same spend. Offer ends January 13, 2027.
-
Article Aug 14, 2026Hilton Aspire Welcome Offer Drops to 150,000 Points
The Hilton Aspire welcome offer fell from 175,000 to 150,000 points on July 30, 2026. The $6,000 spending requirement did not change.
There are recent changes to this card's benefits and fees. Add it to My Cards with the I have this card button, or mark it I'm interested to follow it, and they show here and on your dashboard.