United Quest Card
| Annual fee | $350 Fact |
| Foreign transaction fee | None |
| Rewards currency | miles |
| Est. point value | 1.20¢ Estimate |
Last updated Oct 17, 2026
Checked Oct 17, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 100,000 milesView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to May 2022 · 7 mo | 80,000 miles | $5,000 |
| May 2022 to Jul 2022 · 2 mo | 70,000 miles | $4,000 |
| Jul 2022 to Aug 2022 · 2 mo | 80,000 miles | $5,000 |
| Aug 2022 to Mar 2023 · 7 mo | 70,000 miles | $4,000 |
| Mar 2023 to Aug 2023 · 4 mo | 60,000 miles | $4,000 |
| Aug 2023 to Oct 2023 · 2 mo | 70,000 miles | $4,000 |
| Oct 2023 to Jan 2024 · 3 mo | 60,000 miles | $4,000 |
| Jan 2024 to Apr 2024 · 3 mo | 70,000 miles | $4,000 |
| Apr 2024 to Jul 2024 · 3 mo | 60,000 miles | $4,000 |
| Jul 2024 to Oct 2024 · 3 mo | 70,000 miles | $4,000 |
| Oct 2024 to Jan 2025 · 3 mo | 60,000 miles | $4,000 |
| Jan 2025 to Apr 2025 · 3 mo | 70,000 miles | $4,000 |
| Apr 2025 to Jun 2025 · 2 mo | 90,000 miles | $4,000 |
| Jun 2025 to Apr 2026 · 10 mo | 70,000 miles | $4,000 |
| Apr 2026 to Apr 2026 · 1 day | 100,000 miles Best | $4,000 |
| Apr 2026 to Oct 2026 · 6 mo | 70,000 miles | $4,000 |
| Sep 2026 to Sep 2026 · 3 days | 70,000 miles plus 500 Premier qualifying points (PQP), 10,000 bonus miles for adding an authorized user | $4,000 |
| Sep 2026 to Sep 2026 · 6 days | 70,000 miles plus 500 Premier Qualifying Points (PQP), 10,000 bonus miles for adding an authorized user | $4,000 |
| Sep 2026 to Oct 2026 · 10 days | 70,000 miles plus 10,000 bonus miles for adding an authorized user, 500 Premier Qualifying Points (PQP) | $4,000 |
| Oct 2026 to now · 10 days | 80,000 miles plus 500 Premier Qualifying Points (PQP), 10,000 bonus miles for adding an authorized user | $4,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 5x | miles | No cap |
| Brand purchases | 4x | miles | No cap |
| Flights | 4x | miles | No cap |
| Streaming | 2x | miles | No cap |
| Restaurants | 2x | miles | No cap |
| Travel | 2x | miles | No cap |
| Everything else | 1x | miles | No cap |
Recurring credits
Estimated value| Automatically receive $200 in United TravelBank cash after account opening and annually on your account anniversary, for a future United- or United Express-operated flight. Primary cardmember only
|
$200/yr (Anniversary) |
| Receive one $10 Instacart credit and one $5 Instacart credit each month, up to $180 total each calendar year, for purchases made directly through Instacart with the card. Benefits end 12/31/27. Shared across the account
|
$180/yr (Monthly) |
| Get up to $150 back as a statement credit each anniversary year when you book flights directly with JSX using your United Quest Card. Shared across the account
|
$150/yr (Anniversary) |
| Receive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts for United Cardmembers with your United Quest Card. Shared across the account
|
$150/yr (Anniversary) |
| Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases: up to $8 back each month January through November and up to $12 back for December. Shared across the account
|
$100/yr (Monthly) |
| Receive $40 in United TravelBank cash for each of your first and second Avis or Budget car rental booked directly through cars.united.com and paid with your United Quest Card, up to $80 each anniversary year. Shared across the account
|
$80/yr (Anniversary) |
| Exclusive suite of benefits including a $100 property credit, daily breakfast for two, complimentary Wi-Fi, and a room upgrade and early check-in/late check-out (if available) when booking through Renowned Hotels and Resorts for United Cardmembers. Shared across the account
|
$0/yr (Per use) |
Credit value depends on whether you use each credit; treat these as potential value.
Certificates
Estimated value| 2 x Global Economy Plus seat upgrades after $40,000 spend | after $40,000 spend |
Benefits & protections
Card factsEarn 1 Premier qualifying point (PQP) for every $20 spent on purchases with your United Quest Card, up to 18,000 PQP per calendar year, applying toward MileagePlus Premier status up to Premier 1K.
Primary Cardmember earns 1,000 Card Bonus Premier Qualifying Points (PQP) each year, awarded within 8 weeks of February 1, to help reach Premier status up to Premier 1K.
Earn 2 global Economy Plus seat upgrade certificates after spending $40,000 on purchases each calendar year; upgrades are valid for the primary cardmember only and must be used within 12 months of issue.
Group 2 priority boarding for the primary Cardmember and companions on the same reservation on United-operated flights, a value of $48 per person per roundtrip.
Save 10% or more when booking United or United Express award flights with miles; Premier members save even more (at least 15%).
Receive one statement credit every four years, up to $120, after the Global Entry, TSA PreCheck, or NEXUS application fee is charged to your card, by you or an authorized user.
The primary Cardmember and one traveling companion each receive their first and second standard checked bags free on United- and United Express-operated flights, a savings of up to $440 per roundtrip.
Earn a 10,000-mile award flight discount after spending $20,000 on purchases each calendar year, limited to one per cardmember per year.
Starting with your first anniversary and every anniversary thereafter, you'll get a 10,000-mile discount to use toward an eligible award flight.
Complimentary Visa Signature Concierge Service available 24 hours a day for finding tickets, dinner reservations, and gifts.
Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $10,000 per item.
Primary coverage providing reimbursement up to $60,000 for theft and collision damage on most rental vehicles with an MSRP of $125,000 or less when the rental company's collision insurance is declined and the entire rental cost is charged to the card.
Covers unreimbursed expenses such as meals and lodging up to $500 per covered traveler if common carrier travel is delayed more than 12 hours or requires an overnight stay.
Provides reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if a trip is canceled or cut short by covered situations.
Earn 10,000 bonus miles for each friend approved for any United MileagePlus Card, up to 100,000 bonus miles per year.
Activate to receive 3 months of complimentary Instacart+ membership (including $0 delivery fees on eligible orders over $35), then automatically enrolled at 50% off the annual rate through 12/31/27.
Authorized users on the United Quest
Card factsAuthorized users are free.
Each authorized user gets
- Auto rental coverage
- Baggage delay insurance
- Extended warranty protection
- Lost luggage reimbursement
- Purchase protection
- Trip cancellation and interruption insurance
- Trip delay reimbursement
Shared across the account
- Avis or budget travel credit
- Back on inflight and Club purchases
- Global entrytsa prechecknexus fee credit
- Instacart credits
- Jsx statement credit
- Renowned hotels and resorts for United cardmembers benefits
- Renowned hotels and resorts statement credit
- Rideshare statement credit
Primary cardmember only
- $200 annual United travel credit
- Card bonus premier qualifying points pqp
- Earn premier qualifying points on purchases
- Global economy plus seat upgrades
- Mile anniversary award flight discount
Only when traveling with you
- Free first and second checked bags
- Priority boarding
News on this card
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