United Quest Card
| Annual fee | $350 Fact |
| Foreign transaction fee | None |
| Rewards currency | miles |
| Est. point value | 1.30¢ Estimate |
Last updated Aug 30, 2026
Checked Aug 30, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 100,000 milesView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Aug 2021 to Oct 2021 | 100,000 miles Best | $5,000 |
| Oct 2021 to May 2022 | 80,000 miles | $5,000 |
| May 2022 to Jul 2022 | 70,000 miles | $4,000 |
| Jul 2022 to Aug 2022 | 80,000 miles | $5,000 |
| Aug 2022 to Mar 2023 | 70,000 miles | $4,000 |
| Mar 2023 to Aug 2023 | 60,000 miles | $4,000 |
| Aug 2023 to Oct 2023 | 70,000 miles | $4,000 |
| Oct 2023 to Jan 2024 | 60,000 miles | $4,000 |
| Jan 2024 to Apr 2024 | 70,000 miles | $4,000 |
| Apr 2024 to Jul 2024 | 60,000 miles | $4,000 |
| Jul 2024 to Oct 2024 | 70,000 miles | $4,000 |
| Oct 2024 to Jan 2025 | 60,000 miles | $4,000 |
| Jan 2025 to Apr 2025 | 70,000 miles | $4,000 |
| Apr 2025 to Jun 2025 | 90,000 miles | $4,000 |
| Jun 2025 to Apr 2026 | 70,000 miles | $4,000 |
| Apr 2026 to Apr 2026 | 100,000 miles Best | $4,000 |
| Aug 2026 to now | 70,000 miles | $4,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 5x | miles | No cap |
| Brand purchases | 4x | miles | No cap |
| Flights | 4x | miles | No cap |
| Streaming | 2x | miles | No cap |
| Restaurants | 2x | miles | No cap |
| Everything else | 1x | miles | No cap |
Your elite status
Recurring credits
Estimated value| Automatically receive $200 in United TravelBank cash after account opening and annually on your account anniversary, for a future United- or United Express-operated flight. | $200/yr (Calendar Year) |
| Get up to $150 back as a statement credit each anniversary year when you book flights directly with JSX using your United Quest Card. | $150/yr (one-time/annual) |
| Receive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts for United Cardmembers with your United Quest Card. | $150/yr (one-time/annual) |
| Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases: up to $8 back each month January through November and up to $12 back for December. | $100/yr (Monthly) |
| Receive $40 in United TravelBank cash for each of your first and second Avis or Budget car rental booked directly through cars.united.com and paid with your United Quest Card, up to $80 each anniversary year. | $80/yr (one-time/annual) |
| Receive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart with your United Quest Card. Terms apply; benefits end 12/31/27. | $60/yr (Monthly) |
| Receive one statement credit of up to $120 every four years after the Global Entry, TSA PreCheck, or NEXUS application fee is charged to your card. | $30/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsExclusive suite of benefits including a $100 property credit, daily breakfast for two, complimentary Wi-Fi, and a room upgrade and early check-in/late check-out (if available) when booking through Renowned Hotels and Resorts for United Cardmembers.
Primary Cardmembers with MileagePlus Premier status traveling on an award ticket, plus one companion, are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.
Earn 1 Premier qualifying point (PQP) for every $20 spent on purchases with your United Quest Card, up to 18,000 PQP per calendar year, applying toward MileagePlus Premier status up to Premier 1K.
Get a jump start on Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, applying toward United MileagePlus Premier status up to Premier 1K.
Earn 2 global Economy Plus seat upgrade certificates after spending $40,000 on purchases each calendar year with your United Quest Card.
Save 10% or more when booking United or United Express award flights with miles; Premier members save even more (at least 15%).
The primary Cardmember and companions traveling on the same reservation can board United-operated flights before general boarding.
The primary Cardmember and one companion can each check a first and second standard bag for free, saving up to $440 per roundtrip, on United- and United Express-operated flights.
Earn a 10,000-mile award flight discount after spending $20,000 with your card each calendar year, to use toward an eligible award flight.
Starting with your first anniversary and every anniversary thereafter, you'll get a 10,000-mile discount to use toward an eligible award flight.
Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $10,000 per item.
Primary coverage providing reimbursement up to $60,000 for theft and collision damage on most rental vehicles with an MSRP of $125,000 or less when the rental company's collision insurance is declined and the entire rental cost is charged to the card.
Covers unreimbursed expenses such as meals and lodging up to $500 per covered traveler if common carrier travel is delayed more than 12 hours or requires an overnight stay.
Provides reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if a trip is canceled or cut short by covered situations.
Earn 10,000 bonus miles for each friend approved for any United MileagePlus Card, up to 100,000 bonus miles per year.
Activate to receive 3 months of complimentary Instacart+ membership (including $0 delivery fees on eligible orders over $35), then automatically enrolled at 50% off the annual rate through 12/31/27.
News on this card
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