Delta SkyMiles Gold Business Card
| Annual fee | $150 Fact |
| Foreign transaction fee | None |
| Rewards currency | Miles |
| Est. point value | 1.20¢ Estimate |
Last updated Sep 4, 2026
Checked Sep 12, 2026
Before you apply
General American Express policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 90,000 milesView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Jul 2026 to Aug 2026 · 1 mo | 60,000 miles | $4,000 |
| Aug 2026 to now · 16 days | 90,000 miles Best | $6,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Restaurants | 2x | Miles | No cap |
| Other | 2x | Miles | $50,000/yr |
| Flights | 2x | Miles | No cap |
| Everything else | 1x | Miles | No cap |
Recurring credits
Estimated value| Get up to $150 back per year as a statement credit after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. | $150/yr (Calendar Year) |
| After your first Card renewal, enroll and earn up to $10 in statement credits each month when using your Delta SkyMiles® Gold Business American Express Card on U.S. rideshare purchases with select providers. | $120/yr (Monthly) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsWhenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance.
Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Board early, secure a spot for your carry-on, and enjoy plenty of time to settle in before takeoff on your next Delta flight with Zone 5 Priority Boarding.
First checked bag flies free on international and domestic Delta flights, and second bag flies free on domestic Delta flights, for the Card Member and up to 8 additional passengers on the same reservation.
Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app.
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW), you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
Coverage for lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket on an eligible Card, up to $1,250 for carry-on and up to $500 for checked baggage, in excess of coverage provided by the Common Carrier.
Purchase Protection can help protect Covered Purchases for up to 90 days from the purchase date if stolen or accidentally damaged, limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year.
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty on warranties of 5 years or less in the United States or its territories or possessions.
Use your Delta SkyMiles Gold Business Card globally without incurring foreign transaction fees.