Capital One Venture X Rewards Card
| Annual fee | $395 Fact |
| Foreign transaction fee | None |
| Rewards currency | Capital One miles |
| Est. point value | 1.85¢ Estimate |
Last updated Oct 23, 2026
Checked Oct 28, 2026
Before you apply
General Capital One policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 100,000 milesView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Dec 2021 to Mar 2022 · 3 mo | 100,000 miles Best | $10,000 |
| Mar 2022 to Nov 2025 · 3.6 yr | 75,000 miles | $4,000 |
| Nov 2025 to Jan 2026 · 2 mo | 100,000 miles Best | $10,000 |
| Jan 2026 to now · 10 mo | 75,000 miles | $4,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Car rentals and cruises (issuer portal) | 10x | Miles | No cap |
| Prepaid hotels (issuer portal) | 10x | Miles | No cap |
| Travel (issuer portal) 5X Miles on flights and vacation rentals booked through Capital One Travel. |
5x | miles | No cap |
| Brand purchases | 5x | miles | No cap |
| Everything else | 2x | Miles | No cap |
Your elite status
Recurring credits
Estimated value| Receive a $300 annual credit for hotels, flights, vacation rentals and more through Capital One Travel. Shared across the account
|
$300/yr (Anniversary) |
| Receive up to a $120 credit for Global Entry or TSA PreCheck®. One statement credit processed per account every 4 years. Shared across the account
|
$30/yr (one-time/annual) |
| Lifestyle Collection hotel experience credit of up to $50 per eligible stay, applied at checkout to qualifying charges when you book a Lifestyle Collection hotel through Capital One Travel. Shared across the account
|
$0/yr (Per use) |
| Premier Collection hotel experience credit of up to $100 per eligible stay, applied at checkout to qualifying charges when you book a Premier Collection hotel through Capital One Travel. Shared across the account
|
$0/yr (Per use) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsVenture X primary cardholders can enjoy access to 1,300+ participating lounges worldwide from Priority Pass.
Venture X primary cardholders can enjoy access to Capital One Lounge and Landing locations.
Eligible cardholders can enroll in the Hertz Gold+ Rewards status upgrade through the Benefits Tab.
Access extraordinary travel experiences, destination guides and more with a complimentary PRIOR Subscription (a $149 value).
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
Protect your cell phone every time you pay your bill with your Venture X card. If it's stolen or damaged, you'll get reimbursed up to $800.
Refer friends and family to apply for a Venture X card and earn up to 100,000 bonus miles when they're approved.
Your miles won't expire for the life of the account, so they're always there when you need them. Plus, there are no blackout dates.
Add cardholders to your account, they can enjoy benefits and you will earn rewards on every dollar they spend.
Authorized users on the Venture X
Card factsAuthorized users are free. Lounge access for an authorized user is $125 a year, up to 4.
Each authorized user gets
- Capital One lounges (with the lounge add-on)
- Cell phone protection
- Hertz gold plus rewards status upgrade
- Priority Pass lounges (with the lounge add-on)
Shared across the account
- Additional cardholders
- Annual travel credit
- Global Entry or TSA PreCheck credit
- Lifestyle collection hotel experience credit
- Premier collection hotel experience credit
Primary cardmember only
- Anniversary bonus
Transfer partners
A transfer bonus is running on this currency. Navigator shows how big it is and when it ends.
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.