Marriott Bonvoy Brilliant American Express Card
| Annual fee | $650 Fact |
| Foreign transaction fee | None |
| Rewards currency | Marriott Bonvoy Points |
| Est. point value | 0.75¢ Estimate |
Last updated Oct 23, 2026
Checked Oct 25, 2026
Before you apply
General American Express policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 200,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to Jan 2022 · 3 mo | 75,000 points plus $200 statement credit | $3,000 |
| Jan 2022 to Apr 2022 · 3 mo | 75,000 points | $3,000 |
| Apr 2022 to Aug 2022 · 3 mo | 100,000 points | $5,000 |
| Aug 2022 to Mar 2023 · 7 mo | 75,000 points | $3,000 |
| Mar 2023 to Mar 2024 · 12 mo | 95,000 points | $5,000 |
| Mar 2024 to May 2024 · 2 mo | 185,000 points | $6,000 |
| May 2024 to Mar 2025 · 10 mo | 95,000 points | $6,000 |
| Mar 2025 to Aug 2025 · 4 mo | 185,000 points | $6,000 |
| Aug 2025 to Mar 2026 · 7 mo | 95,000 points | $6,000 |
| Mar 2026 to May 2026 · 2 mo | 200,000 points Best | $6,000 |
| May 2026 to Aug 2026 · 2 mo | 100,000 points | $6,000 |
| Jul 2026 to Aug 2026 · 1 mo | 150,000 points | $6,000 |
| Aug 2026 to Sep 2026 · 2 mo | 150,000 points plus $250 statement credit | $6,000 |
| Sep 2026 to now · 1 mo | 100,000 points | $6,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 6x | Marriott Bonvoy Points | No cap |
| Flights | 3x | Marriott Bonvoy Points | No cap |
| Restaurants | 3x | Marriott Bonvoy Points | No cap |
| Everything else | 2x | Marriott Bonvoy points | No cap |
Conditional earning rates
| Rate | When it applies |
|---|---|
| 5x | With complimentary Marriott Bonvoy Platinum Elite status, earn up to 5X points from Marriott Bonvoy on eligible hotel purchases via the 50% Bonus Points on stays benefit. |
Your elite status
Recurring credits
Estimated value| Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made at restaurants worldwide. Shared across the account
|
$300/yr (Monthly) |
| Receive either a $120 statement credit for Global Entry or up to $85 statement credit for TSA PreCheck, once every 4 years. Shared across the account
|
$30/yr (one-time/annual) |
| Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton or St. Regis when booking direct using a special rate for a 2 night minimum stay. Primary cardmember only
|
$0/yr (Per use) |
Credit value depends on whether you use each credit; treat these as potential value.
Certificates
Estimated value| Free Night Award, up to 85,000 points | $638/yr |
A free night is valued at its points cap and our points valuation. Certificates expire, so their value depends on using them in time.
Benefits & protections
Card factsEnroll in Priority Pass for unlimited visits to over 1,300 airport lounges in over 130 countries.
Each calendar year, receive 25 Elite Night Credits towards the next level of Marriott Bonvoy Elite status.
Complimentary Marriott Bonvoy Platinum Elite status providing room upgrades, including enhanced views or suites, when available upon check-in, and 50% Bonus Points on stays (up to 5X points).
Receive 1 Free Night Award every year after your Card renewal month, usable for one night at or under 85,000 Marriott Bonvoy points at participating hotels.
24/7 medical, legal, financial, and emergency coordination assistance while traveling more than 100 miles from home.
Receive free in-room, premium Internet access at participating hotels; booking requirements apply.
Enjoy every trip abroad with no foreign transaction fees from American Express.
Enroll your Card and get 10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year. Limit one enrolled Card per eligible Card Member.
Access to purchase Amex Presale Tickets and Amex Reserved Tickets for select events across sports, music, and more.
Split American Express purchases with Venmo or PayPal users directly from the Amex App; enrollment required.
Be reimbursed for repair or replacement costs following damage or theft, up to $800 per claim with a limit of 2 approved claims per 12-month period, when your cell phone line is listed on a wireless bill paid with an eligible Card. A $50 deductible applies to each claim.
Earn extra rewards on qualifying purchases made at select brands through Amex Offers.
Adds up to one extra year to the Original Manufacturer's Warranty on eligible purchases, for warranties of 5 years or less.
Covers eligible purchases against accidental damage, theft, or loss for up to 90 days from purchase date, up to $10,000 per covered purchase and $50,000 per calendar year.
Return eligible purchases to American Express if the seller won't take them back, up to 90 days from purchase date, refund up to $300 per item, up to $1,000 per calendar year per Card account.
Reimbursement for certain additional expenses if a covered reason delays a round trip paid for entirely with the Eligible Card by more than 6 hours, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period.
Reimbursement for non-refundable expenses if a covered reason cancels or interrupts a round trip purchased entirely with the Eligible Card, up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period.
Coverage for lost, damaged, or stolen baggage when purchasing the entire fare for a common carrier vehicle ticket. Up to $2,000 for checked baggage and up to $3,000 combined for checked and carry-on baggage.
Coverage for damage to or theft of a rental vehicle when using the Card to reserve and pay for the entire rental and declining the CDW. Secondary coverage; not available in Australia, Italy, and New Zealand.
Each calendar year after spending $60,000 on eligible purchases, select one Brilliant Earned Choice Award benefit; only one per calendar year.
Authorized users on the Bonvoy Brilliant
Card factsAuthorized users are free. Must be 13 or older.
Each authorized user gets
- American Express venue collection
- Baggage insurance plan
- Car rental loss and damage insurance
- Cell phone protection
- Purchase protection
- Trip cancellation and interruption insurance
- Trip delay insurance
Shared across the account
- Brilliant dining credit
- Global Entry or TSA PreCheck credit
- Return protection
Primary cardmember only
- Elite night credits
- Free night award
- Marriott Bonvoy platinum elite status
- Marriott Bonvoy property credit
- Priority Pass enrollment
News on this card
There are recent changes to this card's benefits and fees. Add it to My Cards with the I have this card button, or mark it I'm interested to follow it, and they show here and on your dashboard.