American Express

Delta SkyMiles Gold Card

Cobranded Consumer News on this card (1)

Annual fee	$150 Fact
Foreign transaction fee	None
Rewards currency	Miles
Est. point value	1.20¢ Estimate

Apply for this card

Last updated Oct 18, 2026

Checked Oct 18, 2026

Before you apply

2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.

Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.

5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.

10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

Sign-up bonus history

5-year best: 90,000 miles

$2k spend $3k spend 5-year best

View as a table

Period	Bonus	Spend requirement
Oct 2021 to Jun 2026 · 4.6 yr	70,000 miles	$2,000
Jun 2026 to Jul 2026 · 1 mo	90,000 miles Best	$3,000
Jul 2026 to Oct 2026 · 3 mo	80,000 miles	$2,000
Oct 2026 to now · 1 day	80,000 miles plus $250 statement credit	$3,000

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn

Category	Rate	Currency	Cap
Brand purchases	2x	Miles	No cap
Groceries Best card for groceries	2x	Miles	No cap
Restaurants Best card for dining	2x	Miles	No cap
Everything else	1x	Miles	No cap

Recurring credits

Estimated value

After your first Card renewal, earn up to $10 in statement credits each month when using your Delta SkyMiles Gold American Express Card on U.S. rideshare purchases with select providers. That's up to $120 back each year. Enrollment required. Shared across the account	$120/yr (Monthly)
Get up to $100 back per year as a statement credit after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Shared across the account Cards that cover Delta Stays	$100/yr (Calendar Year)

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections

Card facts

Elite Status & Upgrades 1

Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.

Primary cardmember only

Travel Benefits 5

24/7 emergency assistance and coordination services when traveling more than 100 miles from home, including medical and legal referrals, emergency cash wires, and missing luggage assistance.

Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.

Shared across the account

Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.

Take 15% off anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.

Enjoy your first checked bag free on Delta flights worldwide – and on domestic Delta flights, your second bag flies free too.

Lifestyle & Entertainment 2

Eligible Card Members who enroll can get 10% back on qualifying concessions purchases at venues/arenas/stadiums in the American Express Venue Collection, up to $250 per calendar year. Limit one enrolled Card per Card Member.

Shared across the account

Access to purchase Amex Presale Tickets and Amex Reserved Tickets to select events across sports, music, and more, plus additional perks when attending select events.

Protection & Insurance 4

Get up to one extra year added to the Original Manufacturer's Warranty on Covered Purchases with warranties of 5 years or less, in the United States or its territories.

Covers authorized users when they pay with their card

Covered Purchases made with your Eligible Card can be protected against theft or accidental damage for up to 90 days from the purchase date, up to $1,000 per Covered Purchase, up to $50,000 per calendar year.

Covers authorized users when they pay with their card

Coverage for Damage to or Theft of a Rental Vehicle when you use your Eligible Card to reserve and pay for the Entire Rental and decline the CDW at the counter, in a Covered Territory. Secondary coverage, no liability coverage. Not available for vehicles rented in Australia, Italy, and New Zealand.

Covers authorized users when they pay with their card

Coverage for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket on an Eligible Card. Coverage up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, a $10,000 aggregate maximum limit applies.

Covers authorized users when they pay with their card

Authorized users on the Delta Gold

Card facts

Each authorized user gets

Baggage insurance plan
Car rental loss and damage insurance
Extended warranty
Purchase protection

Shared across the account

$200 Delta flight credit
American Express venue collection concessions credit
Back on in flight purchases
Delta stays credit
Rideshare statement credits

Primary cardmember only

Zone 5 Priority boarding

News on this card

Article Oct 17, 2026
Now on The Points Pro: Delta SkyMiles Gold Card, Delta SkyMiles Platinum Business Card and Hilton Honors American Express Card
New cards just joined The Points Pro: see what they earn and credit back, then add yours to your wallet.