Venture X Business
| Annual fee | $395 Fact |
| Foreign transaction fee | None |
| Rewards currency | miles |
| Est. point value | 1.85¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
Before you apply
General Capital One policies as commonly reported by applicants, not a prediction about your application.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 10x | miles | No cap |
| Hotels | 10x | miles | No cap |
| Flights | 5x | miles | No cap |
| Everything else | 2x | miles | No cap |
Your elite status
Recurring credits
Estimated value| Receive an annual $300 credit for bookings through Capital One Business Travel. | $300/yr (Calendar Year) |
| Elevate your stay at luxury hotels, resorts and vacation rentals from the Premier Collection with a $100 experience credit and other premium benefits on every booking. | $100/yr (one-time/annual) |
| Receive up to a $120 statement credit on Global Entry or TSA PreCheck application fee, once every 4 years. | $30/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsEnjoy expedited security lines with TSA PreCheck and Global Entry, plus explore a network of 1,300+ lounges worldwide, including Capital One Lounges and Landings and Priority Pass lounges.
Complimentary Hertz President's Circle status, allowing cardholders to skip the counter at select locations and access a wider selection of rental cars.
Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards.
If your card is lost or stolen, you can get an emergency replacement and a cash advance, with $0 fraud liability.
Get free additional warranty and protection on eligible items you purchase with your card.
Get 10,000 bonus miles every year, starting on your first anniversary.
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.