Venture X Business
| Annual fee | $395 Fact |
| Foreign transaction fee | None |
| Rewards currency | miles |
| Est. point value | 1.85¢ Estimate |
Last updated Aug 27, 2026
Checked Sep 12, 2026
Before you apply
General Capital One policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 400,000 milesView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Sep 2023 to Jan 2026 · 2.3 yr | 150,000 miles | $30,000 |
| Jan 2026 to Feb 2026 · 1 mo | 400,000 miles Best | $180,000 |
| Feb 2026 to now · 7 mo | 150,000 miles | $30,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 10x | miles | No cap |
| Flights | 5x | miles | No cap |
| Everything else | 2x | miles | No cap |
Your elite status
Recurring credits
Estimated value| Receive an annual $300 credit for bookings through Capital One Business Travel. | $300/yr (Calendar Year) |
| Receive up to a $120 statement credit on Global Entry or TSA PreCheck®. | $120/yr (one-time/annual) |
| Elevate your stay at luxury hotels, resorts and vacation rentals from the Premier Collection with a $100 experience credit and other premium benefits on every booking. | $100/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsEnjoy expedited security lines with TSA PreCheck® and Global Entry, plus explore a network of 1,300+ lounges worldwide via Capital One Lounges, Landing, and Priority Pass.
Complimentary Hertz President's Circle status, allowing cardholders to skip the counter at select locations and access a wider selection of rental cars.
Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards.
Get free additional warranty and protection on eligible items you purchase with your card.
Get 10,000 bonus miles every year, starting with your first anniversary.
This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history and credit profile.
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.