United Club Infinite Card
| Annual fee | $695 Fact |
| Foreign transaction fee | None |
| Rewards currency | miles |
| Est. point value | 1.30¢ Estimate |
Last updated Aug 30, 2026
Checked Aug 30, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 100,000 milesView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Aug 2021 to Jan 2022 | 75,000 miles | $3,000 |
| Jan 2022 to Jun 2022 | 80,000 miles | $5,000 |
| Jun 2022 to Oct 2022 | 100,000 miles Best | $5,000 |
| Oct 2022 to Jan 2023 | 80,000 miles | $5,000 |
| Jan 2023 to Mar 2023 | 100,000 miles Best | $5,000 |
| Mar 2023 to Jan 2024 | 80,000 miles | $5,000 |
| Jan 2024 to Apr 2024 | 90,000 miles | $5,000 |
| Apr 2024 to Jul 2024 | 80,000 miles | $5,000 |
| Jul 2024 to Oct 2024 | 90,000 miles | $5,000 |
| Oct 2024 to Jan 2025 | 80,000 miles | $5,000 |
| Jan 2025 to Apr 2025 | 90,000 miles | $5,000 |
| Apr 2025 to Jun 2025 | 95,000 miles | $5,000 |
| Jun 2025 to now | 90,000 miles | $5,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 5x | miles | No cap |
| Brand purchases | 5x | miles | No cap |
| Restaurants | 2x | miles | No cap |
| Transit and rideshare | 2x | miles | No cap |
| Hotels | 2x | miles | No cap |
| Flights | 2x | miles | No cap |
| Everything else | 1x | miles | No cap |
Your elite status
Recurring credits
Estimated value| Get up to $200 back as a statement credit each anniversary year when booking flights directly with JSX. | $200/yr (one-time/annual) |
| Up to $200 back in statement credits each anniversary year on hotel accommodations prepaid directly through Renowned Hotels and Resorts for United Cardmembers. | $200/yr (one-time/annual) |
| Enroll to receive up to $12 back each month January through November and up to $18 back in December on rideshare purchases, up to $150 total per calendar year. | $144/yr (Monthly) |
| Receive two $10 Instacart credits each month (up to $240 total each calendar year) for purchases made directly through Instacart. Benefits end 12/31/27. | $120/yr (Monthly) |
| Exclusive suite of benefits including a $100 property credit, daily breakfast for two, complimentary Wi-Fi, and room upgrade/early check-in/late check-out when booking through Renowned Hotels and Resorts. | $100/yr (one-time/annual) |
| Receive $50 in United TravelBank cash on each of your first and second Avis or Budget car rental bookings through cars.united.com, up to $100 each anniversary year. | $100/yr (one-time/annual) |
| Statement credit of up to $120 every four years for the Global Entry, TSA PreCheck, or NEXUS application fee. | $30/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsCardmembers with United Club All Access Membership and an authorized user earn 4 United Club one-time passes each account anniversary (over a $200 value per year).
Unlock All Access membership (2 adult guests or 1 adult guest plus dependent children, plus Star Alliance lounge access) after reaching Premier Gold status or spending $50,000 in a calendar year on the card.
Unlimited United Club access for the primary Cardmember and one guest, a $750+ value per year, at 45+ United Club locations worldwide.
Primary Cardmember is eligible for complimentary IHG One Rewards Platinum Elite status, including room upgrades and extended check-out where available.
Primary Cardmember eligible to enroll in Avis President's Club, enjoying complimentary two-car class upgrades, guaranteed availability, and expedited rental service.
Earn 1 Premier Qualifying Point (PQP) for every $15 spent on purchases, up to 28,000 PQP per calendar year, toward MileagePlus Premier status.
Earn 1,500 Card Bonus Premier Qualifying Points (PQP) each year toward MileagePlus Premier status, awarded within 8 weeks of February 1.
MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.
24/7 personalized concierge assistance for travel planning, dinner reservations, entertainment tickets and more.
Earn a 10,000-mile award flight discount for every $20,000 spent on purchases in a calendar year, up to two times per year (max $40,000 spend).
Preferential treatment with priority check-in, security screening, boarding, and baggage handling on United/United Express flights.
Primary Cardmember and one companion each receive free first and second standard checked bags on United-operated flights, a savings of up to $440 per roundtrip.
Save 10% or more (Premier members save even more) when booking United or United Express award flights with miles.
Access to purchase private, curated experiences (United Card Events from Chase) and use miles for unique MileagePlus Exclusives such as dinners, sporting events, and concerts.
Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
Reimbursement for eligible items the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.
Covers eligible new purchases for 120 days against damage or theft, up to $10,000 per item.
Primary coverage providing reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
Covers unreimbursed expenses like meals and lodging up to $500 per covered traveler when common carrier travel is delayed more than 12 hours or requires an overnight stay.
Reimbursement up to $3,000 per covered traveler for lost, damaged or stolen checked or carry-on baggage.
Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Reimbursement up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses if a trip is canceled or cut short by a covered reason.
Earn 10,000 bonus miles for each friend approved for a United MileagePlus Card, up to 100,000 bonus miles per year.
Complimentary Instacart+ membership with $0 delivery fees on eligible orders over $35, through 12/31/27 or a minimum one-year term.
News on this card
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