American Express

American Express Platinum Card

Consumer News on this card (1)

Annual fee	$895 Fact
Foreign transaction fee	None
Rewards currency	Membership Rewards points
Est. point value	2.00¢ Estimate

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Last updated Oct 26, 2026

Checked Oct 26, 2026

Before you apply

2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.

Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.

5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.

10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

Sign-up bonus history

5-year best: 175,000 points

$6k spend $8k spend 5-year best

View as a table

Period	Bonus	Spend requirement
Oct 2021 to Jan 2023 · 14 mo	100,000 points	$6,000
Jan 2023 to Jul 2025 · 2.5 yr	80,000 points	$6,000
Jul 2025 to now · 15 mo	175,000 points Best	$8,000

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn

Category	Rate	Currency	Cap
Flights Best card for flights	5x	Membership Rewards points	$500,000/yr
Prepaid hotels (issuer portal)	5x	Membership Rewards points	No cap
Everything else	1x	Membership Rewards points	No cap

Your elite status

Status This card gives you Preferred Plus status with Avis Preferred. Enrollment required.

Status This card gives you President's Circle status with Hertz Gold Plus Rewards. Enrollment required.

Status This card gives you Gold status with Hilton Honors. Enrollment required.

Status This card gives you Sterling status with Leaders Club. Enrollment required.

Status This card gives you Gold Elite status with Marriott Bonvoy. Enrollment required.

Status This card gives you Executive status with National Emerald Club. Enrollment required.

Recurring credits

Estimated value

Get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel. Shared across the account Cards that cover The Hotel Collection	$600/yr (Semiannual)
Get up to $100 in statement credits each quarter for eligible purchases with Resy, including dining at over 10,000 qualifying U.S. Resy restaurants. Shared across the account Cards that cover Resy	$400/yr (Quarterly)
Get up to $300 in statement credits each year at Equinox for an Equinox+ digital subscription or an Equinox club membership subject to auto-renewal. Shared across the account	$300/yr (Calendar Year)
Receive up to $75 in statement credits each quarter for eligible purchases at U.S. lululemon retail stores and lululemon.com. Shared across the account	$300/yr (Quarterly)
Get up to $25 in statement credits each month for eligible purchases with participating digital entertainment partners like Disney+, Hulu, NYT, etc. Shared across the account Cards that cover Hulu	$300/yr (Monthly)
Receive up to $219 in statement credits per calendar year after signing up and paying for a CLEAR+ Membership. Shared across the account Cards that cover CLEAR Plus	$219/yr (Calendar Year)
Receive up to $200 in statement credits when you use the Platinum Card to purchase an Oura Ring at Ouraring.com each calendar year. Shared across the account	$200/yr (Calendar Year)
Earn up to $200 per calendar year in statement credits after incidental fees, such as checked bags and in-flight refreshments, are charged by your one selected qualifying airline to your Card. Shared across the account	$200/yr (Calendar Year)
Add your Platinum Card to your Uber account to receive $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction. Primary cardmember only Cards that cover Uber	$200/yr (Monthly)
Get up to a $12.95 statement credit back each month after paying for a monthly Walmart+ membership. Shared across the account Cards that cover Walmart+	$155/yr (Monthly)
Get up to $120 in statement credits each calendar year after purchasing an auto-renewing Uber One membership with the Card. Shared across the account	$120/yr (Calendar Year)
Statement credit every 4 years for Global Entry application fee ($120) or up to $85 for TSA PreCheck application fee. Also for each authorized user Cards that cover Global Entry/TSA PreCheck	$30/yr (one-time/annual)
$100 credit towards eligible charges with every booking of two nights or more through The Hotel Collection via AmexTravel.com. Shared across the account Cards that cover The Hotel Collection	$0/yr (Per use)

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections

Card facts

Airport Lounges 1

$850 value

Over $850 of annual value with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership, and other select partner lounges.

Also for each Additional Platinum card

Elite Status & Upgrades 5

$550, value

With over 1,800 properties worldwide, booking Fine Hotels + Resorts through AmexTravel.com provides a suite of benefits with average total value of $550, including guaranteed 4pm checkout.

Complimentary premium status for select car rental programs including Avis, Hertz, and National; enrollment through Amex account required.

Also for each Additional Platinum card

Complimentary Hilton Honors Gold status offering room upgrades, 80% bonus points, daily food & beverage credit, 5th night free on points bookings, milestone bonuses, and more.

Also for each Additional Platinum card

Complimentary Marriott Bonvoy Gold Elite status providing upgrades to enhanced rooms upon check-in when available at participating hotels.

Also for each Additional Platinum card

Complimentary Leaders Club Sterling Status from The Leading Hotels of the World, including a 5% Leaders Club points bonus on qualifying stays and 5 pre-arrival upgrades annually (subject to availability). Enrollment required.

Also for each Additional Platinum card

Travel Benefits 2

24/7 emergency assistance and coordination services including medical, legal, and financial referrals when traveling more than 100 miles from home.

Platinum Travel Consultants provide custom itineraries and tailored recommendations for travel planning.

Lifestyle & Entertainment 5

Enhanced experience at select stadiums/arenas with dedicated entrances/fast lanes; 10% back on qualifying concessions purchases up to $250 per calendar year after enrollment.

Shared across the account

Access to Amex Presale Tickets and Amex Reserved Tickets to select events across sports, music, and more, with additional perks at select events.

Curated event experiences from sporting, fashion, fine dining, art, and performances exclusively for Platinum Card Members.

Access to sought after reservations at participating top Resy restaurants on select nights.

Special access to sought-after U.S. Resy restaurants when you add your Platinum Card to your Resy profile, including exclusive reservations and Priority Notify.

Protection & Insurance 8

Adds up to one extra year to the original manufacturer's warranty for warranties of 5 years or less, up to $10,000 per item and $50,000 per calendar year.