Chase Sapphire Reserve Card
| Annual fee | $795 Fact |
| Foreign transaction fee | None |
| Rewards currency | Ultimate Rewards points |
| Est. point value | 2.05¢ Estimate |
Last updated Oct 29, 2026
Checked Oct 28, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 150,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to Jan 2022 · 2 mo | 60,000 points plus $900 statement credit | $4,000 |
| Jan 2022 to Aug 2022 · 7 mo | 50,000 points | $4,000 |
| Aug 2022 to Jan 2023 · 5 mo | 60,000 points | $4,000 |
| Jan 2023 to Apr 2023 · 3 mo | 60,000 points plus $900 statement credit | $4,000 |
| Apr 2023 to Jan 2024 · 10 mo | 60,000 points | $4,000 |
| Jan 2024 to Apr 2024 · 3 mo | 60,000 points plus $900 statement credit | $4,000 |
| Apr 2024 to Jul 2025 · 15 mo | 60,000 points | $4,000 |
| Jul 2025 to Aug 2025 · 1 mo | 100,000 points plus $500 statement credit | $5,000 |
| Aug 2025 to Apr 2026 · 8 mo | 125,000 points | $6,000 |
| Apr 2026 to Jun 2026 · 2 mo | 150,000 points Best | $6,000 |
| Jun 2026 to now · 5 mo | 100,000 points | $6,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Peloton equipment and accessories | 10x | points | $5,000/yr |
| Travel (issuer portal) | 8x | n/a | No cap |
| Transit and rideshare | 5x | points | No cap |
| Hotels | 4x | points | No cap |
| Flights | 4x | points | No cap |
| Restaurants | 3x | points | No cap |
| Everything else | 1x | points | No cap |
Your elite status
Recurring credits
Estimated value| Statement credit of up to $250 per prepaid booking with The Edit, up to $500 annually, two-night minimum required. Shared across the account
|
$500/yr (Calendar Year) |
| Up to $150 in statement credits January-June and again July-December (max $300 annually) for dining at restaurants in the Sapphire Exclusive Tables program on OpenTable. Shared across the account
|
$300/yr (Semiannual) |
| Up to $300 in statement credits for travel purchases each account anniversary year; qualifying purchases will not earn points. Shared across the account
|
$300/yr (Anniversary) |
| Up to $150 in statement credits January-June and again July-December, for a maximum $300 annually, for StubHub and viagogo purchases through 12/31/27. Activation required. Shared across the account
|
$300/yr (Semiannual) |
| Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings with select brands (IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, Pan Pacific), two-night minimum required. Shared across the account
|
$250/yr (one-time/annual) |
| Two $10 DoorDash promos each month ($20 a month) for DashPass members, on groceries, retail and other non-restaurant orders, through 12/31/29. Also for each authorized user
|
$240/yr (Monthly) |
| $15 monthly promo on any qualifying DoorDash order for DashPass members, available through 12/31/29. Also for each authorized user
|
$180/yr (Monthly) |
| $10 statement credit per month on eligible Peloton memberships, max $120 annually through 12/31/27 (activation required); plus earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27. Shared across the account
|
$120/yr (Monthly) |
| Lyft members get up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27. Shared across the account
|
$120/yr (Monthly) |
| Receive one statement credit of up to $120 every four years as reimbursement for Global Entry, TSA PreCheck, or NEXUS application fee charged to your card. Shared across the account
|
$30/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsComplimentary access to Chase Sapphire Lounges by The Club and 1,300+ Priority Pass airport lounges worldwide with up to two guests, valued at over $850 annually.
Complimentary access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass, for primary cardmember and one guest.
Complimentary Priority Pass Select membership providing access to 1,300+ airport lounges worldwide; primary cardmember and authorized users each allowed up to two accompanying guests.
Bookings through The Edit by Chase Travel receive complimentary benefits such as a property credit, daily breakfast for two, and a room upgrade if available, average value over $550 per stay.
Complimentary IHG One Rewards Platinum Elite status through December 31, 2027.
Southwest Rapid Rewards A-List status through the following calendar year, after spending $75,000 in a calendar year.
World of Hyatt Explorist status for the remainder of the calendar year through February of the following year, after spending $75,000 in a calendar year.
IHG One Rewards Diamond Elite status for the remainder of the calendar year in which you qualify and the following calendar year, after spending $75,000 in a calendar year.
Build and book a custom itinerary with a Reserve Travel Designer, valued at up to $300 per trip.
With Points Boost offers, points are worth up to 2x on top booked hotels, including The Edit, and flights with select airlines through Chase Travel.
Complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $324 annually.
Complimentary DashPass membership for 12 months, a $120 value, with $0 delivery fees and reduced service fees on eligible DoorDash orders when activated by 12/31/27.
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.
Covers eligible new purchases for 120 days against damage or theft up to $10,000 per item.
Reimbursed up to $2,500 for medical expenses, subject to a $50 deductible, if sick or injured 100+ miles from home.
Covered up to $50 per incident, 4 times a year for tow, battery assistance, tire change, locksmith or gas.
Covered for medical services and transportation up to $100,000 for emergency evacuation during trips 100+ miles from home.
Reimburses up to $100 a day for up to 5 days for essential purchases when baggage is delayed over 6 hours.
Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage.
Up to $1,000,000 in accidental death or dismemberment coverage when paying for air, bus, train or cruise transportation with your card.
Covered for unreimbursed expenses up to $500 per covered traveler if common carrier travel is delayed more than 6 hours or requires an overnight stay.
Reimbursed up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses if trip is canceled or cut short.
Primary coverage providing reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad when you decline the rental company's collision insurance.
Provides legal and medical referrals and access to other travel and emergency assistance services while traveling away from home.
Authorized users on the Sapphire Reserve
Card facts$195 a year for each authorized user.
Each authorized user gets
- Auto rental coverage
- Baggage delay insurance
- Chase Sapphire reserve lounge network
- Complimentary DashPass membership
- DoorDash monthly promos
- DoorDash monthly promos restaurant orders
- Emergency evacuation and transportation
- Emergency medical and dental
- Extended warranty protection
- Lost luggage reimbursement
- Priority Pass select membership
- Purchase protection
- Return protection
- Roadside assistance
- Travel accident insurance
- Travel and emergency assistance
- Trip cancellation and interruption insurance
- Trip delay reimbursement
Shared across the account
- $250 credit for select Chase travel hotels
- $250 credit for the shops at Chase
- $300 annual travel credit
- $300 dining credit
- $300 StubHub credit
- $500 credit for stays with the edit
- $500 Southwest airlines Chase travel credit
- Global Entry or TSA PreCheck NEXUS credit
- Lyft credits
- Peloton membership credit
Primary cardmember only
- Air canada lounge access
- IHG One rewards diamond elite status
- IHG One rewards platinum elite status
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.
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