Chase Sapphire Reserve
| Annual fee | $795 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 2.05¢ Estimate |
Last updated Sep 6, 2026
Checked Sep 6, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 100,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Sep 2021 to Jan 2022 · 4 mo | 60,000 points plus $900 statement credit | $4,000 |
| Jan 2022 to Aug 2022 · 7 mo | 50,000 points | $4,000 |
| Aug 2022 to Jan 2023 · 5 mo | 60,000 points | $4,000 |
| Jan 2023 to Apr 2023 · 3 mo | 60,000 points plus $900 statement credit | $4,000 |
| Apr 2023 to Jan 2024 · 10 mo | 60,000 points | $4,000 |
| Jan 2024 to Apr 2024 · 3 mo | 60,000 points plus $900 statement credit | $4,000 |
| Apr 2024 to Jul 2025 · 15 mo | 60,000 points | $4,000 |
| Jul 2025 to Jul 2025 · 1 day | 100,000 points plus $500 statement credit Best | $5,000 |
| Jul 2026 to now · 2 mo | 100,000 points Best | $6,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 8x | n/a | No cap |
| Transit and rideshare | 5x | n/a | No cap |
| Hotels | 4x | points | No cap |
| Flights | 4x | points | No cap |
| Restaurants | 3x | points | No cap |
| Everything else | 1x | points | No cap |
Your elite status
Recurring credits
Estimated value| Statement credit of up to $250 per prepaid booking with The Edit, up to $500 annually, two-night minimum required. | $500/yr (Calendar Year) |
| Up to $150 in statement credits January-June and again July-December (max $300 annually) for dining at restaurants in the Sapphire Exclusive Tables program on OpenTable. | $300/yr (Calendar Year) |
| Up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points. | $300/yr (Calendar Year) |
| Up to $150 in statement credits January-June and again July-December, for a maximum $300 annually, for StubHub and viagogo purchases through 12/31/27. Activation required. | $300/yr (Calendar Year) |
| Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings with select brands (IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, Pan Pacific), two-night minimum required. | $250/yr (one-time/annual) |
| $10 statement credit per month on eligible Peloton memberships, max $120 annually through 12/31/27 (activation required); plus earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27. | $120/yr (Monthly) |
| Lyft members get up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27. | $120/yr (Monthly) |
| Receive one statement credit of up to $120 every four years as reimbursement for Global Entry, TSA PreCheck, or NEXUS application fee charged to your card. | $30/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsComplimentary access to Chase Sapphire Lounges by The Club and 1,300+ Priority Pass airport lounges worldwide with up to two guests, valued at over $850 annually.
Complimentary access for cardmember and 1 guest to Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada, and Europe with an eligible boarding pass on a Star Alliance flight.
Complimentary Priority Pass Select membership providing access to 1,300+ airport lounges worldwide with up to two guests.
Bookings through The Edit by Chase Travel receive complimentary benefits such as a property credit, daily breakfast for two, and a room upgrade if available, average value over $550 per stay.
Complimentary IHG One Rewards Platinum Elite status through December 31, 2027.
After $75,000 annual spend, eligible for Southwest Rapid Rewards A-List status for remainder of year through following calendar year.
Spend $75,000 each calendar year to unlock Hyatt Explorist status for remainder of year and through following calendar year.
After spending $75,000 in a calendar year, primary cardmember is eligible for IHG One Rewards Diamond Elite status through the following calendar year.
Build and book a custom itinerary with a Reserve Travel Designer, valued at up to $300 per trip.
With Points Boost offers, points are worth up to 2x on top booked hotels, including The Edit, and flights with select airlines through Chase Travel.
Complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, valued at $288 annually.
Complimentary DashPass membership for 12 months, a $120 value, with $0 delivery fees and reduced service fees on eligible DoorDash orders when activated by 12/31/27.
DashPass members get up to $25 each month to spend on DoorDash, including a $5 monthly promo for restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/27.
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.
Covers eligible new purchases for 120 days against damage or theft up to $10,000 per item.
Reimbursed up to $2,500 for medical expenses, subject to a $50 deductible, if sick or injured 100+ miles from home.
Covered up to $50 per incident, 4 times a year for tow, battery assistance, tire change, locksmith or gas.
Covered for medical services and transportation up to $100,000 for emergency evacuation during trips 100+ miles from home.
Reimburses up to $100 a day for up to 5 days for essential purchases when baggage is delayed over 6 hours.
Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage.
Up to $1,000,000 in accidental death or dismemberment coverage when paying for air, bus, train or cruise transportation with your card.
Covered for unreimbursed expenses up to $500 per covered traveler if common carrier travel is delayed more than 6 hours or requires an overnight stay.
Reimbursed up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses if trip is canceled or cut short.
Primary coverage providing reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad when you decline the rental company's collision insurance.
Provides legal and medical referrals and access to other travel and emergency assistance services while traveling away from home.
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.
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