Venture Business
| Annual fee | $95 Fact |
| Foreign transaction fee | None |
| Rewards currency | miles |
| Est. point value | 1.85¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
Before you apply
General Capital One policies as commonly reported by applicants, not a prediction about your application.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 5x | miles | No cap |
| Everything else | 2x | miles | No cap |
Your elite status
Recurring credits
Estimated value| Get an annual $50 statement credit for purchases at qualifying advertising or software merchants. | $50/yr (Calendar Year) |
| Receive an annual $50 travel credit for bookings through Capital One Business Travel. | $50/yr (Calendar Year) |
| Receive up to a $120 credit for Global Entry or TSA PreCheck every 4 years. | $30/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsUnlock premium benefits with every stay through the Lifestyle Collection, like a $50 experience credit, room upgrades when available, and more.
Skip the counter at select locations, enjoy a wider selection of rental cars and more, as a Venture Business cardholder with Hertz Five Star Status.
Complimentary access to an all-in-one business travel management solution for managing business travel and expenses.
Redeem miles through the travel site, get reimbursed for travel expenses, or transfer miles to one of 15+ partners.
Track employee spending while earning all the rewards from their purchases with free employee cards.
Get free additional warranty and protection on eligible items you purchase with your card.
If your card is lost or stolen, you can get an emergency replacement and a cash advance with $0 fraud liability.
Make safer payments online without exposing your actual card number with merchants using virtual cards.
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.