IHG One Rewards Premier Select Card
| Annual fee | $350 Fact |
| Foreign transaction fee | None |
| Rewards currency | IHG One Rewards points |
| Est. point value | 0.60¢ Estimate |
Last updated Nov 2, 2026
Checked Nov 2, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 12x | IHG One Rewards points | No cap |
| Transit and rideshare | 6x | IHG One Rewards points | No cap |
| Travel | 6x | IHG One Rewards points | No cap |
| Restaurants | 6x | IHG One Rewards points | No cap |
| Everything else | 3x | IHG One Rewards points | No cap |
Your elite status
Recurring credits
Estimated value| You, as the primary cardmember, receive one $75 Food and Beverage Reward voucher each calendar quarter (up to $300 per calendar year) to redeem for credit against eligible food and beverage charges captured on your room bill at participating IHG Hotels & Resorts (excluding IHG Army Hotels, select Six Senses locations, Iberostar Beachfront Resorts, Royal Resorts by Holiday Inn Club Vacations, and InterContinental Alliance Resorts Macau). Each voucher must be used in a single redemption and expires at the end of the issuing quarter. Primary cardmember only
|
$300/yr (Quarterly) |
| As the primary cardmember, receive one $10 credit each month (up to $120 per calendar year) in the Instacart app on a purchase of $10 or more made directly on Instacart.com while maintaining an active Instacart+ membership after activating your Chase Instacart+ membership through December 31, 2027. Primary cardmember only
|
$120/yr (Monthly) |
| Get up to $10 off each calendar month at checkout on one qualifying non-restaurant DoorDash order (groceries, everyday essentials, and more, excluding gift cards) through December 31, 2027 while enrolled in your Chase DashPass membership activated on or after September 1, 2026. Shared across the account
|
$120/yr (Monthly) |
| Get 12 months of complimentary DashPass by DoorDash ($120 annual value) for use on DoorDash and Caviar when activated between February 1, 2025 and December 31, 2027, providing $0 delivery fees and reduced service fees on eligible orders. Also for each authorized user
|
$120/yr (Calendar Year) |
| Receive one statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS when charged to your card by you or an authorized user. Shared across the account
|
$30/yr (one-time/annual) |
| The primary cardmember receives up to $50 United TravelBank Cash each calendar year after completing a one-time registration linking the card with a United MileagePlus account at ihg.com/united: one $25 deposit on or about January 5 (expires July 15) and another $25 deposit on or about July 5 (expires January 15). Primary cardmember only
|
$25/yr (Calendar Year) |
| Receive a one-time $200 statement credit each calendar year when you spend at least $250 on flight tickets booked directly with the airline using your IHG One Rewards Premier Select Credit Card through December 31, 2027. Shared across the account
|
$200 (Calendar Year) after $250 spend |
Credit value depends on whether you use each credit; treat these as potential value.
Certificates
Estimated value| Anniversary Free Night, up to 60,000 points Points can be added to book above the cap |
$360/yr |
| Free Night after $40,000 spend, up to 60,000 points Points can be added to book above the cap Must be redeemed within 12 months of issue. |
after $40,000 spend |
A free night is valued at its points cap and our points valuation. Certificates expire, so their value depends on using them in time.
Benefits & protections
Card factsYou, as the primary cardmember, earn an additional 5 Elite Night Credits (ENC) after spending $15,000 in purchases each calendar year, in addition to the 2 ENC earned per $5,000 spent.
You, as the primary cardmember, earn 2 Elite Night Credits (ENC) for every $5,000 spent in purchases with your IHG One Rewards Premier Select Card, with no limit to the number of Elite Night Credits you can earn.
You, as the primary cardmember, receive 20 Elite Night Credits (ENC) in your IHG One Rewards account within 6-8 weeks of account opening and then deposited by February 1 each calendar year, counting toward Elite membership status and Milestone Rewards.
Each calendar year you make purchases totaling $25,000 or more, you, as the primary cardmember, qualify for IHG One Rewards Diamond Elite Status for the remainder of the calendar year in which you qualify and through December 31 of the following year.
Qualify for automatic IHG One Rewards Platinum Elite status for as long as you remain an IHG One Rewards Premier Select cardmember and your IHG One Rewards account remains in good standing.
After spending $40,000 in purchases each calendar year (January 1 through December 31), you, as the primary cardmember, qualify for 1 additional Free Night valid at IHG Hotels & Resorts with a point redemption value of 60,000 points or less, with the ability to add points from your IHG One Rewards account to redeem above the 60,000-point cap. Must be redeemed and stay completed within 12 months from date of issue.
Receive an Anniversary Free Night each year after your card anniversary date, valid at IHG Hotels & Resorts worldwide with a point redemption value of 60,000 points or less, with the ability to add points from your IHG One Rewards account to redeem above the 60,000-point cap. Must be redeemed and stay completed within 12 months from date of issue.
Reimburses up to $5,000 per covered traveler and up to $10,000 per trip for pre-paid, non-refundable travel expenses (including passenger fares, tours, and hotels) if your trip is canceled or cut short by sickness, severe weather, or other covered situations.
Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Provides reimbursement up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when baggage is delayed over 6 hours.
Save at least 30% when you purchase IHG One Rewards points using your IHG One Rewards Premier Select Credit Card.
You, as the primary cardmember, earn 20,000 bonus points after spending $15,000 in purchases with your IHG One Rewards Premier Select Credit Card each calendar year.
Earn 10,000 bonus points for each friend who gets approved for any participating IHG One Rewards credit card, up to 50,000 bonus points per year.
When you redeem IHG One Rewards points for a consecutive four-night or longer standard room Reward Night stay at the same property, the 4th Reward Night is free (0 points), usable on an unlimited number of stays annually.
Receive one complimentary 3-month Instacart+ membership per eligible card account when activated at instacart.com/p/chase-cobrands between May 1, 2025 and December 31, 2027 by you as the primary cardmember or any authorized user.
Authorized users on the IHG Premier Select
Card factsAuthorized users are free.
Each authorized user gets
- Baggage delay insurance
- Complimentary DashPass membership
- Lost luggage reimbursement
- Purchase protection
- Trip cancellation and interruption insurance
Shared across the account
- $200 airline statement credit
- Complimentary 3 month instacart membership
- DoorDash non restaurant monthly promo
- Global Entry TSA PreCheck or NEXUS statement credit
Primary cardmember only
- Anniversary free night
- Automatic platinum elite status
- Bonus points after 15000 spend
- Diamond elite status after annual spend
- Elite night credits
- Elite night credits after 15000 spend
- Elite night credits per 5000 spent
- Free night after annual spend
- Instacart monthly credit
- United travelbank Cash
- Up to 300 in annual food and beverage rewards at IHG hotels
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