Chase Sapphire Reserve Business Card
| Annual fee | $795 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 2.05¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 200,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Jun 2025 to Feb 2026 | 200,000 points Best | $30,000 |
| Feb 2026 to Apr 2026 | 150,000 points | $20,000 |
| Jul 2026 to now | 200,000 points Best | $30,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 8x | points | No cap |
| Transit and rideshare | 5x | points | No cap |
| Hotels | 4x | points | No cap |
| Flights | 4x | points | No cap |
| Other | 3x | points | No cap |
| Everything else | 1x | points | No cap |
Your elite status
Recurring credits
Estimated value| Up to $500 in automatic statement credits annually for bookings made with The Edit (2-night minimum), max $250 per transaction. | $500/yr (Calendar Year) |
| Up to $400 in annual statement credits on ZipRecruiter purchases through 12/31/27, split $200 Jan-Jun and $200 Jul-Dec. | $400/yr (Calendar Year) |
| DashPass members get up to $25 each month to spend on DoorDash, including $5 monthly promo for restaurant orders and two $10 promos for groceries/retail, available through 12/31/27. | $300/yr (Monthly) |
| Receive up to $300 in statement credits each anniversary year on travel purchases. | $300/yr (one-time/annual) |
| Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings (2-night minimum) with IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific. | $250/yr (one-time/annual) |
| Up to $200 in annual statement credits on purchases made directly with Google Workspace through 12/31/27. | $200/yr (Calendar Year) |
| Up to $10 in monthly in-app Lyft credits, up to $120 annually, through 9/30/27. | $120/yr (Monthly) |
| Up to $100 per year in statement credits for gift card purchases from a curated collection on giftcards.com/reservebusiness, split $50 Jan-Jun and $50 Jul-Dec, through 10/31/28. | $100/yr (Calendar Year) |
| Receive one statement credit of up to $120 every four years as reimbursement for Global Entry, TSA PreCheck, or NEXUS application fee. | $30/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsComplimentary access to Chase Sapphire Lounge by The Club and 1,300+ Priority Pass airport lounges worldwide with up to two guests, valued at over $850. Not available for Employee Cardmembers.
Complimentary access for cardmember and 1 guest to Air Canada Maple Leaf Lounges and Air Canada Cafés in Canada, U.S., and Europe when departing on a Star Alliance flight. Not available for Employee Cardmembers.
Booking through The Edit by Chase Travel provides property credit, daily breakfast for two, room upgrade if available, and more - average value over $550 per stay.
Avis: up to 30% off base rates, Preferred Plus enrollment, free weekend rentals, up to 10% off Select Series. National: up to 25% off qualifying rentals and complimentary Emerald Club Executive membership, free weekend day, one-class upgrade. Hertz: special savings, faster service, extra hours on returns, Gold Plus Rewards bonus points.
After spending $120,000 in a calendar year, authorizing officer eligible for Southwest Rapid Rewards A-List status through the following calendar year.
After spending $120,000 in a calendar year, authorizing officer is eligible for IHG One Rewards Diamond Elite status for the remainder of the year and the following calendar year.
After spending $120,000 in a calendar year, authorizing officer is eligible for World of Hyatt Explorist status through the following calendar year and into February after that.
Complimentary IHG One Rewards Platinum Elite status through 12/31/27. Not available for Employee Cardmembers. Activation required.
24/7 assistance from Visa Infinite Concierge for booking dining, entertainment, and travel. Cardmember responsible for cost of goods/services purchased.
Enjoy a 1:1 points transfer to leading hotel and airline loyalty programs.
Provides legal and medical referrals and access to travel and emergency assistance services while traveling away from home.
Complimentary DashPass membership, a $120 value for 12 months, with $0 delivery fees and reduced service fees on eligible DoorDash orders when activated by 12/31/27.
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
Up to $1,000 per claim in cell phone protection against covered theft or damage, max 3 claims per 12-month period, $100 deductible per claim, when phone bill paid with card.
Reimbursed for eligible items the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.
Covers eligible new purchases for 120 days from purchase against damage or theft, up to $10,000 per item.
Covered for unreimbursed expenses like meals and lodging up to $500 per covered traveler if common carrier travel delayed more than 6 hours or requires overnight stay.
Reimbursed up to $10,000 per covered traveler and $20,000 per trip for pre-paid non-refundable travel expenses if trip is canceled or cut short by covered situations.
Up to $1,000,000 in accidental death or dismemberment coverage when paying for air, bus, train, or cruise transportation with the card.
Covered up to $50 per incident, 4 times a year, for tow, battery assistance, tire change, locksmith or gas.
You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.
Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage during a covered trip.
Reimbursement up to $2,500 for medical expenses (subject to $50 deductible) for sickness/injury 100+ miles from home.
Coverage up to $100,000 for medical services and transportation for emergency evacuations occurring 100+ miles from home.
Reimburses up to $100 a day for up to 5 days for essential purchases when baggage is delayed over 6 hours.
Primary coverage for business rentals; reimbursement up to $75,000 for theft and collision damage on most rental vehicles in the U.S. and abroad.
Employee cards let you set individual spending limits and help you earn rewards even faster, at no additional cost.
You won't be held responsible for unauthorized charges made with your card or account information.
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.