Chase Sapphire Reserve for Business Card
| Annual fee | $795 Fact |
| Foreign transaction fee | Not confirmed |
| Rewards currency | Ultimate Rewards points |
| Est. point value | 2.05¢ Estimate |
Last updated Oct 29, 2026
Checked Oct 28, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 200,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Jun 2025 to Feb 2026 · 7 mo | 200,000 points Best | $30,000 |
| Feb 2026 to Jul 2026 · 6 mo | 150,000 points | $20,000 |
| Jul 2026 to now · 3 mo | 200,000 points Best | $30,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel (issuer portal) | 8x | points | No cap |
| Transit and rideshare | 5x | points | No cap |
| Hotels | 4x | points | No cap |
| Flights | 4x | points | No cap |
| Advertising | 3x | points | $1,000,000/yr |
| Everything else | 1x | points | No cap |
Your elite status
Recurring credits
Estimated value| Up to $500 in automatic statement credits annually for bookings made with The Edit (2-night minimum), max $250 per transaction. Shared across the account
|
$500/yr (Calendar Year) |
| Up to $400 in annual statement credits on ZipRecruiter purchases through 12/31/27, split $200 Jan-Jun and $200 Jul-Dec. Shared across the account
|
$400/yr (Semiannual) |
| Receive up to $300 in statement credits each anniversary year on travel purchases. Shared across the account
|
$300/yr (Anniversary) |
| Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings (2-night minimum) with IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific. Shared across the account
|
$250/yr (one-time/annual) |
| Up to $200 in annual statement credits on purchases made directly with Google Workspace through 12/31/27. Shared across the account
|
$200/yr (Calendar Year) |
| Two $10 monthly promos to save on groceries, retail orders, and more. Shared across the account
|
$120/yr (Monthly) |
| Up to $10 in monthly in-app Lyft credits, up to $120 annually, through 9/30/27. Shared across the account
|
$120/yr (Monthly) |
| Up to $50 in statement credits January through June and up to $50 July through December ($100 a year) when purchasing gift cards from a curated collection on giftcards.com/reservebusiness, through 10/31/28. Shared across the account
|
$100/yr (Semiannual) |
| $5 monthly promo to spend on restaurant orders. Shared across the account
|
$60/yr (Monthly) |
| Receive one statement credit of up to $120 every four years as reimbursement for Global Entry, TSA PreCheck, or NEXUS application fee. Shared across the account
|
$30/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsComplimentary access to Chase Sapphire Lounge by The Club and 1,300+ Priority Pass airport lounges worldwide with up to two guests, valued at over $850 annually; not available for Employee Cardmembers.
Complimentary access with one guest to Air Canada Maple Leaf Lounges and Air Canada Cafés when departing on a Star Alliance flight; not available for Employee Cardmembers.
Booking through The Edit by Chase Travel provides property credit, daily breakfast for two, room upgrade if available, and more - average value over $550 per stay.
Avis: up to 30% off base rates, Preferred Plus enrollment, free weekend rentals, up to 10% off Select Series. National: up to 25% off qualifying rentals and complimentary Emerald Club Executive membership, free weekend day, one-class upgrade. Hertz: special savings, faster service, extra hours on returns, Gold Plus Rewards bonus points.
After spending $120,000 in a calendar year, get Southwest Rapid Rewards A-List status through the following calendar year.
After spending $120,000 in a calendar year, get IHG One Rewards Diamond Elite status for the remainder of that year and the following calendar year.
After spending $120,000 in a calendar year, get World of Hyatt Explorist status for the remainder of that year through February of the year after the following calendar year.
Get complimentary IHG One Rewards Platinum Elite status through 12/31/27; not available for Employee Cardmembers.
24/7 assistance from Visa Infinite Concierge for booking dining, entertainment, and travel. Cardmember responsible for cost of goods/services purchased.
Complimentary DashPass membership, a $120 value for 12 months, with $0 delivery fees and reduced service fees on eligible DoorDash orders when activated by 12/31/27.
You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.
Employee cards let you set individual spending limits and help you earn rewards even faster, at no additional cost.
Employee cards on the Sapphire Reserve for Business
Card factsEmployee cards are free.
Each employee card gets
- Complimentary DashPass membership
Shared across the account
- $120 Lyft credit
- $200 google workspace credit
- $250 credit for select Chase travel hotels
- $300 annual travel credit
- $400 ziprecruiter credit
- $50 curated gift card credit
- $500 credit for stays with the edit
- $500 credit for the shops at Chase
- $500 Southwest airlines Chase travel credit
- DoorDash monthly promos
- DoorDash monthly promos restaurant orders promo
- Global entrytsa prechecknexus credit
Primary cardmember only
- Air canada lounge access
- Chase Sapphire reserve lounge network
- IHG One rewards diamond elite status
- IHG One rewards platinum elite status
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.