American Express
Marriott Bonvoy Business Credit Card
Cobranded
Business
| Annual fee | $125 Fact |
| Foreign transaction fee | None |
| Rewards currency | Marriott Bonvoy Points |
| Est. point value | 0.80¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
Before you apply
2/90. American Express generally approves at most 2 of its credit cards per 90 days.
Community-reported.
Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language.
Issuer-stated.
5 credit card limit. American Express generally limits you to 5 of its credit cards at once.
Community-reported.
10 charge card limit. American Express generally limits you to 10 of its charge cards at once.
Community-reported.
General American Express policies as commonly reported by applicants, not a prediction about your application.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 6x | Marriott Bonvoy Points | No cap |
| Other | 4x | Marriott Bonvoy Points | No cap |
| Gas and EV charging | 4x | Marriott Bonvoy Points | No cap |
| Restaurants | 4x | Marriott Bonvoy Points | No cap |
| Everything else | 2x | Marriott Bonvoy Points | No cap |
Your elite status
Status
This card gives you Gold Elite status with Marriott Bonvoy.
Benefits & protections
Card facts
Elite Status & Upgrades
2
Receive 15 Elite Night Credits each calendar year towards the next level of Marriott Bonvoy Elite status.
Complimentary Gold Elite status with the Marriott Bonvoy Business American Express Card, including priority late checkout (until 2 p.m., subject to availability) and 25% more points on eligible hotel purchases.
Travel Benefits
2
Free in-room, premium Internet access while staying at participating Marriott Bonvoy hotels. Booking requirements apply.
Members can redeem Marriott Bonvoy points for flights and car rentals across hundreds of travel partners worldwide.