Marriott Bonvoy Business American Express Card
| Annual fee | $125 Fact |
| Foreign transaction fee | None |
| Rewards currency | Marriott Bonvoy Points |
| Est. point value | 0.75¢ Estimate |
Last updated Oct 29, 2026
Checked Oct 26, 2026
Before you apply
General American Express policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 250,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to Jul 2024 · 2.7 yr | 75,000 points | $3,000 |
| Jul 2024 to Sep 2024 · 2 mo | 150,000 points | $6,000 |
| Sep 2024 to Oct 2024 · 25 days | 5 Marriott Bonvoy free night awards (about $187,500) | $8,000 |
| Oct 2024 to Oct 2024 · 21 days | 250,000 points Best | $8,000 |
| Oct 2024 to Jan 2025 · 2 mo | 50,000 points | $6,000 |
| Jan 2025 to Oct 2025 · 9 mo | 150,000 points | $6,000 |
| Apr 2025 to Jun 2025 · 2 mo | 50,000 points | $6,000 |
| Jun 2025 to Aug 2025 · 2 mo | 150,000 points | $6,000 |
| Aug 2025 to Jan 2026 · 5 mo | 125,000 points | $8,000 |
| Jan 2026 to Feb 2026 · 2 mo | 75,000 points | $6,000 |
| Feb 2026 to Apr 2026 · 2 mo | 50,000 points | $6,000 |
| Apr 2026 to Jul 2026 · 3 mo | 250,000 points Best | $6,000 |
| Jul 2026 to Sep 2026 · 2 mo | 75,000 points | $6,000 |
| Sep 2026 to now · 2 mo | 100,000 points plus Free Night Award | $8,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 6x | Marriott Bonvoy Points | No cap |
| Gas and EV charging | 4x | Marriott Bonvoy Points | No cap |
| Restaurants | 4x | Marriott Bonvoy Points | No cap |
| Shipping | 4x | Marriott Bonvoy points | No cap |
| Internet, cable and phone services | 4x | Marriott Bonvoy points | No cap |
| Everything else | 2x | Marriott Bonvoy Points | No cap |
Your elite status
Certificates
Estimated value| Free Night Award, up to 35,000 points | $262/yr |
| Free Night Award after $60,000 spend, up to 35,000 points | after $60,000 spend |
A free night is valued at its points cap and our points valuation. Certificates expire, so their value depends on using them in time.
Benefits & protections
Card factsEach calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status with your Marriott Bonvoy Business American Express Card. Limitations apply per Marriott Bonvoy member account.
Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Certain hotels have resort fees.
Complimentary Gold Elite status with the Marriott Bonvoy Business American Express Card, including priority late checkout (until 2 p.m., subject to availability) and 25% more points on eligible hotel purchases.
Free in-room, premium Internet access while staying at participating Marriott Bonvoy hotels. Booking requirements apply.
Members can redeem Marriott Bonvoy points for flights and car rentals across hundreds of travel partners worldwide.
Receive a 7% discount on eligible bookings at hotels which participate in the Marriott Bonvoy® program as a benefit of being both a Marriott Bonvoy® Member and a Marriott Bonvoy Business® American Express® Card Member when you book directly through an eligible Marriott channel under the Amex Business Card Rate.
Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for third-party service provider costs.
Covers damage to or theft of a rental vehicle in a Covered Territory when the Entire Rental is reserved and paid with the Card and the CDW is declined at the counter. Secondary coverage, no liability coverage; some vehicle types/countries excluded.
Covers lost, damaged, or stolen baggage when the Entire Fare for a Common Carrier ticket is purchased with the Card. Coverage up to $1,250 for carry-on and up to $500 for checked baggage, in excess of Common Carrier coverage. NY residents have a $10,000 aggregate maximum per Covered Trip.
Covers Covered Purchases against theft or accidental damage for up to 90 days from purchase date, up to $1,000 per Covered Purchase and up to $50,000 per Card Member account per calendar year.
Extends the terms of the Original Manufacturer's Warranty up to one additional year, applicable to warranties of 5 years or less on Covered Purchases in the U.S. or its territories.
Employee cards on the Bonvoy Business
Card factsUp to 99 employee cards at no cost.
Each employee card gets
- Baggage insurance plan
- Car rental loss and damage insurance
- Extended warranty
- Purchase protection
Primary cardmember only
- Elite night credits
- Free night award
- Marriott Bonvoy gold elite status
News on this card
-
Article Sep 12, 2026Three New Amex Business Welcome Offers, Two With Higher Spend
Amex raised welcome offers on the Marriott Bonvoy Business, Hilton Honors Business and Business Green cards. Two now ask for $8,000 instead of $6,000.
There are recent changes to this card's benefits and fees. Add it to My Cards with the I have this card button, or mark it I'm interested to follow it, and they show here and on your dashboard.