The Points Pro

Best card for flights

The cards we track, ranked by what they earn on flights, with the credits and perks that sweeten the category.

Which card is best for flights? The ranking below scores each card's flights rate in cents per dollar at published point valuations; the calculator does the same across your whole monthly spend.

Cards with this credit

  • Capital One Venture X Card $300/yr
    Receive a $300 annual credit for hotels, flights, vacation rentals and more through Capital One Travel.
    $300 calendar year
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  • The Ritz Carlton Card $300/yr
    Up to $300 in statement credits per calendar year for qualifying airline purchases such as baggage fees, seat upgrades, in-flight purchases, and lounge memberships or passes.
    $300 calendar year
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  • American Express Platinum Card $200/yr
    Earn up to $200 per calendar year in statement credits after incidental fees, such as checked bags and in-flight refreshments, are charged by your one selected qualifying airline to your Card.
    $200 calendar year
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  • Hilton Honors American Express Aspire Card $200/yr
    Up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App.
    $50 quarterly
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  • United Club Business Card $200/yr
    Get up to $200 back as a statement credit each anniversary year when booking flights directly with JSX using your card.
    $200 one-time/annual
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  • United Club Infinite Card $200/yr
    Get up to $200 back as a statement credit each anniversary year when booking flights directly with JSX.
    $200 one-time/annual
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  • United Quest Card $200/yr
    Automatically receive $200 in United TravelBank cash after account opening and annually on your account anniversary, for a future United- or United Express-operated flight.
    $200 calendar year
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  • United Business Card $125/yr
    Receive $125 in United TravelBank cash after making 5 United flight purchases of $100 or more each calendar year.
    $125 calendar year
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  • AAdvantage Globe Mastercard $100/yr
    Every calendar year, earn up to $100 in statement credits on inflight purchases when you use your card on American Airlines flights.
    $100 one-time/annual
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  • Bank of America Premium Rewards Card $100/yr
    Up to $100 in Airline Incidental Statement Credits annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees, automatically applied to your card statement
    $100 calendar year
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  • United Explorer Card $100/yr
    Up to $100 back as a statement credit each anniversary year when booking flights directly with JSX using the card.
    $100 one-time/annual
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  • American Airlines AAdvantage MileUp Card $25/yr
    25% savings on inflight food and beverage purchases when you use your card on American Airlines flights.
    $25 one-time/annual
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Which card

  • Chase Sapphire Reserve
    $3,000 credit (one-time/annual)
    Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on bag
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  • Chase Sapphire Preferred
    $3,000 credit (one-time/annual)
    Provides reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or car
    View
  • Chase Freedom Unlimited
    $6,000 credit (one-time/annual)
    Reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable pas
    View
  • Wells Fargo Autograph Journey Card
    $15,000 credit (one-time/annual)
    Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and
    View
  • Delta SkyMiles Reserve Business Card
    $10,000 credit (one-time/annual)
    Reimburses non-refundable travel expenses up to $10,000 per trip and $20,000 per 12-month period whe
    View
  • Chase Ink Business Preferred Card
    $10,000 credit (one-time/annual)
    Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable tr
    View
  • Chase Sapphire Reserve Business Card
    $20,000 credit (one-time/annual)
    Reimbursed up to $10,000 per covered traveler and $20,000 per trip for pre-paid non-refundable trave
    View
  • Southwest Rapid Rewards Performance Business Credit Card
    $3,000 credit (one-time/annual)
    Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
    View
  • IHG One Rewards Premier Business Credit Card
    $6,000 credit (one-time/annual)
    Reimbursement up to $1,500 per person and $6,000 per trip for pre-paid, non-refundable travel expens
    View
  • Amazon Prime Card
    $3,000 credit (one-time/annual)
    Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
    View
  • World of Hyatt Credit Card
    $10,000 credit (one-time/annual)
    Reimburses up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable trave
    View
  • United Explorer Card
    $6,000 credit (one-time/annual)
    Reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable pas
    View

Cards with this benefit

  • Delta SkyMiles Platinum Card Loyalty boosters
    Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
    And 5 more matching benefits on this card
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  • United Explorer Card More perks
    MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.
    And 5 more matching benefits on this card
    View
  • United Quest Card Elite status
    Primary Cardmembers with MileagePlus Premier status traveling on an award ticket, plus one companion, are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.
    And 5 more matching benefits on this card
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  • United Club Infinite Card More perks
    MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.
    And 4 more matching benefits on this card
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  • American Express Business Platinum Card More perks
    Get 35% points back after using Pay with Points for flights booked through Amex Travel with your selected qualifying airline, up to 1,000,000 points back per calendar year.
    And 3 more matching benefits on this card
    View
  • Delta SkyMiles Gold Business Card Loyalty boosters
    Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
    And 3 more matching benefits on this card
    View
  • Delta SkyMiles Reserve Business Card Loyalty boosters
    Take up to $50 off the cost of a flight for every 5,000 miles redeemed with Pay with Miles when booking on delta.com.
    And 3 more matching benefits on this card
    View
  • Delta SkyMiles Reserve Card Flight perks
    Receive Zone 5 Priority Boarding on Delta flights, boarding early to stow carry-on bags and settle in sooner.
    And 3 more matching benefits on this card
    View

Learn

  • Cash Back vs. Travel Points Lesson, phase 1: Foundation
    When they book a flight or a hotel room, they have four hundred dollars to spend.
  • Currency 101 Lesson, phase 1: Foundation
    You can only use Delta miles to book flights on Delta or its direct alliance partners.
  • Understanding Cents-Per-Point Lesson, phase 1: Foundation
    The highest cents-per-point values are unlocked on premium flights.
  • The Power of Welcome Offers Lesson, phase 2: Accumulation
    Swipe the card at the grocery store, swipe it at the gas pump, swipe it at dinner, and watch the balance creep upward until one day there is enough for a flight.
  • Travel Portals vs. Transfer Partners Lesson, phase 3: Redemption
    You enter your dates, search flights or hotels, and check out with points instead of a card.

Good to know

  • Rates apply to the issuer's definition of the category, which can be narrower than the everyday word (a warehouse club is rarely "groceries").
  • Enter your actual monthly flights spend in the best card finder to see the value in dollars, alongside every other category you spend in.

Related

Hold any of these cards? Ask your own wallet about Flights and Find answers from your cards, cycle state included.