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Atmos Rewards Visa Signature Business Card card art
Sign-up bonus
70,000 points + $99 Companion Fare (plus taxes and fees from $23) ≈ $1,085 value
after $4,000 spend in 90 days
Bank of America

Atmos Rewards Visa Signature Business Card

Cobranded Business News on this card (1)
Annual fee $70 Fact
Foreign transaction fee None
Est. point value 1.55¢ Estimate
Apply for this card

Last updated Sep 30, 2026

Checked Sep 30, 2026

Before you apply
7/12. Bank of America generally declines applicants who have opened 7 or more cards from any issuer in the past 12 months. Without a Bank of America deposit relationship the commonly reported bar is 3 cards in 12 months. Community-reported.
2/3/4 rule (2 in 2 months). Bank of America generally approves at most 2 of its cards per rolling 2 months. Community-reported.
2/3/4 rule (3 in 12 months). Bank of America generally approves at most 3 of its cards per rolling 12 months. Community-reported.
2/3/4 rule (4 in 24 months). Bank of America generally approves at most 4 of its cards per rolling 24 months. Community-reported.

General Bank of America policies as commonly reported by applicants, not a prediction about your application.

How you earn
CategoryRateCurrencyCap
Brand purchases 3x n/a No cap
Shipping purchases 2x n/a No cap
Transit and rideshare
Best card for transit / rideshare
 2x n/a No cap
Gas and EV charging
Best card for gas
 2x n/a No cap
Everything else 1x n/a No cap
Conditional earning rates
RateWhen it applies
0.1x Earn a 10% rewards bonus on all points earned from card purchases if your company has an eligible Bank of America® small business account.
Benefits & protections
Card facts
Airport Lounges 1

Get $100 off an annual Alaska Lounge+ Membership purchased with your card.

Travel Benefits 4

With oneworld® Alliance member airlines and our Global Partners, you can earn and redeem points to over 1,000 destinations worldwide. Flexibility with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.

Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your card.

Free checked bag and preferred boarding benefits for any cardholder when the Atmos Rewards Business Card is used to purchase Alaska Airlines or Hawaiian Airlines tickets.

Celebrate your account anniversary with a $99 Companion Fare (plus taxes and fees from $23) every year that you spend at least $6,000 on purchases with your card.

Protection & Insurance 2

Additional protection covers certain purchases against loss, damage, theft or fire and provides extended warranty coverage.

Covers employee cards when they pay with their card

Travel services include auto rental coverage and $1 million in travel accident insurance, auto rental insurance, emergency ticket replacement, lost-luggage assistance and legal and medical referrals when you're away from home.

Covers employee cards when they pay with their card

Employee cards on the Atmos Rewards Visa Signature Business

Card facts

Each employee card gets

  • Purchase security and extended warranty
  • Travel and emergency services
News on this card