The Ritz Carlton Card
| Annual fee | $450 Fact |
| Foreign transaction fee | None |
| Rewards currency | Marriott Bonvoy Points |
| Est. point value | 0.80¢ Estimate |
This card is not currently open to new applications.
Last updated Jul 26, 2026
Checked Jul 25, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 6x | Marriott Bonvoy Points | No cap |
| Travel | 3x | Marriott Bonvoy Points | No cap |
| Flights | 3x | Marriott Bonvoy Points | No cap |
| Restaurants | 3x | Marriott Bonvoy Points | No cap |
| Everything else | 2x | Marriott Bonvoy Points | No cap |
Your elite status
Recurring credits
Estimated value| Up to $300 in statement credits per calendar year for qualifying airline purchases such as baggage fees, seat upgrades, in-flight purchases, and lounge memberships or passes. | $300/yr (Calendar Year) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsCardmembers receive a Free Night Award every year after their account anniversary, valid for a one-night stay at a hotel with a redemption level up to 85,000 points, and can combine with up to 25,000 additional points.
Cardmembers automatically receive Marriott Bonvoy Gold Elite status each calendar year, earning 25% Elite Bonus Points on stays, 2 p.m. Late Checkout, and Enhanced Room Upgrade, based on availability.
Cardmembers can earn rewards when they refer friends who get approved for a Marriott Bonvoy Credit Card from Chase.