Best card for transit / rideshare
The cards we track, ranked by what they earn on transit / rideshare, with the credits and perks that sweeten the category.
Which card is best for transit / rideshare? The ranking below scores each card's transit / rideshare rate in cents per dollar at published point valuations; the calculator does the same across your whole monthly spend.
Which card
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Chase Sapphire Reserve$3,000 credit (one-time/annual)Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on bag
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United Business Card$6,000 credit (one-time/annual)Reimbursed up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passen
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Wells Fargo Autograph Journey Card$3,000 credit (one-time/annual)Receive up to $3,000 in luggage reimbursement per trip if bags are lost due to theft or misdirection
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Marriott Bonvoy Bold Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
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Delta SkyMiles Reserve Business Card$10,000 credit (one-time/annual)Reimburses non-refundable travel expenses up to $10,000 per trip and $20,000 per 12-month period whe
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Chase Ink Business Preferred Card$10,000 credit (one-time/annual)Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable tr
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Chase Sapphire Reserve Business Card$20,000 credit (one-time/annual)Reimbursed up to $10,000 per covered traveler and $20,000 per trip for pre-paid non-refundable trave
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Southwest Rapid Rewards Performance Business Credit Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
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Southwest Rapid Rewards Premier Business Credit Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
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IHG One Rewards Premier Business Credit Card$6,000 credit (one-time/annual)Reimbursement up to $1,500 per person and $6,000 per trip for pre-paid, non-refundable travel expens
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Amazon Prime Card$3,000 credit (one-time/annual)Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked o
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World of Hyatt Credit Card$10,000 credit (one-time/annual)Reimburses up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable trave
Learn
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Now on The Points Pro: 10 new cards Article, Aug 30, 2026It earns 2x miles on transit and rideshare, 2x miles on gas and EV charging, 2x miles on Brand purchases, and 1x miles on everything else.
Good to know
- Rates apply to the issuer's definition of the category, which can be narrower than the everyday word (a warehouse club is rarely "groceries").
- Enter your actual monthly transit / rideshare spend in the best card finder to see the value in dollars, alongside every other category you spend in.
Related
Hold any of these cards? Ask your own wallet about Transit / Rideshare and Find answers from your cards, cycle state included.