Best card for transit / rideshare
The cards we track, ranked by what they earn on transit / rideshare, with the credits and perks that sweeten the category.
Which card
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Marriott Bonvoy Bold Card$750 credit (Calendar Year)Redeem Marriott Bonvoy points for a statement credit on qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year, at a value of $100 for every 12,500 points.
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American Express Platinum Card$300 credit (Semiannual)Get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel.
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American Express Business Platinum Card$300 credit (Semiannual)Statement credits up to $300 semi-annually on prepaid bookings through Amex Travel with Fine Hotels + Resorts or The Hotel Collection.
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AAdvantage Executive World Elite Mastercard$250 credit (Semiannual)Every calendar year, earn up to $500 in statement credits on eligible American Airlines Vacations℠ travel packages or experiences, up to $250 January through June and up to $250 July through December.
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Bilt Palladium Card$200 credit (Semiannual)$400 Bilt Travel Hotel credit applied twice a year as $200 statement credits for qualifying Bilt Travel Portal hotel bookings.
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Chase Sapphire Reserve$300 credit (Anniversary)Up to $300 in statement credits for travel purchases each account anniversary year; qualifying purchases will not earn points.
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Capital One Venture X Card$300 credit (Anniversary)Receive a $300 annual credit for hotels, flights, vacation rentals and more through Capital One Travel.
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Capital One Venture Rewards Card$300 credit (one-time/annual)One-time $300 Capital One Travel Stays credit to use toward hotel and vacation rental bookings through Capital One Travel in your first cardholder year.
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Citi Strata Elite Card$300 credit (Calendar Year)Each calendar year, enjoy up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.
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The Ritz Carlton Card$300 credit (Calendar Year)Up to $300 in statement credits per calendar year for qualifying airline purchases such as baggage fees, seat upgrades, in-flight purchases, and lounge memberships or passes.
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Chase Sapphire Reserve Business Card$300 credit (Anniversary)Receive up to $300 in statement credits each anniversary year on travel purchases.
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Venture X Business$300 credit (Calendar Year)Receive an annual $300 credit for bookings through Capital One Business Travel.
Learn
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Now on The Points Pro: Atmos Rewards Ascent Visa Signature Card, Atmos Rewards Summit Visa Infinite Card and Atmos Rewards Visa Signature Business Card Article, Sep 30, 2026It earns 3x points on Brand purchases, 2x points on transit and rideshare, 2x points on streaming, and 1x points on everything else.
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Now on The Points Pro: 10 new cards Article, Aug 30, 2026It earns 2x miles on transit and rideshare, 2x miles on gas and EV charging, 2x miles on Brand purchases, and 1x miles on everything else.
Which card is best for transit / rideshare? The ranking below scores each card's transit / rideshare rate in cents per dollar at published point valuations; the calculator does the same across your whole monthly spend.
Good to know
- Rates apply to the issuer's definition of the category, which can be narrower than the everyday word (a warehouse club is rarely "groceries").
- Enter your actual monthly transit / rideshare spend in the best card finder to see the value in dollars, alongside every other category you spend in.
Related
Hold any of these cards? Ask your own wallet about Transit / Rideshare and Find answers from your cards, cycle state included.