Cards that cover Instacart
13 of the 93 cards we track carry a credit or perk for Instacart, 12 of them a statement credit. What each pays, how often it resets, and what to pay with there if you hold none.
Cards that cover Instacart
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Ink Business Cash Credit Card $240/yrOnce activated, Instacart+ members get a $20 Instacart credit each month automatically loaded into their Instacart Business Account through 12/31/27.$20 monthly
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Ink Business Unlimited Credit Card $240/yrOnce activated, Instacart+ members get a $20 Instacart credit each month automatically loaded into their Instacart Business Account.$20 monthly
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United Quest Card $180/yrReceive one $10 Instacart credit and one $5 Instacart credit each month, up to $180 total each calendar year, for purchases made directly through Instacart with the card. Benefits end 12/31/27.$5 monthly
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IHG One Rewards Business Credit Card $120/yrReceive one $10 credit per month in the Instacart App while maintaining an active Instacart+ membership through 12/31/2027.$10 monthly
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Southwest Rapid Rewards Plus Credit Card $120/yrOne $10 credit per month in the Instacart App for active Instacart+ members, valid on one purchase of $10 or more on Instacart.com, from 5/1/2025 through 12/31/2027.$10 monthly
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Southwest Rapid Rewards Priority Credit Card $120/yr$10 credit in the Instacart App each month you have an active Instacart+ membership activated through the card, up to $120 in Instacart credits annually, from 5/1/2025 through 12/31/2027.$10 monthly
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United Business Card $120/yrReceive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your card. Terms apply. Benefits end 12/31/27.$10 monthly
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United Club Business Card $120/yrReceive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart. Terms apply; benefits end 12/31/27.$10 monthly
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United Club Infinite Card $120/yrReceive two $10 Instacart credits each month (up to $240 total each calendar year) for purchases made directly through Instacart. Benefits end 12/31/27.$10 monthly
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United Explorer Card $120/yrReceive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with the card. Benefits end 12/31/27.$10 monthly
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IHG One Rewards Credit Card $10/yrReceive a monthly $10 Instacart credit, up to $120 annually, with an active Instacart+ membership.$0.83 monthly
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Southwest Rapid Rewards Premier Credit CardReceive a $10 credit each month with an active Instacart+ membership, eligible on one purchase of $10 or more on Instacart.com, from 5/1/2025 through 12/31/2027.$10 monthly · after $10 spend
Perks for Instacart
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IHG One Rewards Premier Credit CardInstacart
Pay with, at Instacart
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Chase Sapphire Reserve$20 credit (Monthly)Two $10 DoorDash promos each month ($20 a month) for DashPass members, on groceries, retail and other non-restaurant orders, through 12/31/29.
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American Express Gold Card4.00x Groceries~8.00¢/$ in American Express's rewards currency
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Chase Sapphire Preferred3.00x Groceries~6.15¢/$ in Chase's rewards currency
Does any card cover Instacart? Yes. 12 cards reimburse Instacart purchases as a statement credit, listed below with the amount and the reset cadence.
Good to know
- A monthly credit that goes unused is gone at month end; annual credits reset on the calendar year or your card anniversary, as each line says.
- Amounts are from the issuer's current published terms and change; every card page shows when we last checked.
- Hold one of these cards? Add it to My Cards and Find shows whether this cycle's Instacart credit is still unused, with a Mark used button.
Related
Hold any of these cards? Ask your own wallet about Instacart and Find answers from your cards, cycle state included.