Cards that cover Instacart
13 of the 69 cards we track carry a credit or perk for Instacart, 12 of them a statement credit. What each pays, how often it resets, and what to pay with there if you hold none.
Does any card cover Instacart? Yes. 12 cards reimburse Instacart purchases as a statement credit, listed below with the amount and the reset cadence.
Cards that cover Instacart
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Ink Business Cash Credit Card $240/yrOnce activated, Instacart+ members get a $20 Instacart credit each month automatically loaded into their Instacart Business Account through 12/31/27.$20 monthly
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Ink Business Unlimited Credit Card $240/yrOnce activated, Instacart+ members get a $20 Instacart credit each month automatically loaded into their Instacart Business Account.$20 monthly
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IHG One Rewards Premier Business Credit Card $120/yrReceive one $10 credit per month in the Instacart App while maintaining an active Instacart+ membership through 12/31/2027.$10 monthly
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Southwest Rapid Rewards Plus Credit Card $120/yrOne $10 credit per month in the Instacart App for active Instacart+ members, valid on one purchase of $10 or more on Instacart.com, from 5/1/2025 through 12/31/2027.$10 monthly
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Southwest Rapid Rewards Premier Credit Card $120/yrReceive a $10 credit in the Instacart app each month with an active Instacart+ membership, for purchases of $10 or more with one retailer, from 5/1/2025 through 12/31/2027 (up to $120 annually).$10 monthly
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Southwest Rapid Rewards Priority Credit Card $120/yr$10 credit in the Instacart App each month you have an active Instacart+ membership activated through the card, up to $120 in Instacart credits annually, from 5/1/2025 through 12/31/2027.$10 monthly
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United Business Card $120/yrReceive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your card. Terms apply. Benefits end 12/31/27.$10 monthly
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United Club Business Card $120/yrReceive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart. Terms apply; benefits end 12/31/27.$10 monthly
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United Club Infinite Card $120/yrReceive two $10 Instacart credits each month (up to $240 total each calendar year) for purchases made directly through Instacart. Benefits end 12/31/27.$10 monthly
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United Explorer Card $120/yrReceive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with the card. Benefits end 12/31/27.$10 monthly
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United Quest Card $60/yrReceive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart with your United Quest Card. Terms apply; benefits end 12/31/27.$5 monthly
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IHG One Rewards Traveler Credit Card $10/yrReceive a monthly $10 Instacart credit, up to $120 annually, with an active Instacart+ membership.$0.83 monthly
Perks for Instacart
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IHG One Rewards Premier Credit CardInstacart
Pay with, at Instacart
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Chase Sapphire Reserve Business Card$25 credit (Monthly)DashPass members get up to $25 each month on DoorDash: a $5 monthly promo for restaurant orders and
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American Express Gold Card4.00x Groceries~8.00¢/$ in American Express's rewards currency
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Chase Sapphire Preferred3.00x Groceries~6.15¢/$ in Chase's rewards currency
Good to know
- A monthly credit that goes unused is gone at month end; annual credits reset on the calendar year or your card anniversary, as each line says.
- Amounts are from the issuer's current published terms and change; every card page shows when we last checked.
- Hold one of these cards? Add it to My Cards and Find shows whether this cycle's Instacart credit is still unused, with a Mark used button.
Related
Hold any of these cards? Ask your own wallet about Instacart and Find answers from your cards, cycle state included.