The Points Pro

Cards that cover Instacart

13 of the 69 cards we track carry a credit or perk for Instacart, 12 of them a statement credit. What each pays, how often it resets, and what to pay with there if you hold none.

Does any card cover Instacart? Yes. 12 cards reimburse Instacart purchases as a statement credit, listed below with the amount and the reset cadence.

Cards that cover Instacart

  • Ink Business Cash Credit Card $240/yr
    Once activated, Instacart+ members get a $20 Instacart credit each month automatically loaded into their Instacart Business Account through 12/31/27.
    $20 monthly
    View
  • Ink Business Unlimited Credit Card $240/yr
    Once activated, Instacart+ members get a $20 Instacart credit each month automatically loaded into their Instacart Business Account.
    $20 monthly
    View
  • IHG One Rewards Premier Business Credit Card $120/yr
    Receive one $10 credit per month in the Instacart App while maintaining an active Instacart+ membership through 12/31/2027.
    $10 monthly
    View
  • Southwest Rapid Rewards Plus Credit Card $120/yr
    One $10 credit per month in the Instacart App for active Instacart+ members, valid on one purchase of $10 or more on Instacart.com, from 5/1/2025 through 12/31/2027.
    $10 monthly
    View
  • Southwest Rapid Rewards Premier Credit Card $120/yr
    Receive a $10 credit in the Instacart app each month with an active Instacart+ membership, for purchases of $10 or more with one retailer, from 5/1/2025 through 12/31/2027 (up to $120 annually).
    $10 monthly
    View
  • Southwest Rapid Rewards Priority Credit Card $120/yr
    $10 credit in the Instacart App each month you have an active Instacart+ membership activated through the card, up to $120 in Instacart credits annually, from 5/1/2025 through 12/31/2027.
    $10 monthly
    View
  • United Business Card $120/yr
    Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your card. Terms apply. Benefits end 12/31/27.
    $10 monthly
    View
  • United Club Business Card $120/yr
    Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart. Terms apply; benefits end 12/31/27.
    $10 monthly
    View
  • United Club Infinite Card $120/yr
    Receive two $10 Instacart credits each month (up to $240 total each calendar year) for purchases made directly through Instacart. Benefits end 12/31/27.
    $10 monthly
    View
  • United Explorer Card $120/yr
    Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with the card. Benefits end 12/31/27.
    $10 monthly
    View
  • United Quest Card $60/yr
    Receive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart with your United Quest Card. Terms apply; benefits end 12/31/27.
    $5 monthly
    View
  • IHG One Rewards Traveler Credit Card $10/yr
    Receive a monthly $10 Instacart credit, up to $120 annually, with an active Instacart+ membership.
    $0.83 monthly
    View

Perks for Instacart

  • IHG One Rewards Premier Credit Card
    Instacart
    View

Pay with, at Instacart

  • Chase Sapphire Reserve Business Card
    $25 credit (Monthly)
    DashPass members get up to $25 each month on DoorDash: a $5 monthly promo for restaurant orders and
    View
  • American Express Gold Card
    4.00x Groceries
    ~8.00¢/$ in American Express's rewards currency
    View
  • Chase Sapphire Preferred
    3.00x Groceries
    ~6.15¢/$ in Chase's rewards currency
    View

Good to know

  • A monthly credit that goes unused is gone at month end; annual credits reset on the calendar year or your card anniversary, as each line says.
  • Amounts are from the issuer's current published terms and change; every card page shows when we last checked.
  • Hold one of these cards? Add it to My Cards and Find shows whether this cycle's Instacart credit is still unused, with a Mark used button.

Related

Hold any of these cards? Ask your own wallet about Instacart and Find answers from your cards, cycle state included.