Southwest Rapid Rewards Priority Credit Card
| Annual fee | $229 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 1.25¢ Estimate |
Last updated Oct 17, 2026
Checked Oct 17, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 90,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to Jun 2022 · 8 mo | 40,000 points | $1,000 |
| Jun 2022 to Oct 2022 · 4 mo | 75,000 points | $5,000 |
| Oct 2022 to Mar 2023 · 5 mo | 50,000 points | $1,000 |
| Mar 2023 to May 2023 · 3 mo | 30,000 points | $4,000 |
| May 2023 to Jan 2024 · 7 mo | 60,000 points | $3,000 |
| Jan 2024 to Oct 2024 · 9 mo | 50,000 points | $1,000 |
| Oct 2024 to Jan 2025 · 4 mo | 85,000 points | $3,000 |
| Jan 2025 to Mar 2025 · 2 mo | 50,000 points | $1,000 |
| Mar 2025 to Mar 2025 · 1 day | 30,000 points | $4,000 |
| Mar 2025 to May 2026 · 14 mo | 50,000 points | $1,000 |
| May 2026 to Jul 2026 · 2 mo | 90,000 points Best | $3,000 |
| Jul 2026 to now · 3 mo | 60,000 points | $2,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Brand purchases | 4x | points | No cap |
| Restaurants | 2x | points | No cap |
| Gas and EV charging | 2x | points | No cap |
| Everything else | 1x | points | No cap |
Recurring credits
Estimated value| $10 credit in the Instacart App each month you have an active Instacart+ membership activated through the card, up to $120 in Instacart credits annually, from 5/1/2025 through 12/31/2027. Shared across the account
|
$120/yr (Monthly) |
| $10 off one qualifying non-restaurant DoorDash order each calendar quarter for enrolled DashPass members, applied to subtotal only. Shared across the account
|
$10/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card facts10,000 Companion Pass qualifying points boost deposited into your Rapid Rewards account each calendar year.
Earn 2,500 tier qualifying points (TQPs) toward Rapid Rewards A-List status for every $5,000 spent in purchases annually.
Unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available, for Cardmember and up to 8 additional passengers.
No change fees when changing Southwest flights (fare difference may apply).
Primary Cardmember and up to 8 additional passengers on the same reservation get their first standard checked bag free, saving up to $90 round trip ($45 per bag per trip).
12 months of complimentary DashPass for use on DoorDash and Caviar when activated between 02/01/2025 and 12/31/2027; auto-renews at then-current monthly rate after the complimentary period.
Covers eligible new purchases for 120 days from purchase date against damage or theft, up to $500 per item.
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
Reimburses up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Reimbursement up to $3,000 per covered traveler for repair or replacement of checked or carry-on baggage lost, damaged, or stolen during a covered trip.
Earn 20,000 bonus points for each friend or business approved for any Southwest Rapid Rewards Credit Card, up to 100,000 bonus points per year.
Receive 3 months of complimentary Instacart+ membership per eligible card account when activated between 5/1/2025 and 12/31/2027, providing $0 delivery fees and reduced service fees.
Rapid Rewards points earned with the card do not expire.
Unlimited reward seats with no blackout dates or seat restrictions when booking with points.
Cardmembers and up to 8 additional passengers on the same reservation board with Group 5, giving earlier access to overhead bins.
Select a Preferred seat at booking, at no additional charge, when available.
7,500 bonus Rapid Rewards points each account anniversary year.
Authorized users on the Southwest Priority
Card factsAuthorized users are free.
Each authorized user gets
- Baggage delay insurance
- Complimentary DashPass membership
- Complimentary instacart membership
- Extended warranty protection
- Lost luggage reimbursement
- Purchase protection
Shared across the account
- Back on inflight purchases
- DoorDash non restaurant order discount
- Monthly instacart credit
Primary cardmember only
- A list status progress
- Anniversary points
- Companion Pass qualifying points boost
- Extra legroom seat upgrade
- First checked bag free
- Group 5 boarding benefit
News on this card
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Article Aug 30, 2026Now on The Points Pro: 10 new cards
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