Southwest Rapid Rewards Premier Credit Card
| Annual fee | $149 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 1.25¢ Estimate |
Last updated Oct 17, 2026
Checked Oct 13, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 85,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to Jul 2022 · 8 mo | 40,000 points | $1,000 |
| Jul 2022 to Dec 2022 · 5 mo | 75,000 points | $5,000 |
| Dec 2022 to Oct 2024 · 22 mo | 50,000 points | $1,000 |
| Oct 2024 to Jan 2025 · 3 mo | 85,000 points Best | $3,000 |
| Jan 2025 to Apr 2025 · 3 mo | 40,000 points | $3,000 |
| Apr 2025 to May 2026 · 13 mo | 50,000 points | $1,000 |
| May 2026 to May 2026 · 1 day | 55,000 points | $1,500 |
| May 2026 to Jul 2026 · 2 mo | 85,000 points Best | $2,000 |
| Jul 2026 to now · 3 mo | 55,000 points | $1,500 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Brand purchases | 3x | points | No cap |
| Restaurants | 2x | points | $8,000/yr |
| Groceries | 2x | points | $8,000/yr |
| Everything else | 1x | points | No cap |
Recurring credits
Estimated value| Receive a $10 credit each month with an active Instacart+ membership, eligible on one purchase of $10 or more on Instacart.com, from 5/1/2025 through 12/31/2027. Shared across the account
|
$10 (Monthly) after $10 spend |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card facts10,000 Companion Pass qualifying points boost each calendar year.
Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
No change fees on Southwest flight changes (fare difference may apply).
First checked bag free for the primary Cardmember and up to 8 additional passengers on the same reservation; saves up to $90 round trip ($45 per bag per trip).
Receive $10 off each calendar quarter on one qualifying non-restaurant DoorDash order while enrolled in DashPass membership.
12 months of complimentary DashPass for use on DoorDash and Caviar when activated between 02/01/2025 and 12/31/2027; auto-renews at then-current monthly rate after the complimentary period unless canceled.
Covers eligible new purchases for 120 days from date of purchase against damage or theft, up to $500 per item.
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Reimbursement up to $3,000 per covered traveler for cost to repair or replace checked or carry-on baggage lost, damaged, or stolen during a covered trip.
Rapid Rewards points earned don't expire.
Unlimited reward seats with no blackout dates or seat restrictions when booking with points.
Cardmembers and up to 8 additional passengers in the same reservation board with Group 5, giving earlier access to overhead bins.
Receive a 15% promo code each year on your Cardmember anniversary (excludes Basic fare).
6,000 bonus points every year on your Cardmember anniversary.
Select a Preferred seat within 48 hours prior to departure, when available, for the Cardmember and up to 8 additional passengers on the same reservation.
Earn 20,000 bonus points for each friend or business approved for any Southwest Rapid Rewards Credit Card, up to 100,000 bonus points per year.
Authorized users on the Southwest Premier
Card factsAuthorized users are free.
Each authorized user gets
- Baggage delay insurance
- Complimentary DashPass membership
- Extended warranty protection
- Lost luggage reimbursement
- Purchase protection
Shared across the account
- Back on inflight purchases
- Complimentary instacart membership
- Instacart monthly credit
Primary cardmember only
- A list tier qualifying points
- Anniversary bonus points
- Companion Pass qualifying points boost
- Complimentary preferred seat selection
- First checked bag free
- Group 5 boarding benefit
News on this card
-
Article Aug 30, 2026Now on The Points Pro: 10 new cards
New cards just joined The Points Pro: see what they earn and credit back, then add yours to your wallet.