The Points Pro

Best card for gas

The cards we track, ranked by what they earn on gas, with the credits and perks that sweeten the category.

Which card

  • Chase Sapphire Preferred
    3.00x Gas and EV charging
    ~6.15¢/$ in Chase's rewards currency
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  • Citi Strata Premier Card
    3.00x Gas and EV charging
    ~5.70¢/$ in Citi's rewards currency
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  • Costco Anywhere Visa Card by Citi
    4.00x Gas and EV charging
    ~4.00¢/$ in Citi's rewards currency
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  • Costco Anywhere Visa Business Card by Citi
    4.00x Gas and EV charging
    ~4.00¢/$ in Citi's rewards currency
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  • Citi Strata Card
    3.00x Gas and EV charging
    ~3.99¢/$ in Citi's rewards currency
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  • Atmos Rewards Ascent Visa Signature Card
    2.00x Gas and EV charging
    ~3.10¢/$ in Bank of America's rewards currency
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  • Atmos Rewards Visa Signature Business Card
    2.00x Gas and EV charging
    ~3.10¢/$ in Bank of America's rewards currency
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  • Marriott Bonvoy Business Credit Card
    4.00x Gas and EV charging
    ~3.00¢/$ in American Express's rewards currency
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  • IHG One Rewards Business Credit Card
    5.00x Gas and EV charging
    ~3.00¢/$ in Chase's rewards currency
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  • IHG One Rewards Premier Credit Card
    5.00x Gas and EV charging
    ~3.00¢/$ in Chase's rewards currency
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  • Blue Cash Everyday Card
    3.00x Gas and EV charging
    ~3.00¢/$ in American Express's rewards currency
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  • Blue Cash Preferred
    3.00x Gas and EV charging
    ~3.00¢/$ in American Express's rewards currency
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Cards with this benefit

  • Chase Sapphire Reserve Travel protections
    Covered up to $50 per incident, 4 times a year for tow, battery assistance, tire change, locksmith or gas.
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  • Chase Sapphire Reserve Business Card Travel protections
    Covered up to $50 per incident, 4 times a year, for tow, battery assistance, tire change, locksmith or gas.
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  • Marriott Bonvoy Boundless Card More perks
    Earn 3X total points for every $1 on the first $6,000 spent in combined purchases annually on gas stations, grocery stores, and dining.
    View

Learn

  • The Power of Welcome Offers Lesson, phase 2: Accumulation
    Swipe the card at the grocery store, swipe it at the gas pump, swipe it at dinner, and watch the balance creep upward until one day there is enough for a flight.
  • Maximizing Everyday Spending Lesson, phase 2: Accumulation
    A rewards card pays a category multiplier: two, three, four, or five points per dollar on specific kinds of purchases, most often supermarkets, restaurants, gas, and t...
  • Now on The Points Pro: Delta SkyMiles Gold Card, Delta SkyMiles Platinum Business Card and Hilton Honors American Express Card Article, Oct 17, 2026
    It earns 7x Hilton Honors Points on hotels, 5x Hilton Honors Points on gas and EV charging, 5x Hilton Honors Points on groceries, and 3x Hilton Honors Points on everyt...
  • Now on The Points Pro: 7 new cards Article, Oct 11, 2026
    It earns 4% back on gas and EV charging (capped), 3% back on travel, 3% back on restaurants, and 1% back on everything else.
  • Now on The Points Pro: Blue Cash Everyday Card and Blue Cash Preferred Article, Sep 15, 2026
    It earns 3x on gas and EV charging (capped), 3x on online shopping (capped), 3x on groceries (capped), and 1x on everything else.

Which card is best for gas? The ranking below scores each card's gas rate in cents per dollar at published point valuations; the calculator does the same across your whole monthly spend.

Good to know

  • Rates apply to the issuer's definition of the category, which can be narrower than the everyday word (a warehouse club is rarely "groceries").
  • Enter your actual monthly gas spend in the best card finder to see the value in dollars, alongside every other category you spend in.

Related

Hold any of these cards? Ask your own wallet about Gas and Find answers from your cards, cycle state included.