Best card for gas
The cards we track, ranked by what they earn on gas, with the credits and perks that sweeten the category.
Which card is best for gas? The ranking below scores each card's gas rate in cents per dollar at published point valuations; the calculator does the same across your whole monthly spend.
Which card
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Chase Sapphire Preferred3.00x Gas and EV charging~6.15¢/$ in Chase's rewards currency
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Citi Strata Premier Card3.00x Gas and EV charging~5.70¢/$ in Citi's rewards currency
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Citi Strata Card3.00x Gas and EV charging~5.70¢/$ in Citi's rewards currency
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Marriott Bonvoy Business Credit Card4.00x Gas and EV charging~3.20¢/$ in American Express's rewards currency
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IHG One Rewards Premier Business Credit Card5.00x Gas and EV charging~3.00¢/$ in Chase's rewards currency
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IHG One Rewards Premier Credit Card5.00x Gas and EV charging~3.00¢/$ in Chase's rewards currency
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AAdvantage Platinum Select World Elite Mastercard2.00x Gas and EV charging~2.80¢/$ in Citi's rewards currency
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AAdvantage Business World Elite Mastercard2.00x Gas and EV charging~2.80¢/$ in Citi's rewards currency
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United Business Card2.00x Gas and EV charging~2.60¢/$ in Chase's rewards currency
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United Gateway Card2.00x Gas and EV charging~2.60¢/$ in Chase's rewards currency
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Southwest Rapid Rewards Performance Business Credit Card2.00x Gas and EV charging~2.50¢/$ in Chase's rewards currency
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Southwest Rapid Rewards Premier Business Credit Card2.00x Gas and EV charging~2.50¢/$ in Chase's rewards currency
Cards with this benefit
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Chase Sapphire Reserve Travel protectionsCovered up to $50 per incident, 4 times a year for tow, battery assistance, tire change, locksmith or gas.
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Chase Sapphire Reserve Business Card Travel protectionsCovered up to $50 per incident, 4 times a year, for tow, battery assistance, tire change, locksmith or gas.
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Marriott Bonvoy Boundless Card More perksEarn 3X total points for every $1 on the first $6,000 spent in combined purchases annually on gas stations, grocery stores, and dining.
Learn
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The Power of Welcome Offers Lesson, phase 2: AccumulationSwipe the card at the grocery store, swipe it at the gas pump, swipe it at dinner, and watch the balance creep upward until one day there is enough for a flight.
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Maximizing Everyday Spending Lesson, phase 2: AccumulationA rewards card pays a category multiplier: two, three, four, or five points per dollar on specific kinds of purchases, most often supermarkets, restaurants, gas, and t...
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Now on The Points Pro: 10 new cards Article, Aug 30, 2026It earns 10x points on hotels, 5x points on restaurants, 5x points on gas and EV charging, and 3x points on everything else.
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Is Cash Back Better Than Points? Amex Gold vs. 2% Cash Back Article, Aug 22, 2026Now take its 1X on gas and general spending: 0.6 to 1 cent per dollar, against 2 cents.
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Now on The Points Pro: Discover it Card, Discover it Chrome and Discover it Miles Article, Aug 22, 2026It earns 2% back on restaurants (capped), 2% back on gas and EV charging (capped), and 1% back on everything else.
Good to know
- Rates apply to the issuer's definition of the category, which can be narrower than the everyday word (a warehouse club is rarely "groceries").
- Enter your actual monthly gas spend in the best card finder to see the value in dollars, alongside every other category you spend in.
Related
Hold any of these cards? Ask your own wallet about Gas and Find answers from your cards, cycle state included.