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Atmos Rewards Ascent Visa Signature Card card art
Sign-up bonus
50,000 points + $99 Companion Fare ≈ $775 value
after $1,500 spend in 90 days
Bank of America

Atmos Rewards Ascent Visa Signature Card

Cobranded Consumer News on this card (1)
Annual fee $95 Fact
Foreign transaction fee None
Rewards currency points
Est. point value 1.55¢ Estimate
Apply for this card

Last updated Sep 30, 2026

Checked Sep 30, 2026

Before you apply
7/12. Bank of America generally declines applicants who have opened 7 or more cards from any issuer in the past 12 months. Without a Bank of America deposit relationship the commonly reported bar is 3 cards in 12 months. Community-reported.
2/3/4 rule (2 in 2 months). Bank of America generally approves at most 2 of its cards per rolling 2 months. Community-reported.
2/3/4 rule (3 in 12 months). Bank of America generally approves at most 3 of its cards per rolling 12 months. Community-reported.
2/3/4 rule (4 in 24 months). Bank of America generally approves at most 4 of its cards per rolling 24 months. Community-reported.

General Bank of America policies as commonly reported by applicants, not a prediction about your application.

How you earn
CategoryRateCurrencyCap
Brand purchases 3x points No cap
Transit and rideshare
Best card for transit / rideshare
 2x points No cap
Streaming
Best card for streaming / subscriptions
 2x points No cap
Gas and EV charging
Best card for gas
 2x points No cap
Everything else 1x points No cap
Recurring credits
Estimated value
Get $100 off an annual Alaska Lounge+ Membership purchased with your card.
Shared across the account
$100/yr (Calendar Year)

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections
Card facts
Travel Benefits 2

Free checked bag and preferred boarding for you and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card.

Shared across the account

Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year.

Protection & Insurance 1

You always get a $0 Liability Guarantee for fraudulent transactions.

Covers authorized users when they pay with their card

Authorized users on the Atmos Rewards Ascent Visa Signature

Card facts

Each authorized user gets

  • 0 liability guarantee

Shared across the account

  • Alaska lounge membership discount
  • Free checked bag and preferred boarding
  • Inflight purchase discount
News on this card