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Wells Fargo Autograph Card card art
Sign-up bonus
20,000 points ≈ $350 value
after $1,000 spend in 90 days
Wells Fargo

Wells Fargo Autograph Card

Annual fee $0 Fact
Foreign transaction fee None
Rewards currency Wells Fargo Rewards points
Est. point value 1.75¢ Estimate
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Last updated Nov 2, 2026

Checked Nov 2, 2026

Before you apply
1/4 Rule (Consumer Cards). You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 4 months. Issuer-stated.
48-Month Welcome Bonus Rule. You may not be eligible for introductory annual percentage rates, fees, and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months. Issuer-stated.

General Wells Fargo policies as commonly reported by applicants, not a prediction about your application.

How you earn
CategoryRateCurrencyCap
Internet, cable and phone services 3x points No cap
Streaming 3x points No cap
Transit and rideshare 3x points No cap
Gas and EV charging 3x points No cap
Travel 3x points No cap
Restaurants 3x points No cap
Everything else 1x points No cap
Benefits & protections
Card facts
Travel Benefits 3

Enjoy a premium collection of benefits at participating Visa Signature Luxury Hotel Collection properties when booked through VisaSignatureHotels.com or Visa Concierge.

Complimentary 24/7 Visa Signature Concierge service for assistance finding tickets to sports and entertainment events, booking travel, and making dinner reservations.

24/7 emergency assistance and referral services while traveling anywhere in the world for covered Wells Fargo cardholders (cardholder is responsible for the cost of goods or services provided).

Lifestyle & Entertainment 2

Access to purchase tickets to live events featuring fan-favorite artists in small venues with your Wells Fargo Autograph Credit Card.

Access personalized merchant deals and earn cash back as an account credit when you activate a deal and shop, dine, or enjoy an experience with your eligible Wells Fargo credit card.

Protection & Insurance 3

24/7 on-demand emergency roadside assistance and towing for eligible Wells Fargo cardholders with no membership required (standard service call fee applies).

Pay for rental cars using your eligible Wells Fargo Autograph Card and decline the rental company collision damage waiver to receive secondary coverage for covered damage or theft.

Covers authorized users when they pay with their card

Up to $600 of cell phone protection per claim against damage, theft, or involuntary and accidental parting (subject to a $25 deductible, up to 2 paid claims per 12-month period) when you pay your monthly cellular wireless bill with your eligible Wells Fargo Autograph Card.

Covers authorized users when they pay with their card

Authorized users on the Autograph

Card facts

Authorized users are free.

Each authorized user gets

  • Auto rental collision damage waiver
  • Cellular telephone protection
Transfer partners
Aer Lingus AerClub 1:1 Air France-KLM Flying Blue 1:1 Avianca LifeMiles 1:1 British Airways Club 1:1 Cathay Pacific Asia Miles 1:1 Choice Privileges 1:2 Iberia Club 1:1 JetBlue TrueBlue 1:1 Virgin Atlantic Flying Club 1:1 Wyndham Rewards 1:2

Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.

News on this card