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Wells Fargo Active Cash Card card art
Sign-up bonus
$100 statement credit ≈ $100 value
after $500 spend in 90 days
Wells Fargo

Wells Fargo Active Cash Card

Annual fee $0 Fact
Foreign transaction fee 3%
Est. point value 1.75¢ Estimate
Apply for this card

Last updated Sep 29, 2026

Checked Sep 29, 2026

How you earn
CategoryRateCurrencyCap
Everything else 2x n/a No cap
Benefits & protections
Card facts
Travel Benefits 3

Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious properties through the Visa Signature Hotel Collection.

Complimentary 24/7 Visa Signature Concierge to find tickets to sports and entertainment events, book travel, make dinner reservations and more.

Available for covered Wells Fargo cardholders; emergency assistance while traveling anywhere in the world.

Protection & Insurance 2

Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.

Covers authorized users when they pay with their card

Up to $600 of cell phone protection against damage or theft, subject to a $25 deductible.

Covers authorized users when they pay with their card
Other Perks 1

Available whenever you're in need of a tow, for eligible Wells Fargo cardholders 24/7 with no membership required.

Authorized users on the Active Cash

Card facts

Each authorized user gets

  • Auto rental collision damage waiver
  • Cellular telephone protection

Shared across the account

  • My wells fargo deals
How to redeem

Points don't transfer to airline or hotel partners. Redeem them by booking travel through the issuer's travel portal or converting to cash / statement credit at the estimated value shown above.

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