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Wells Fargo Autograph Journey Card card art
Sign-up bonus
60,000 points ≈ $1,050 value
after $4,000 spend in 90 days
Wells Fargo

Wells Fargo Autograph Journey Card

Consumer
Annual fee $95 Fact
Foreign transaction fee None
Rewards currency points
Est. point value 1.75¢ Estimate
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Last updated Oct 17, 2026

Checked Oct 27, 2026

Sign-up bonus history
Unchanged since May 2024
$4k spend
2025 2026 now 60,000 points after $4,000 spend (May 2024 to now · 2.5 yr) · current offer Now 60k
View as a table
PeriodBonusSpend requirement
May 2024 to now · 2.5 yr 60,000 points $4,000

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn
CategoryRateCurrencyCap
Hotels 5x points No cap
Flights 4x points No cap
Travel 3x points No cap
Restaurants 3x points No cap
Everything else 1x points No cap
Recurring credits
Estimated value
$50 annual statement credit with $50 minimum airline purchase each cardmember year.
Shared across the account
$50 (Anniversary)
after $50 spend

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections
Card facts
Travel Benefits 3

Premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties.

Complimentary 24/7 Visa Signature Concierge to find tickets to top sports and entertainment events, book travel, make dinner reservations and more.

Emergency assistance while traveling anywhere in the world for covered Wells Fargo cardholders.

Lifestyle & Entertainment 2

Access to tickets to live events featuring fan-favorite artists with your Wells Fargo Autograph-branded Credit Card.

Access to personalized deals from a variety of merchants, earn cash back as an account credit when you shop, dine, or enjoy an experience using an eligible Wells Fargo credit card.

Protection & Insurance 6

Emergency roadside assistance and towing available 24/7 with no membership required for eligible Wells Fargo cardholders.

Up to $1,000 of cell phone protection against damage, theft, or unintended separation, subject to a $25 deductible.

Covers authorized users when they pay with their card

Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.

Covers authorized users when they pay with their card

Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.

Covers authorized users when they pay with their card

Receive up to $3,000 in luggage reimbursement per trip if bags are lost due to theft or misdirection by a common carrier while traveling.

Covers authorized users when they pay with their card

Travel Accident Insurance protection of up to $1,000,000 when you purchase your airline or other common carrier ticket with your eligible credit card.

Covers authorized users when they pay with their card

Authorized users on the Autograph Journey

Card facts

Authorized users are free.

Each authorized user gets

  • Auto rental collision damage waiver
  • Cellular telephone protection
  • Lost baggage reimbursement
  • Trip cancellation and interruption protection
  • Worldwide automatic common carrier travel accident insurance

Shared across the account

  • Annual airline statement credit
How to redeem

points don't transfer to airline or hotel partners. Redeem them by booking travel through the issuer's travel portal or converting to cash / statement credit at the estimated value shown above.