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Wells Fargo Autograph Journey Card card art
Sign-up bonus
60,000 points ≈ $1,050 value
after $4,000 spend in 90 days
Wells Fargo

Wells Fargo Autograph Journey Card

Consumer
Annual fee $95 Fact
Foreign transaction fee None
Rewards currency points
Est. point value 1.75¢ Estimate
Apply for this card

Last updated Aug 24, 2026

Checked Sep 9, 2026

📈 Sign-up bonus history
5-year best: 60,000 points
$4k spend 5-year best No data
2025 2026 now No data between Jul 2025 and Jul 2026 No data 5-yr best · 60k 60,000 points after $4,000 spend (May 2024 to Jul 2024 · 2 mo) · 5-year best 60,000 points plus $600 statement credit after $4,000 spend (Jul 2024 to Sep 2024 · 3 mo) · 5-year best 60,000 points after $4,000 spend (Sep 2024 to Jan 2025 · 3 mo) · 5-year best 60k 60,000 points plus $600 statement credit after $4,000 spend (Jan 2025 to May 2025 · 4 mo) · 5-year best 60,000 points after $4,000 spend (May 2025 to Jul 2025 · 3 mo) · 5-year best 60k 60,000 points plus $600 statement credit after $4,000 spend (Jul 2025 to Jul 2025 · 1 day) · 5-year best 60,000 points after $4,000 spend (Jul 2026 to now · 2 mo) · 5-year best · current offer ★ Best and now 60k · Jul 2026
View as a table
PeriodBonusSpend requirement
May 2024 to Jul 2024 · 2 mo 60,000 points Best $4,000
Jul 2024 to Sep 2024 · 3 mo 60,000 points plus $600 statement credit Best $4,000
Sep 2024 to Jan 2025 · 3 mo 60,000 points Best $4,000
Jan 2025 to May 2025 · 4 mo 60,000 points plus $600 statement credit Best $4,000
May 2025 to Jul 2025 · 3 mo 60,000 points Best $4,000
Jul 2025 to Jul 2025 · 1 day 60,000 points plus $600 statement credit Best $4,000
Jul 2026 to now · 2 mo 60,000 points Best $4,000

Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.

How you earn
CategoryRateCurrencyCap
Hotels 5x points No cap
Flights 4x points No cap
Travel 3x points No cap
Restaurants 3x points No cap
Everything else 1x points No cap
Recurring credits
Estimated value
$50 annual statement credit with $50 minimum airline purchase. $50/yr (Calendar Year)

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections
Card facts
Travel Benefits 3

Premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties.

Complimentary 24/7 Visa Signature Concierge to find tickets to top sports and entertainment events, book travel, make dinner reservations and more.

Emergency assistance while traveling anywhere in the world for covered Wells Fargo cardholders.

Lifestyle & Entertainment 2

Access to tickets to live events featuring fan-favorite artists with your Wells Fargo Autograph-branded Credit Card.

Access to personalized deals from a variety of merchants, earn cash back as an account credit when you shop, dine, or enjoy an experience using an eligible Wells Fargo credit card.

Protection & Insurance 6

Emergency roadside assistance and towing available 24/7 with no membership required for eligible Wells Fargo cardholders.

Up to $1,000 of cell phone protection against damage, theft, or unintended separation, subject to a $25 deductible.

Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.

Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.

Receive up to $3,000 in luggage reimbursement per trip if bags are lost due to theft or misdirection by a common carrier while traveling.

Travel Accident Insurance protection of up to $1,000,000 when you purchase your airline or other common carrier ticket with your eligible credit card.

How to redeem

points don't transfer to airline or hotel partners. Redeem them by booking travel through the issuer's travel portal or converting to cash / statement credit at the estimated value shown above.