Wells Fargo Autograph Journey Card
| Annual fee | $95 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 1.75¢ Estimate |
Last updated Jul 16, 2026
Checked Jul 24, 2026
📈 Sign-up bonus history
Unchanged since May 2024View as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| May 2024 to now | 60,000 points | $4,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 5x | points | No cap |
| Flights | 4x | points | No cap |
| Travel | 3x | points | No cap |
| Restaurants | 3x | points | No cap |
| Everything else | 1x | points | No cap |
Recurring credits
Estimated value| $50 annual statement credit with $50 minimum airline purchase | $50/yr (Calendar Year) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsPremium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties.
Complimentary 24/7 Visa Signature Concierge to find tickets to top sports and entertainment events, book travel, make dinner reservations and more.
Emergency assistance while traveling anywhere in the world for covered Wells Fargo cardholders.
Access to tickets to live events featuring fan-favorite artists with your Wells Fargo Autograph-branded Credit Card.
Access to personalized deals from a variety of merchants, earn cash back as an account credit when you shop, dine, or enjoy an experience using an eligible Wells Fargo credit card.
Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.
Emergency roadside assistance and towing available 24/7 with no membership required for eligible Wells Fargo cardholders.
Up to $1,000 of cell phone protection against damage, theft, or unintended separation, subject to a $25 deductible.
No fee for converting purchases made abroad to U.S. dollars.
Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.
Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.
Receive up to $3,000 in luggage reimbursement per trip if bags are lost due to theft or misdirection by a common carrier while traveling.
Travel Accident Insurance protection of up to $1,000,000 when you purchase your airline or other common carrier ticket with your eligible credit card.
Enroll to receive monthly FICO Score updates and personalized credit insights, complimentary to Wells Fargo Online customers.
Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval.
How to redeem
points don't transfer to airline or hotel partners. Redeem them by booking travel through the issuer's travel portal or converting to cash / statement credit at the estimated value shown above.