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Cost and value $350 fee
Sign-up bonus 200,000 points, about $1,200
Earning rates Top rate 12x
- 12x Hotels
Statement credits $715 a year
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$120 every 4 years
What counts
Receive one statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS when charged to your card by you or an authorized user.
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$120 a year
$10 every month
What counts
Get up to $10 off each calendar month at checkout on one qualifying non-restaurant DoorDash order (groceries, everyday essentials, and more, excluding gift cards) through December 31, 2027 while enrolled in your Chase DashPass membership activated on or after September 1, 2026.
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$120 a year
resets every year
What counts
Get 12 months of complimentary DashPass by DoorDash ($120 annual value) for use on DoorDash and Caviar when activated between February 1, 2025 and December 31, 2027, providing $0 delivery fees and reduced service fees on eligible orders.
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$300 a year
$75 every 3 months
What counts
You, as the primary cardmember, receive one $75 Food and Beverage Reward voucher each calendar quarter (up to $300 per calendar year) to redeem for credit against eligible food and beverage charges captured on your room bill at participating IHG Hotels & Resorts (excluding IHG Army Hotels, select Six Senses locations, Iberostar Beachfront Resorts, Royal Resorts by Holiday Inn Club Vacations, and InterContinental Alliance Resorts Macau). Each voucher must be used in a single redemption and expires at the end of the issuing quarter.
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$25 a year
resets every year
What counts
The primary cardmember receives up to $50 United TravelBank Cash each calendar year after completing a one-time registration linking the card with a United MileagePlus account at ihg.com/united: one $25 deposit on or about January 5 (expires July 15) and another $25 deposit on or about July 5 (expires January 15).
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$200 per use
after $250 spend
What counts
Receive a one-time $200 statement credit each calendar year when you spend at least $250 on flight tickets booked directly with the airline using your IHG One Rewards Premier Select Credit Card through December 31, 2027.
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$120 a year
$10 every month
What counts
As the primary cardmember, receive one $10 credit each month (up to $120 per calendar year) in the Instacart app on a purchase of $10 or more made directly on Instacart.com while maintaining an active Instacart+ membership after activating your Chase Instacart+ membership through December 31, 2027.
Certificates and passes 1 free night + 1 with spend, about $360 a year
- Anniversary Free Night, up to 60,000 points Points can be added to book above the cap, each card year, about $360 a year
- Free Night after $40,000 spend, up to 60,000 points Points can be added to book above the cap, Must be redeemed within 12 months of issue.
Transfer partners No transfers
Status, lounges and travel IHG One Rewards Platinum Elite
- IHG One Rewards: Platinum Elite
- You, as the primary cardmember, earn an additional 5 Elite Night Credits (ENC) after spending $15,000 in purchases each calendar year, in addition to the 2 ENC earned per $5,000 spent.
- You, as the primary cardmember, earn 2 Elite Night Credits (ENC) for every $5,000 spent in purchases with your IHG One Rewards Premier Select Card, with no limit to the number of Elite Night Credits you can earn.
- You, as the primary cardmember, receive 20 Elite Night Credits (ENC) in your IHG One Rewards account within 6-8 weeks of account opening and then deposited by February 1 each calendar year, counting toward Elite membership status and Milestone Rewards.
- Each calendar year you make purchases totaling $25,000 or more, you, as the primary cardmember, qualify for IHG One Rewards Diamond Elite Status for the remainder of the calendar year in which you qualify and through December 31 of the following year.
Protection and insurance 4 coverages
- Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when baggage is delayed over 6 hours.
- Provides reimbursement up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
- Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Reimburses up to $5,000 per covered traveler and up to $10,000 per trip for pre-paid, non-refundable travel expenses (including passenger fares, tours, and hotels) if your trip is canceled or cut short by sickness, severe weather, or other covered situations.
- Save at least 30% when you purchase IHG One Rewards points using your IHG One Rewards Premier Select Credit Card.
- You, as the primary cardmember, earn 20,000 bonus points after spending $15,000 in purchases with your IHG One Rewards Premier Select Credit Card each calendar year.
Lifestyle and other perks 3 perks
- Earn 10,000 bonus points for each friend who gets approved for any participating IHG One Rewards credit card, up to 50,000 bonus points per year.
- When you redeem IHG One Rewards points for a consecutive four-night or longer standard room Reward Night stay at the same property, the 4th Reward Night is free (0 points), usable on an unlimited number of stays annually.
- Receive one complimentary 3-month Instacart+ membership per eligible card account when activated at instacart.com/p/chase-cobrands between May 1, 2025 and December 31, 2027 by you as the primary cardmember or any authorized user.
Authorized users Free
- Baggage delay insurance
- Complimentary DashPass membership
- Lost luggage reimbursement
- Purchase protection
- Trip cancellation and interruption insurance
Application rules 5/24
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5/24
Community-reported
What counts
Chase generally declines applicants who have opened 5 or more credit cards from any issuer in the past 24 months.
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