Citi Double Cash Card
| Annual fee | $0 Fact |
| Foreign transaction fee | 3% |
| Rewards currency | cash back |
| Cash back value | 1.00¢ Fact |
Last updated Sep 12, 2026
Checked Sep 12, 2026
Before you apply
General Citi policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
Unchanged since Jun 2024View as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Jun 2024 to now · 2.2 yr | $200 credit | $1,500 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 5x | n/a | No cap |
| Everything else | 2x | cash back | No cap |
Benefits & protections
Card factsAccess to Citi Entertainment program offering special access to purchase tickets to concerts, sporting events, arts and culture experiences, including presale tickets.
Pay over time in fixed monthly payments on eligible purchases of $75 or more while continuing to earn points.
Mastercard ID Theft Protection monitors chosen information and alerts cardholders to suspicious activity; free enrollment required.
Extended warranty coverage subject to terms, conditions, and limitations; coverage provided by New Hampshire Insurance Company, an AIG company.
Cardmembers are not held liable for unauthorized charges made on their account.
There is no fee to add an authorized user to the account.
News on this card
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Article Aug 22, 2026Is Cash Back Better Than Points? Amex Gold vs. 2% Cash Back
Points do convert to money, at 0.6 cents each. Where a flat 2% card wins, where the Amex Gold wins, and why most people should carry both.