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Citi Double Cash Card card art
Sign-up bonus
$200 statement credit ≈ $200 value
after $1,500 spend in 180 days
Citi

Citi Double Cash Card

Consumer News on this card (1)
Annual fee $0 Fact
Foreign transaction fee 3%
Rewards currency cash back
Cash back value 1.00¢ Fact
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Last updated Oct 28, 2026

Checked Oct 28, 2026

Before you apply
1/8. Citi generally approves at most 1 card application per 8 days. Community-reported.
2/65. Citi generally approves at most 2 card applications per 65 days. Community-reported.
48-month rule. Citi sign-up bonuses within the same card family are generally available only once every 48 months. Community-reported.

General Citi policies as commonly reported by applicants, not a prediction about your application.

Sign-up bonus history
Unchanged since Jun 2024
$1.5k spend
2025 2026 now $200 credit after $1,500 spend (Jun 2024 to now · 2.4 yr) · current offer Now $200
View as a table
PeriodBonusSpend requirement
Jun 2024 to now · 2.4 yr $200 credit $1,500

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn
CategoryRateCurrencyCap
Travel (issuer portal)
Earn a total of 5% cash back (1% when you buy, 1% as you pay, plus an additional 3%) on hotels, car rentals, and attractions booked through the Citi Travel portal.
 5% cash back No cap
Everything else 2% cash back No cap
Better with a points card. Pair this card with Citi Strata Elite Card or Citi Strata Premier Card and its rewards pool into that card as points you can transfer to travel partners.
Benefits & protections
Card facts
Lifestyle & Entertainment 1

Access to Citi Entertainment program offering special access to purchase tickets to concerts, sporting events, arts and culture experiences, including presale tickets.

Protection & Insurance 3

Pay over time in fixed monthly payments on eligible purchases of $75 or more while continuing to earn points.

Mastercard ID Theft Protection monitors chosen information and alerts cardholders to suspicious activity; free enrollment required.

Extended warranty coverage subject to terms, conditions, and limitations; coverage provided by New Hampshire Insurance Company, an AIG company.

Covers authorized users when they pay with their card
Other Perks 2

Cardmembers are not held liable for unauthorized charges made on their account.

There is no fee to add an authorized user to the account.

Authorized users on the Citi Double Cash

Card facts

Authorized users are free.

Each authorized user gets

  • Extended warranty

Shared across the account

  • Citi merchant offers
  • Total Cash back on select travel via Citi travel
News on this card