Citi Double Cash Card
| Annual fee | $0 Fact |
| Foreign transaction fee | 3% |
| Rewards currency | ThankYou Points |
| Est. point value | 1.90¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
Before you apply
General Citi policies as commonly reported by applicants, not a prediction about your application.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 5x | ThankYou Points | No cap |
| Hotels | 5x | ThankYou Points | No cap |
| Everything else | 2x | ThankYou Points | No cap |
Benefits & protections
Card factsAccess to Citi Entertainment program offering special access to purchase tickets to concerts, sporting events, arts and culture experiences, including presale tickets.
Pay over time in fixed monthly payments on eligible purchases of $75 or more while continuing to earn points.
Mastercard ID Theft Protection monitors chosen information and alerts cardholders to suspicious activity; free enrollment required.
Extended warranty coverage subject to terms, conditions, and limitations; coverage provided by New Hampshire Insurance Company, an AIG company.
Use digital wallets to shop securely online, in apps, and in stores while retaining card benefits.
Shop safely with a contactless, chip-enabled card by tapping on payment readers.
Manage money anytime, anywhere through Citi's digital app services.
Manage account and access customer service anytime via the Citi Mobile App.
Receive statements and most legal notices online instead of by mail.
Cardholders can select their bill payment due date at the beginning, middle, or end of the month.
Stay updated on balance, payments, and credit limits via email or text alerts.
Citi alerts cardholders if unusual activity is detected on their account.
Instantly block new charges on a misplaced card via Citi Mobile App or citi.com while allowing recurring transactions to continue.
View your FICO Score online anytime for free without impacting your score, updated monthly via Citi Mobile App and Citi Online.
Cardmembers are not held liable for unauthorized charges made on their account.
How to redeem
ThankYou Points don't transfer to airline or hotel partners. Redeem them by booking travel through the issuer's travel portal or converting to cash / statement credit at the estimated value shown above.