Capital One SavorOne
| Annual fee | $39 Fact |
| Foreign transaction fee | None |
| Rewards currency | cash back |
| Cash back value | 1.00¢ Fact |
Last updated Aug 27, 2026
Checked Sep 12, 2026
Before you apply
General Capital One policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
Unchanged since Sep 2021View as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Sep 2021 to May 2025 · 3.7 yr | $200 credit | $500 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Brand purchases | 8x | n/a | No cap |
| Travel | 5x | n/a | No cap |
| Streaming | 3x | cash back | No cap |
| Entertainment | 3x | cash back | No cap |
| Restaurants | 3x | cash back | No cap |
| Groceries | 3x | cash back | No cap |
| Everything else | 1x | cash back | No cap |
Benefits & protections
Card factsEnjoy comprehensive, personalized assistance in dining, entertainment and travel, 24 hours a day, 365 days a year.
An online shopping tool that automatically applies available coupon codes to your order.
Cardholders have exclusive access to earn statement credits or rewards by shopping online at thousands of retailers, like Adidas, Macy's and more.
Enjoy 8% cash back on Capital One Entertainment purchases and access to can't-miss events across music, sports, dining, theater and more with a collection of VIP packages, exclusive pre-sales, tickets and onsite perks.
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
You'll get additional warranty protection at no charge on eligible items purchased with your credit card.
News on this card
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Article Aug 22, 2026Is Cash Back Better Than Points? Amex Gold vs. 2% Cash Back
Points do convert to money, at 0.6 cents each. Where a flat 2% card wins, where the Amex Gold wins, and why most people should carry both.