Capital One SavorOne Rewards Card
| Annual fee | $39 Fact |
| Foreign transaction fee | None |
| Rewards currency | cash back |
| Cash back value | 1.00¢ Fact |
Last updated Oct 28, 2026
Checked Oct 28, 2026
Before you apply
General Capital One policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
Unchanged since Oct 2021View as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to May 2025 · 3.5 yr | $200 credit | $500 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Brand purchases | 8% | cash back | No cap |
| Travel (issuer portal) Earn unlimited 5% cash back on hotels, vacation rentals and rental car bookings made through Capital One Travel. |
5% | cash back | No cap |
| Streaming | 3% | cash back | No cap |
| Restaurants | 3% | cash back | No cap |
| Groceries | 3% | cash back | No cap |
| Entertainment | 3% | cash back | No cap |
| Everything else | 1% | cash back | No cap |
Benefits & protections
Card factsEnjoy comprehensive, personalized assistance in dining, entertainment and travel, 24 hours a day, 365 days a year.
Save an average of 15% on flights with price prediction from Capital One Travel.
An online shopping tool that automatically applies available coupon codes to your order.
Cardholders have exclusive access to earn statement credits or rewards by shopping online at thousands of retailers, like Adidas, Macy's and more.
Enjoy 8% cash back on Capital One Entertainment purchases and access to can't-miss events across music, sports, dining, theater and more with a collection of VIP packages, exclusive pre-sales, tickets and onsite perks.
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
You'll get additional warranty protection at no charge on eligible items purchased with your credit card.
Capital One cardholders enjoy 50% off all handcrafted beverages every day at any Capital One Café nationwide.
Authorized users on the SavorOne
Card factsAuthorized users are free.
Each authorized user gets
- Extended warranty
- Travel accident insurance
Shared across the account
- Capital One cafe beverage discount
- Capital One travel price match
News on this card
-
Article Aug 22, 2026Is Cash Back Better Than Points? Amex Gold vs. 2% Cash Back
Points do convert to money, at 0.6 cents each. Where a flat 2% card wins, where the Amex Gold wins, and why most people should carry both.