Compare points and miles cards
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Cost and value $895 fee
Sign-up bonus 175,000 points, about $3,500
Earning rates Top rate 5x
- 5x via the issuer portal, about 10.0%
Statement credits $3,024 a year
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$120 every 4 years
What counts
Statement credit every 4 years for Global Entry application fee ($120) or up to $85 for TSA PreCheck application fee.
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$200 a year
$15 every month
What counts
Add your Platinum Card to your Uber account to receive $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.
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$120 a year
resets every year
What counts
Get up to $120 in statement credits each calendar year after purchasing an auto-renewing Uber One membership with the Card.
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$400 a year
$100 every 3 months
What counts
Get up to $100 in statement credits each quarter for eligible purchases with Resy, including dining at over 10,000 qualifying U.S. Resy restaurants.
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$600 a year
$300 every 6 months
What counts
Get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel.
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$200 a year
resets every year
What counts
Earn up to $200 per calendar year in statement credits after incidental fees, such as checked bags and in-flight refreshments, are charged by your one selected qualifying airline to your Card.
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$100 per stay
What counts
$100 credit towards eligible charges with every booking of two nights or more through The Hotel Collection via AmexTravel.com.
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$300 a year
resets every year
What counts
Get up to $300 in statement credits each year at Equinox for an Equinox+ digital subscription or an Equinox club membership subject to auto-renewal.
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$300 a year
$25 every month
What counts
Get up to $25 in statement credits each month for eligible purchases with participating digital entertainment partners like Disney+, Hulu, NYT, etc.
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$300 a year
$75 every 3 months
What counts
Receive up to $75 in statement credits each quarter for eligible purchases at U.S. lululemon retail stores and lululemon.com.
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$155 a year
$13 every month
What counts
Get up to a $12.95 statement credit back each month after paying for a monthly Walmart+ membership.
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$200 a year
resets every year
What counts
Receive up to $200 in statement credits when you use the Platinum Card to purchase an Oura Ring at Ouraring.com each calendar year.
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$219 a year
resets every year
What counts
Receive up to $219 in statement credits per calendar year after signing up and paying for a CLEAR+ Membership.
Transfer partners 20 partners
Status, lounges and travel Avis Preferred Preferred Plus, Hertz Gold Plus Rewards President's Circle, Hilton Honors Gold, Leaders Club Sterling, Marriott Bonvoy Gold Elite, National Emerald Club Executive, 1 lounge benefit
- Avis Preferred: Preferred Plus after you enroll
- Hertz Gold Plus Rewards: President's Circle after you enroll
- Hilton Honors: Gold after you enroll
- Leaders Club: Sterling after you enroll
- Marriott Bonvoy: Gold Elite after you enroll
- National Emerald Club: Executive after you enroll
- With over 1,800 properties worldwide, booking Fine Hotels + Resorts through AmexTravel.com provides a suite of benefits with average total value of $550, including guaranteed 4pm checkout. $550,
- Over $850 of annual value with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership, and other select partner lounges. $850
- 24/7 emergency assistance and coordination services including medical, legal, and financial referrals when traveling more than 100 miles from home.
- Platinum Travel Consultants provide custom itineraries and tailored recommendations for travel planning.
Protection and insurance 7 coverages
- If a round-trip paid for entirely with your Eligible Card is delayed more than 6 hours for a covered reason, reimburses certain additional expenses purchased with your Eligible Card, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period.
- Coverage for damage to or theft of a rental vehicle when you use your Eligible Card to reserve and pay for the entire rental and decline the CDW. Secondary coverage, does not include liability coverage.
- Reimbursed for costs to repair or replace damaged or stolen cell phone, up to $800 per claim, limit 2 approved claims per 12-month period, $50 deductible per claim, when wireless bill is paid with Eligible Card.
- Adds up to one extra year to the original manufacturer's warranty for warranties of 5 years or less, up to $10,000 per item and $50,000 per calendar year.
- Protection for eligible purchases against theft, damage, or loss for up to 90 days, up to $10,000 per purchase and $50,000 per calendar year.
- May return eligible purchases to American Express if the seller won't take them back, up to 90 days from purchase, up to $300 per item and $1,000 per calendar year.
- If you purchase a round trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, reimburses non-refundable expenses purchased with the same Eligible Card, up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period.
- Browse and add Amex Offers to eligible Card to earn extra rewards on qualifying purchases at select brands.
Lifestyle and other perks 5 perks
- Enhanced experience at select stadiums/arenas with dedicated entrances/fast lanes; 10% back on qualifying concessions purchases up to $250 per calendar year after enrollment.
- Access to Amex Presale Tickets and Amex Reserved Tickets to select events across sports, music, and more, with additional perks at select events.
- Curated event experiences from sporting, fashion, fine dining, art, and performances exclusively for Platinum Card Members.
- Access to sought after reservations at participating top Resy restaurants on select nights.
- Special access to sought-after U.S. Resy restaurants when you add your Platinum Card to your Resy profile, including exclusive reservations and Priority Notify.
Authorized users Some free
- Car rental loss and damage insurance
- Car rental privileges Avis Hertz National (Additional Platinum only)
- Cell phone protection
- Extended warranty
- Global Entry or TSA PreCheck fee credit
- Global lounge collection (Additional Platinum only)
- Hilton Honors gold status (Additional Platinum only)
- Leaders Club sterling status the leading hotels of the world (Additional Platinum only)
- Marriott Bonvoy gold elite status (Additional Platinum only)
- Purchase protection
- Return protection
- Trip cancellation and interruption insurance
- Trip delay insurance
Application rules 2/90
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2/90
Community-reported
What counts
American Express generally approves at most 2 of its credit cards per 90 days.
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5 credit card limit
Community-reported
What counts
American Express generally limits you to 5 of its credit cards at once.
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10 charge card limit
Community-reported
What counts
American Express generally limits you to 10 of its charge cards at once.
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Once per lifetime
Issuer-stated
What counts
American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language.
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