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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Wells Fargo Autograph Card card art
Autograph 1 of 1
Comparing 1 card
Wells Fargo Autograph Card card art
Wells Fargo
Autograph
Apply Details
Cost and value $0 fee
Annual fee
$0
Credits you can use a year, if you use every one
None
Fee after credits
$0
Point value per point or mile
1.75¢ Estimate
Rewards currency
Wells Fargo Rewards points
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 20,000 points, about $350
Bonus
20,000 points
Estimated value
$350
Spend to earn it less a month is easier
$1,000 in 90 days about $333 a month
Earning rates Top rate 3x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Dining
3x about 5.2% back
Flights
3x about 5.2% back
Hotels
3x about 5.2% back
Travel (ground only)
3x about 5.2% back
Gas
3x about 5.2% back
Transit / Rideshare
3x about 5.2% back
Streaming / Subscriptions
3x about 5.2% back
Phone, internet & cable
3x about 5.2% back
Everything else
1x about 1.8% back
Statement credits No credits
Monthly credits to track fewer is less work
0
Transfer partners 10 partners
Partners
10
Alliance reach
Oneworld, SkyTeam, and Star Alliance
Aer Lingus AerClub
1:1
Air France-KLM Flying Blue
1:1
Avianca LifeMiles
1:1
British Airways Club
1:1
Cathay Pacific Asia Miles
1:1
Choice Privileges
1:2
Iberia Club
1:1
JetBlue TrueBlue
1:1
Virgin Atlantic Flying Club
1:1
Wyndham Rewards
1:2
Status, lounges and travel No status or lounges
Travel benefits
  • Enjoy a premium collection of benefits at participating Visa Signature Luxury Hotel Collection properties when booked through VisaSignatureHotels.com or Visa Concierge.
  • Complimentary 24/7 Visa Signature Concierge service for assistance finding tickets to sports and entertainment events, booking travel, and making dinner reservations.
  • 24/7 emergency assistance and referral services while traveling anywhere in the world for covered Wells Fargo cardholders (cardholder is responsible for the cost of goods or services provided).
Protection and insurance 3 coverages
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Rental car
  • Pay for rental cars using your eligible Wells Fargo Autograph Card and decline the rental company collision damage waiver to receive secondary coverage for covered damage or theft.
Cell phone
  • Up to $600 of cell phone protection per claim against damage, theft, or involuntary and accidental parting (subject to a $25 deductible, up to 2 paid claims per 12-month period) when you pay your monthly cellular wireless bill with your eligible Wells Fargo Autograph Card.
Roadside assistance
  • 24/7 on-demand emergency roadside assistance and towing for eligible Wells Fargo cardholders with no membership required (standard service call fee applies).
Lifestyle and other perks 2 perks
Lifestyle and entertainment
  • Access to purchase tickets to live events featuring fan-favorite artists in small venues with your Wells Fargo Autograph Credit Card.
  • Access personalized merchant deals and earn cash back as an account credit when you activate a deal and shop, dine, or enjoy an experience with your eligible Wells Fargo credit card.
Authorized users Free
Cost
Authorized users are free.
Each one gets
  • Auto rental collision damage waiver
  • Cellular telephone protection
Application rules 1/4 Rule (Consumer Cards)
Issuer approval rules
  • 1/4 Rule (Consumer Cards) Issuer-stated
    What counts

    You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 4 months.

Bonus eligibility
  • 48-Month Welcome Bonus Rule Issuer-stated
    What counts

    You may not be eligible for introductory annual percentage rates, fees, and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months.

Card type
Personal