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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Capital One Venture X Business Card card art
Venture X Business 1 of 1
Comparing 1 card
Capital One Venture X Business Card card art
Capital One
Venture X Business
Apply Details
Cost and value $395 fee
Annual fee
$395
Credits you can use a year, if you use every one
$330
Fee after credits
$65 a year net cost
Point value per point or mile
1.85¢ Estimate
Rewards currency
Capital One miles
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 300,000 miles, about $6,550
Bonus
300,000 miles + $1,000 Capital One Business Travel credit
Estimated value
$6,550
Spend to earn it less a month is easier
$120,000 in 120 days about $30,000 a month
Earning rates Top rate 10x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Flights
2x about 3.7% back, the everything-else rate
  • 5x via Capital One Travel, about 9.2%
Hotels
2x about 3.7% back, the everything-else rate
  • 10x via the issuer portal, about 18.5%
Everything else
2x about 3.7% back
Only on this card
  • 5x Vacation rentals
  • 10x Rental cars
Statement credits $330 a year
Trusted traveler
  • $120 every 4 years
    What counts

    Expedite airport screening with up to a $120 statement credit on TSA PreCheck® or Global Entry. One statement credit is processed per account every 4 years.

Travel booking
  • $300 a year resets every year
    What counts

    Receive an annual $300 credit for bookings through Capital One Business Travel.

  • $100 per stay
    What counts

    Elevate your stay at luxury hotels, resorts and vacation rentals from the Premier Collection with a $100 experience credit and other premium benefits on every booking.

Monthly credits to track fewer is less work
0
Transfer partners 22 partners
Partners
22
Alliance reach
Oneworld, SkyTeam, and Star Alliance
Accor Live Limitless
2:1
Aeromexico Rewards
1:1
Air Canada Aeroplan
1:1
Air France-KLM Flying Blue
1:1
Avianca LifeMiles
1:1
British Airways Club
1:1
Cathay Pacific Asia Miles
1:1
Choice Privileges
1:1
EVA Air Infinity MileageLands
4:3
Emirates Skywards
4:3
Etihad Guest
1:1
Finnair Plus
1:1
I Prefer Hotel Rewards
1:2
Japan Airlines Mileage Bank
4:3
JetBlue TrueBlue
5:3
Qantas Frequent Flyer
1:1
Qatar Airways Privilege Club
1:1
Singapore Airlines KrisFlyer
1:1
TAP Air Portugal Miles&Go
1:1
Turkish Airlines Miles&Smiles
1:1
Virgin Red
1:1
Wyndham Rewards
1:1
Status, lounges and travel Hertz Gold Plus Rewards President's Circle, 1 lounge benefit
Elite status
  • Hertz Gold Plus Rewards: President's Circle after you enroll
Airport lounges
  • Enjoy expedited security lines with TSA PreCheck® and Global Entry, plus explore a network of 1,300+ lounges worldwide via Capital One Lounges, Landing, and Priority Pass.
Protection and insurance 2 coverages
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Extended warranty
  • Get free additional warranty and protection on eligible items you purchase with your card.
Other coverage
  • Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards.
Lifestyle and other perks 2 perks
Other perks
  • Get 10,000 bonus miles every year, starting with your first anniversary.
  • This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history and credit profile.
Employee cards Free
Cost
Employee cards are free. Lounge access for an employee card is $125 a year, up to 4.
Each one gets
  • Capital One lounge and Priority Pass access (with the lounge add-on)
  • Extended warranty
  • Hertz presidents circle status
Application rules 1 per 6 months
Issuer approval rules
  • 1 per 6 months Rumored, inconsistent
    What counts

    Capital One is commonly reported to approve at most 1 of its cards per 6 months.

Bonus eligibility
Not listed
Card type
Business