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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Capital One Venture Business Card card art
Venture Business 1 of 1
Comparing 1 card
Capital One Venture Business Card card art
Capital One
Venture Business
Apply Details
Cost and value $95 fee
Annual fee
$95
Credits you can use a year, if you use every one
$130
Fee after credits
$35 back credits beat the fee
Point value per point or mile
1.85¢ Estimate
Rewards currency
Capital One miles
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 100,000 miles, about $1,850
Bonus
100,000 miles
Estimated value
$1,850
Spend to earn it less a month is easier
$10,000 in 90 days about $3,333 a month
Earning rates Top rate 5x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Hotels
2x about 3.7% back, the everything-else rate
  • 5x via the issuer portal, about 9.2%
Everything else
2x about 3.7% back
Statement credits $130 a year
Trusted traveler
  • $120 every 4 years
    What counts

    Receive up to a $120 credit for Global Entry or TSA PreCheck every 4 years.

Travel booking
  • $50 a year resets every year
    What counts

    Receive an annual $50 travel credit for bookings through Capital One Business Travel.

  • $50 per stay
    What counts

    Unlock premium hotel benefits with every stay, like a $50 experience credit, room upgrades when available, complimentary Wi-Fi, and early check-in/late checkout, when booking through the Lifestyle Collection via Capital One Business Travel.

Other credits
  • $50 a year resets every year
    What counts

    Get an annual $50 statement credit for purchases at qualifying advertising or software merchants.

Monthly credits to track fewer is less work
0
Transfer partners 22 partners
Partners
22
Alliance reach
Oneworld, SkyTeam, and Star Alliance
Accor Live Limitless
2:1
Aeromexico Rewards
1:1
Air Canada Aeroplan
1:1
Air France-KLM Flying Blue
1:1
Avianca LifeMiles
1:1
British Airways Club
1:1
Cathay Pacific Asia Miles
1:1
Choice Privileges
1:1
EVA Air Infinity MileageLands
4:3
Emirates Skywards
4:3
Etihad Guest
1:1
Finnair Plus
1:1
I Prefer Hotel Rewards
1:2
Japan Airlines Mileage Bank
4:3
JetBlue TrueBlue
5:3
Qantas Frequent Flyer
1:1
Qatar Airways Privilege Club
1:1
Singapore Airlines KrisFlyer
1:1
TAP Air Portugal Miles&Go
1:1
Turkish Airlines Miles&Smiles
1:1
Virgin Red
1:1
Wyndham Rewards
1:1
Status, lounges and travel Hertz Gold Plus Rewards Five Star
Elite status
  • Hertz Gold Plus Rewards: Five Star after you enroll
Travel benefits
  • Complimentary access to an all-in-one business travel management solution for managing business travel and expenses.
Protection and insurance 2 coverages
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Extended warranty
  • Get free additional warranty and protection on eligible items you purchase with your card.
Other coverage
  • Track employee spending while earning all the rewards from their purchases with free employee cards.
  • Pay zero foreign transaction fees on purchases made outside of the United States.
Lifestyle and other perks None listed
Employee cards Free
Cost
Employee cards are free.
Each one gets
  • Extended warranty
  • Hertz five star status
Application rules 1 per 6 months
Issuer approval rules
  • 1 per 6 months Rumored, inconsistent
    What counts

    Capital One is commonly reported to approve at most 1 of its cards per 6 months.

Bonus eligibility
Not listed
Card type
Business