Southwest Rapid Rewards Premier Business Card
| Annual fee | $149 Fact |
| Foreign transaction fee | None |
| Rewards currency | Southwest Rapid Rewards points |
| Est. point value | 1.25¢ Estimate |
Last updated Oct 28, 2026
Checked Oct 28, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 80,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to Sep 2026 · 4.9 yr | 60,000 points | $3,000 |
| Sep 2026 to now · 1 mo | 80,000 points Best | $3,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Brand purchases | 3x | points | No cap |
| Gas and EV charging | 2x | points | $8,000/yr |
| Restaurants | 2x | points | $8,000/yr |
| Everything else | 1x | points | No cap |
Benefits & protections
Card factsEarn one boost of 10,000 Companion Pass qualifying points each calendar year, deposited into your Rapid Rewards account by January 31st or up to 30 days after account opening.
Earn 2,000 tier qualifying points (TQPs) toward Rapid Rewards A-List or A-List Preferred status for every $5,000 spent in purchases annually.
Cardmembers and up to 8 additional passengers in the same reservation can check their first bag free, a savings of up to $360 roundtrip for a group of 4 ($45 per bag per trip).
No blackout dates and unlimited reward seats apply to flights booked with points.
Covers eligible new purchases for 120 days from date of purchase against damage or theft, up to $10,000 per item.
Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from date of purchase.
Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Employee cards let you set individual spending limits and help you earn rewards even faster, at no additional cost.
Receive 6,000 bonus points each year after your Cardmember anniversary.
Receive a 15% promo code each year on your cardmember anniversary (excludes basic fare).
Cardmembers and up to 8 passengers on the same reservation will board no later than Group 5, giving earlier access to overhead bins.
Select a Standard or Preferred seat within 48 hours prior to departure, when available, for the Cardmember and up to 8 additional passengers on the same reservation.
Earn 20,000 bonus points for each friend or business owner that gets approved for any Southwest Rapid Rewards Credit Card, up to 100,000 bonus points per year.
Employee cards on the Southwest Premier Business
Card factsEmployee cards are free.
Each employee card gets
- Baggage delay insurance
- Extended warranty protection
- Lost luggage reimbursement
- Purchase protection
Shared across the account
- Back on inflight purchases
Primary cardmember only
- $6,000 anniversary points
- Companion Pass qualifying points boost
- First checked bag free
- Group 5 boarding benefit
- Preferredstandard seat selection
- Tier qualifying points toward a list status