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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Southwest Rapid Rewards Premier Business Card card art
Southwest Premier Business 1 of 1
Comparing 1 card
Southwest Rapid Rewards Premier Business Card card art
Chase
Southwest Premier Business
Apply Details
Cost and value $149 fee
Annual fee
$149
Credits you can use a year, if you use every one
None
Fee after credits
$149 a year net cost
Point value per point or mile
1.25¢ Estimate
Rewards currency
Southwest Rapid Rewards points
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 80,000 points, about $1,000
Bonus
80,000 points
Estimated value
$1,000
Spend to earn it less a month is easier
$3,000 in 90 days about $1,000 a month
Earning rates Top rate 3x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Dining
2x about 2.5% back, on up to $8,000/yr
Gas
2x about 2.5% back, on up to $8,000/yr
Everything else
1x about 1.2% back
Only on this card
  • 3x Brand purchases
Statement credits No credits
Monthly credits to track fewer is less work
0
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel No status or lounges
Other status perks
  • Earn one boost of 10,000 Companion Pass qualifying points each calendar year, deposited into your Rapid Rewards account by January 31st or up to 30 days after account opening.
  • Earn 2,000 tier qualifying points (TQPs) toward Rapid Rewards A-List or A-List Preferred status for every $5,000 spent in purchases annually.
Travel benefits
  • Cardmembers and up to 8 additional passengers in the same reservation can check their first bag free, a savings of up to $360 roundtrip for a group of 4 ($45 per bag per trip).
  • No blackout dates and unlimited reward seats apply to flights booked with points.
Protection and insurance 4 coverages
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Trip delay
  • Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Baggage
  • Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Extended warranty
  • Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from date of purchase.
Purchase protection
  • Covers eligible new purchases for 120 days from date of purchase against damage or theft, up to $10,000 per item.
Lifestyle and other perks 6 perks
Other perks
  • Employee cards let you set individual spending limits and help you earn rewards even faster, at no additional cost.
  • Receive 6,000 bonus points each year after your Cardmember anniversary.
  • Receive a 15% promo code each year on your cardmember anniversary (excludes basic fare).
  • Cardmembers and up to 8 passengers on the same reservation will board no later than Group 5, giving earlier access to overhead bins.
  • Select a Standard or Preferred seat within 48 hours prior to departure, when available, for the Cardmember and up to 8 additional passengers on the same reservation.
  • Earn 20,000 bonus points for each friend or business owner that gets approved for any Southwest Rapid Rewards Credit Card, up to 100,000 bonus points per year.
Employee cards Free
Cost
Employee cards are free.
Each one gets
  • Baggage delay insurance
  • Extended warranty protection
  • Lost luggage reimbursement
  • Purchase protection
Application rules 5/24
Issuer approval rules
  • 5/24 Community-reported
    What counts

    Chase generally declines applicants who have opened 5 or more credit cards from any issuer in the past 24 months.

Bonus eligibility
Not listed
Card type
Business