The Points Pro logo The Points Pro

All cards

Compare points and miles cards

Up to three cards side by side, most decisive first. Open any section for the detail.

Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Emirates Skywards Rewards Card card art
Emirates Skywards 1 of 1
Comparing 1 card
Cost and value $99 fee
Annual fee
$99
Credits you can use a year, if you use every one
None
Fee after credits
$99 a year net cost
Point value per point or mile
1.20¢ Estimate
Rewards currency
Skywards Miles
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 40,000 miles, about $480
Bonus
40,000 miles + Emirates Skywards Silver tier membership
Estimated value
$480
Spend to earn it less a month is easier
$3,000 in 90 days about $1,000 a month
Earning rates Top rate 3x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Flights
2x about 2.4% back
Hotels
2x about 2.4% back
Travel (ground only)
2x about 2.4% back
Transit / Rideshare
2x about 2.4% back
Everything else
1x about 1.2% back
Only on this card
  • 3x Emirates purchases
Statement credits No credits
Monthly credits to track fewer is less work
0
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel Emirates Skywards Silver
Elite status
  • Emirates Skywards: Silver
Travel benefits
  • NEW! Enjoy a special rate when using your Emirates Skywards Mastercard to book flights on emirates.com and the Emirates App using Cash + Miles. Valid for purchases made before 31 March 2027.
Protection and insurance None listed
Lifestyle and other perks 4 perks
Other perks
  • Receive 25% savings when you Buy or Gift Miles.
  • There's no limit to the number of Skywards Miles you can earn.
  • Your Skywards Miles don't expire while your account is open.
  • NEW! Earn 1 Tier Mile per 4 base Skywards Miles earned.
Authorized users Free
Cost
Authorized users are free.
Each one gets
Not listed
Application rules No known rules
Issuer approval rules
Not listed
Bonus eligibility
Not listed
Card type
Personal