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Up to three cards side by side, most decisive first. Open any section for the detail.

Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Ink Business Preferred Card card art
Ink Business Preferred 1 of 1
Comparing 1 card
Ink Business Preferred Card card art
Chase
Ink Business Preferred
Apply Details
Cost and value $95 fee
Annual fee
$95
Credits you can use a year, if you use every one
$120
Fee after credits
$25 back credits beat the fee
Point value per point or mile
2.05¢ Estimate
Rewards currency
Ultimate Rewards points
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 100,000 points, about $2,050
Bonus
100,000 points
Estimated value
$2,050
Spend to earn it less a month is easier
$8,000 in 90 days about $2,667 a month
Varies by applicant
Yes the issuer may show you a different offer
Earning rates Top rate 5x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Flights
3x about 6.1% back, on up to $150,000/yr
Hotels
3x about 6.1% back, on up to $150,000/yr
Travel (ground only)
3x about 6.1% back, on up to $150,000/yr
Transit / Rideshare
3x about 6.1% back, on up to $150,000/yr
Phone, internet & cable
3x about 6.1% back, on up to $150,000/yr
Shipping
3x about 6.1% back, on up to $150,000/yr
Advertising
3x about 6.1% back, on up to $150,000/yr
Everything else
1x about 2.0% back
Only on this card
  • 5x Transit and rideshare
Statement credits $120 a year
Dining and delivery
  • $120 a year $10 every month
    What counts

    Receive up to $10 off monthly on one qualifying non-restaurant grocery/retail order on DoorDash after activating DashPass membership.

Monthly credits to track fewer is less work
1
Transfer partners 14 partners
Partners
14
Alliance reach
Oneworld, SkyTeam, and Star Alliance
Aer Lingus AerClub
1:1
Air Canada Aeroplan
1:1
Air France-KLM Flying Blue
1:1
British Airways Club
1:1
IHG One Rewards
1:1
Iberia Club
1:1
JetBlue TrueBlue
1:1
Marriott Bonvoy
1:1
Singapore Airlines KrisFlyer
1:1
Southwest Rapid Rewards
1:1
United MileagePlus
1:1
Virgin Atlantic Flying Club
1:1
World of Hyatt
4:3
Wyndham Rewards
1:1
Status, lounges and travel No status or lounges
Travel benefits
  • Transfer Chase Ultimate Rewards points to participating airline and hotel loyalty programs, including World of Hyatt at a 4:3 ratio starting October 1, 2026.
Protection and insurance 6 coverages
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Rental car
  • Primary coverage for business rentals providing reimbursement up to $60,000 for theft and collision damage on most rental vehicles with MSRP of $125,000 or less.
Cell phone
  • Up to $1,000 per claim for covered theft or damage to cell phones listed on your monthly bill paid with the card; max 3 claims per 12 months, $100 deductible per claim.
Extended warranty
  • Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
Purchase protection
  • Covers eligible new purchases for 120 days from purchase date against damage or theft, up to $10,000 per item.
Roadside assistance
  • Roadside emergency dispatch service available; fees billed to card at time of dispatch.
Other coverage
  • Break up eligible credit card purchases of $100 or more into fixed, equal monthly payments with a fixed monthly fee instead of interest, with plan durations from 3 to 24 months.
  • Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses if trip is canceled or cut short due to covered reasons.
Lifestyle and other perks 2 perks
Other perks
  • Add employee cards at no additional cost, with ability to set individual spending limits and earn rewards faster.
  • Earn 40,000 bonus points for each business that gets approved for any Chase for Business credit card, up to 200,000 points per year.
Employee cards Free
Cost
Employee cards are free.
Each one gets
  • Auto rental coverage
  • Cell phone protection
  • Complimentary DashPass membership
  • Extended warranty protection
  • Purchase protection
  • Roadside assistance
  • Trip cancellation and interruption insurance
Application rules 5/24
Issuer approval rules
  • 5/24 Community-reported
    What counts

    Chase generally declines applicants who have opened 5 or more credit cards from any issuer in the past 24 months.

Bonus eligibility
Not listed
Card type
Business