Chase Ink Business Preferred Card
| Annual fee | $95 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 2.05¢ Estimate |
Last updated Aug 27, 2026
Checked Sep 12, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 100,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Sep 2021 to Apr 2022 · 7 mo | 100,000 points Best | $15,000 |
| Apr 2022 to Sep 2022 · 4 mo | 100,000 points plus $1,000 statement credit Best | $15,000 |
| Sep 2022 to Jul 2023 · 10 mo | 100,000 points Best | $15,000 |
| Jul 2023 to Apr 2024 · 9 mo | 100,000 points plus $1,000 statement credit Best | $8,000 |
| Apr 2024 to Oct 2024 · 6 mo | 100,000 points Best | $8,000 |
| Oct 2024 to Apr 2026 · 18 mo | 90,000 points | $8,000 |
| Apr 2026 to now · 5 mo | 100,000 points Best | $8,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 3x | points | $150,000/yr |
| Other | 3x | points | $150,000/yr |
| Everything else | 1x | points | No cap |
Recurring credits
Estimated value| Receive up to $10 off monthly on one qualifying non-restaurant grocery/retail order on DoorDash after activating DashPass membership. | $120/yr (Monthly) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsTransfer Chase Ultimate Rewards points to participating airline and hotel loyalty programs, including World of Hyatt at a 4:3 ratio starting October 1, 2026.
Complimentary DashPass membership for cardmember and authorized users for at least 12 months, providing $0 delivery fees and reduced service fees on eligible DoorDash and Caviar orders, when activated by 12/31/2027.
Pay off eligible purchases of $100 or more in fixed monthly payments with a fixed monthly fee instead of interest, with plan durations ranging from 3-24 months.
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
Covers eligible new purchases for 120 days from purchase date against damage or theft, up to $10,000 per item.
Up to $1,000 per claim for covered theft or damage to cell phones listed on your monthly bill paid with the card; max 3 claims per 12 months, $100 deductible per claim.
Primary coverage for business rentals providing reimbursement up to $60,000 for theft and collision damage on most rental vehicles with MSRP of $125,000 or less.
Roadside emergency dispatch service available; fees billed to card at time of dispatch.
Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses if trip is canceled or cut short due to covered reasons.
Add employee cards at no additional cost, with ability to set individual spending limits and earn rewards faster.
Earn 40,000 bonus points for each business that gets approved for any Chase for Business credit card, up to 200,000 points per year.
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.