Chase Ink Business Preferred Card
| Annual fee | $95 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 2.05¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: 100,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Jul 2021 to Oct 2024 | 100,000 points Best | $15,000 |
| Oct 2024 to Apr 2026 | 90,000 points | $8,000 |
| Apr 2026 to now | 100,000 points Best | $8,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 3x | points | $150,000/yr |
| Other | 3x | points | $150,000/yr |
| Everything else | 1x | points | No cap |
Recurring credits
Estimated value| Receive up to $10 off monthly on one qualifying non-restaurant grocery/retail order on DoorDash after activating DashPass membership. | $120/yr (Monthly) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsTransfer Chase Ultimate Rewards points to participating airline and hotel loyalty programs, including World of Hyatt at a 4:3 ratio starting October 1, 2026.
Complimentary DashPass membership for cardmember and authorized users for at least 12 months, providing $0 delivery fees and reduced service fees on eligible DoorDash and Caviar orders, when activated by 12/31/2027.
Break up eligible purchases of $100 or more into fixed monthly payments with a fixed monthly fee instead of interest, with plan durations of 3-24 months.
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
Covers eligible new purchases for 120 days from purchase date against damage or theft, up to $10,000 per item.
Up to $1,000 per claim for covered theft or damage to cell phones listed on your monthly bill paid with the card; max 3 claims per 12 months, $100 deductible per claim.
Primary coverage for business rentals providing reimbursement up to $60,000 for theft and collision damage on most rental vehicles with MSRP of $125,000 or less.
Roadside emergency dispatch service available; fees billed to card at time of dispatch.
Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses if trip is canceled or cut short due to covered reasons.
Add employee cards at no additional cost, with ability to set individual spending limits and earn rewards faster.
Transfer partners
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.