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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Capital One Venture X Rewards Card card art
Venture X 1 of 1
Comparing 1 card
Capital One Venture X Rewards Card card art
Capital One
Venture X
Apply Details
Cost and value $395 fee
Annual fee
$395
Credits you can use a year, if you use every one
$330
Fee after credits
$65 a year net cost
Point value per point or mile
1.85¢ Estimate
Rewards currency
Capital One miles
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 75,000 miles, about $1,388
Bonus
75,000 miles
Estimated value
$1,388
Spend to earn it less a month is easier
$4,000 in 90 days about $1,333 a month
Earning rates Top rate 10x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Flights
2x about 3.7% back, the everything-else rate
  • 5x via the issuer portal, about 9.2%
Hotels
2x about 3.7% back, the everything-else rate
  • 10x via the issuer portal, about 18.5%
Everything else
2x about 3.7% back
Only on this card
  • 5x Brand purchases
  • 10x Car rentals and cruises (issuer portal)
Statement credits $330 a year
Trusted traveler
  • $120 every 4 years
    What counts

    Receive up to a $120 credit for Global Entry or TSA PreCheck®. One statement credit processed per account every 4 years.

Travel booking
  • $300 a year resets every card anniversary
    What counts

    Receive a $300 annual credit for hotels, flights, vacation rentals and more through Capital One Travel.

  • $50 per stay
    What counts

    Lifestyle Collection hotel experience credit of up to $50 per eligible stay, applied at checkout to qualifying charges when you book a Lifestyle Collection hotel through Capital One Travel.

  • $100 per stay
    What counts

    Premier Collection hotel experience credit of up to $100 per eligible stay, applied at checkout to qualifying charges when you book a Premier Collection hotel through Capital One Travel.

Monthly credits to track fewer is less work
0
Transfer partners 22 partners
Partners
22
Alliance reach
Oneworld, SkyTeam, and Star Alliance
Accor Live Limitless
2:1
Aeromexico Rewards
1:1
Air Canada Aeroplan
1:1
Air France-KLM Flying Blue
1:1
Avianca LifeMiles
1:1
British Airways Club
1:1
Cathay Pacific Asia Miles
1:1
Choice Privileges
1:1
EVA Air Infinity MileageLands
4:3
Emirates Skywards
4:3
Etihad Guest
1:1
Finnair Plus
1:1
I Prefer Hotel Rewards
1:2
Japan Airlines Mileage Bank
4:3
JetBlue TrueBlue
5:3
Qantas Frequent Flyer
1:1
Qatar Airways Privilege Club
1:1
Singapore Airlines KrisFlyer
1:1
TAP Air Portugal Miles&Go
1:1
Turkish Airlines Miles&Smiles
1:1
Virgin Red
1:1
Wyndham Rewards
1:1
Status, lounges and travel Hertz Gold Plus Rewards President's Circle, 2 lounge benefits
Elite status
  • Hertz Gold Plus Rewards: President's Circle after you enroll
Airport lounges
  • Venture X primary cardholders can enjoy access to 1,300+ participating lounges worldwide from Priority Pass.
  • Venture X primary cardholders can enjoy access to Capital One Lounge and Landing locations.
Travel benefits
  • Access extraordinary travel experiences, destination guides and more with a complimentary PRIOR Subscription (a $149 value). $149
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
Protection and insurance 1 coverage
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Cell phone
  • Protect your cell phone every time you pay your bill with your Venture X card. If it's stolen or damaged, you'll get reimbursed up to $800.
Lifestyle and other perks 3 perks
Other perks
  • Refer friends and family to apply for a Venture X card and earn up to 100,000 bonus miles when they're approved.
  • Your miles won't expire for the life of the account, so they're always there when you need them. Plus, there are no blackout dates.
  • Add cardholders to your account, they can enjoy benefits and you will earn rewards on every dollar they spend.
Authorized users Free
Cost
Authorized users are free. Lounge access for an authorized user is $125 a year, up to 4.
Each one gets
  • Capital One lounges (with the lounge add-on)
  • Cell phone protection
  • Hertz gold plus rewards status upgrade
  • Priority Pass lounges (with the lounge add-on)
Application rules 1 per 6 months
Issuer approval rules
  • 1 per 6 months Rumored, inconsistent
    What counts

    Capital One is commonly reported to approve at most 1 of its cards per 6 months.

Bonus eligibility
Not listed
Card type
Personal