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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Blue Cash Everyday Card card art
Blue Cash Everyday 1 of 1
Comparing 1 card
Blue Cash Everyday Card card art
American Express
Blue Cash Everyday
Apply Details
Cost and value $0 fee
Annual fee
$0
Credits you can use a year, if you use every one
$84
Fee after credits
$84 back credits beat the fee
Point value per point or mile
1.00¢ Fact
Rewards currency
Cash back
Foreign transaction fee
2.7%
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus $150 statement credit, about $150
Bonus
$150 statement credit
Estimated value
$150
Spend to earn it less a month is easier
$2,000 in 180 days about $333 a month
Varies by applicant
Yes the issuer may show you a different offer
Earning rates Top rate 3% back
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Groceries
3% back on up to $6,000/yr
Gas
3% back on up to $6,000/yr
Online Shopping
3% back on up to $6,000/yr
Everything else
1% back
Statement credits $84 a year
Streaming and digital
  • $84 a year $7 every month
    What counts

    Get up to a $7 monthly statement credit (up to $84 total) after using your enrolled Blue Cash Everyday Card for a subscription purchase, including a bundle subscription, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites.

Monthly credits to track fewer is less work
1
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel No status or lounges
Travel benefits
  • 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance, when traveling more than 100 miles from home. Card Members pay costs charged by third-party service providers.
Protection and insurance 3 coverages
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Rental car
  • Coverage for damage to or theft of a rental vehicle in a covered territory when you use the Eligible Card to reserve and pay for the entire rental and decline the collision damage waiver. Secondary coverage; does not include liability coverage. Not available in Australia, Italy, and New Zealand.
Purchase protection
  • Purchase Protection can help protect Covered Purchases for up to 90 days from the purchase date if stolen or accidentally damaged. Coverage limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year.
Other coverage
  • Card Members can explore Amex Offers available to add to their eligible Card and earn extra rewards on qualifying purchases made at select brands.
  • Send money, split purchases, and focus on the moments that matter with Send & Split, powered by Venmo and PayPal. Enrollment required.
Lifestyle and other perks 1 perk
Lifestyle and entertainment
  • Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can't-miss events and moments across sports, music, and more, plus additional perks at select events.
Authorized users Paid
Cost
Up to 10 authorized users at no cost.
Each one gets
  • Car rental loss and damage insurance
Application rules 2/90
Issuer approval rules
  • 2/90 Community-reported
    What counts

    American Express generally approves at most 2 of its credit cards per 90 days.

  • 5 credit card limit Community-reported
    What counts

    American Express generally limits you to 5 of its credit cards at once.

  • 10 charge card limit Community-reported
    What counts

    American Express generally limits you to 10 of its charge cards at once.

Bonus eligibility
  • Once per lifetime Issuer-stated
    What counts

    American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language.

Card type
Personal