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Blue Cash Everyday Card card art
Sign-up bonus
$200 statement credit ≈ $200 value
after $2,000 spend in 180 days · may vary by applicant
American Express

Blue Cash Everyday Card

Consumer News on this card (1)
Annual fee $0 Fact
Foreign transaction fee 2.70%
Rewards currency cash back
Cash back value 1.00¢ Fact
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Last updated Sep 15, 2026

Checked Sep 14, 2026

Before you apply
2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.
Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.
5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.
10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

📈 Sign-up bonus history
5-year best: $250 credit
$2k spend 5-year best
2022 2023 2024 2025 2026 now 5-yr best · $250 $250 credit after $2,000 spend (Sep 2021 to Feb 2022 · 5 mo) · 5-year best $200 credit after $2,000 spend (Feb 2022 to Jan 2023 · 11 mo) $200 $250 credit after $2,000 spend (Jan 2023 to Mar 2023 · 2 mo) · 5-year best $200 credit after $2,000 spend (Mar 2023 to now · 3.5 yr) · current offer ★ Best $250 · Sep 2021 Now $200
View as a table
PeriodBonusSpend requirement
Sep 2021 to Feb 2022 · 5 mo $250 credit Best $2,000
Feb 2022 to Jan 2023 · 11 mo $200 credit $2,000
Jan 2023 to Mar 2023 · 2 mo $250 credit Best $2,000
Mar 2023 to now · 3.5 yr $200 credit $2,000

Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.

How you earn
CategoryRateCurrencyCap
Gas and EV charging
Best card for gas
 3% cash back $6,000/yr
Online shopping
Best card for online shopping
 3% cash back $6,000/yr
Groceries
Best card for groceries
 3% cash back $6,000/yr
Everything else 1% cash back No cap
Recurring credits
Estimated value
Get up to a $7 monthly statement credit (up to $84 total) after using your enrolled Blue Cash Everyday Card for a subscription purchase, including a bundle subscription, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites.
Cards that cover ESPNCards that cover Hulu
 $84/yr (Monthly)

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections
Card facts
Travel Benefits 1

24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance, when traveling more than 100 miles from home. Card Members pay costs charged by third-party service providers.

Lifestyle & Entertainment 1

Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can't-miss events and moments across sports, music, and more, plus additional perks at select events.

Protection & Insurance 4

Covered Purchases charged to an Eligible Card can be protected for up to 90 days from the purchase date if stolen or accidentally damaged, limited to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year.

Coverage for damage to or theft of a rental vehicle in a covered territory when you use the Eligible Card to reserve and pay for the entire rental and decline the collision damage waiver. Secondary coverage; does not include liability coverage. Not available in Australia, Italy, and New Zealand.

Card Members can explore Amex Offers available to add to their eligible Card and earn extra rewards on qualifying purchases made at select brands.

Send money, split purchases, and focus on the moments that matter with Send & Split, powered by Venmo and PayPal. Enrollment required.

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