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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Citi AAdvantage MileUp Card card art
AAdvantage MileUp 1 of 1
Comparing 1 card
Citi AAdvantage MileUp Card card art
Citi
AAdvantage MileUp
Apply Details
Cost and value $0 fee
Annual fee
$0
Credits you can use a year, if you use every one
None
Fee after credits
$0
Point value per point or mile
1.45¢ Estimate
Rewards currency
AAdvantage miles
Foreign transaction fee
3%
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 15,000 miles, about $318
Bonus
15,000 miles + $100 statement credit
Estimated value
$318
Spend to earn it less a month is easier
$500 in 90 days about $167 a month
Earning rates Top rate 2x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Groceries
2x about 2.9% back
Everything else
1x about 1.4% back
Only on this card
  • 2x Flights
Statement credits No credits
Monthly credits to track fewer is less work
0
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel No status or lounges
Other status perks
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases to reach AAdvantage status faster.
Travel benefits
  • Plan your travel freely with no blackout dates when booking with miles.
  • 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights.
Protection and insurance 2 coverages
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Purchase protection
  • The ID Theft Protection program offered by Mastercard helps eliminate the worry of identity theft by monitoring information and alerting you if suspicious activity is found.
Other coverage
  • Buy now, pay later with Citi® Flex Pay. Pay over time in fixed monthly payments and continue to earn points on purchases. Available on eligible purchases of $75 or more.
Lifestyle and other perks 2 perks
Lifestyle and entertainment
  • Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences.
Other perks
  • There is no maximum number of American Airlines AAdvantage miles that you can accumulate with your card.
Authorized users Free
Cost
Authorized users are free.
Each one gets
  • Mastercard id theft protection
Application rules 1/8
Issuer approval rules
  • 1/8 Community-reported
    What counts

    Citi generally approves at most 1 card application per 8 days.

  • 2/65 Community-reported
    What counts

    Citi generally approves at most 2 card applications per 65 days.

Bonus eligibility
  • 48-month rule Community-reported
    What counts

    Citi sign-up bonuses within the same card family are generally available only once every 48 months.

Card type
Personal