American Airlines AAdvantage MileUp Card
| Annual fee | $0 Fact |
| Foreign transaction fee | 3% |
| Rewards currency | AAdvantage miles |
| Est. point value | 1.40¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
Before you apply
General Citi policies as commonly reported by applicants, not a prediction about your application.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Groceries | 2x | AAdvantage miles | No cap |
| Flights | 2x | AAdvantage miles | No cap |
| Everything else | 1x | AAdvantage miles | No cap |
Recurring credits
Estimated value| 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights. | $25/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsEarn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases to reach AAdvantage status faster.
Plan your travel freely with no blackout dates when booking with miles.
Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences.
Buy now, pay later with Citi Flex Pay. Pay over time in fixed monthly payments and continue to earn points on purchases, available on eligible purchases of $75 or more.
The ID Theft Protection program offered by Mastercard helps eliminate the worry of identity theft by monitoring information and alerting you if suspicious activity is found.
Citi will alert you if unusual activity is seen on your account.
Use Citi Quick Lock in the Citi Mobile App or at citi.com to instantly block new charges while allowing recurring transactions to continue.
Receive free access to your FICO Score online to review your credit history.
There is no maximum number of American Airlines AAdvantage miles that you can accumulate with your card.