Citi

Citi AAdvantage MileUp Card

Cobranded Consumer

Annual fee	$0 Fact
Foreign transaction fee	3%
Rewards currency	AAdvantage miles
Est. point value	1.45¢ Estimate

Apply for this card

Compare with other cards

Last updated Oct 29, 2026

Checked Oct 28, 2026

Before you apply

1/8. Citi generally approves at most 1 card application per 8 days. Community-reported.

2/65. Citi generally approves at most 2 card applications per 65 days. Community-reported.

48-month rule. Citi sign-up bonuses within the same card family are generally available only once every 48 months. Community-reported.

General Citi policies as commonly reported by applicants, not a prediction about your application.

Sign-up bonus history

5-year best: 15,000 miles

$500 spend 5-year best

View as a table

Period	Bonus	Spend requirement
Oct 2021 to Jul 2026 · 4.7 yr	10,000 points	–
Jul 2026 to now · 3 mo	15,000 miles Best	$500

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn

Category	Rate	Currency	Cap
Groceries Best card for groceries	2x	AAdvantage miles	No cap
Flights	2x	AAdvantage miles	No cap
Everything else	1x	AAdvantage miles	No cap

Benefits & protections

Card facts

Elite Status & Upgrades 1

Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases to reach AAdvantage status faster.

Travel Benefits 2

Plan your travel freely with no blackout dates when booking with miles.

25% savings on inflight food and beverage purchases when you use your card on American Airlines flights.

Shared across the account

Lifestyle & Entertainment 1

Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences.

Protection & Insurance 2

Buy now, pay later with Citi® Flex Pay. Pay over time in fixed monthly payments and continue to earn points on purchases. Available on eligible purchases of $75 or more.

The ID Theft Protection program offered by Mastercard helps eliminate the worry of identity theft by monitoring information and alerting you if suspicious activity is found.

Covers authorized users when they pay with their card

Other Perks 1

There is no maximum number of American Airlines AAdvantage miles that you can accumulate with your card.

Authorized users on the AAdvantage MileUp

Card facts

Authorized users are free.

Each authorized user gets

Mastercard id theft protection

Shared across the account

Authorized user earning
Inflight food beverage savings