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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Citi AAdvantage Executive Card card art
AAdvantage Executive 1 of 1
Comparing 1 card
Citi AAdvantage Executive Card card art
Citi
AAdvantage Executive
Apply Details
Cost and value $695 fee
Annual fee
$695
Credits you can use a year, if you use every one
$1,130
Fee after credits
$435 back credits beat the fee
Point value per point or mile
1.45¢ Estimate
Rewards currency
AAdvantage miles
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 80,000 miles, about $1,160
Bonus
80,000 miles
Estimated value
$1,160
Spend to earn it less a month is easier
$8,000 in 90 days about $2,667 a month
Varies by applicant
Yes the issuer may show you a different offer
Earning rates Top rate 12x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Hotels
1x about 1.4% back, the everything-else rate
  • 12x via the issuer portal, about 17.4%
Everything else
1x about 1.4% back
Only on this card
  • 4x Brand purchases
Statement credits $1,130 a year
Trusted traveler
  • $120 every 4 years
    What counts

    Statement credit up to $120 every 4 years as reimbursement for Global Entry or TSA PreCheck application fee.

Rideshare
  • $180 a year $15 every month
    What counts

    After taking 3 eligible rides in a calendar month, you will earn a $15 Lyft credit, for a total of up to $180 back in Lyft credits annually.

Dining and delivery
  • $200 a year $100 every 6 months
    What counts

    $200 in Citi / AAdvantage Executive Dining Credits annually with inKind when you add your eligible card to the inKind app: $100 to use January to June and $100 July to December.

Travel booking
  • $500 a year $250 every 6 months
    What counts

    Every calendar year, earn up to $500 in statement credits on eligible American Airlines Vacations℠ travel packages or experiences, up to $250 January through June and up to $250 July through December.

  • $100 a year resets every year
    What counts

    Every calendar year, earn up to $100 in statement credits on inflight and eligible Admirals Club® purchases when you use your card.

Other credits
  • $120 a year resets every year
    What counts

    Earn up to $120 in statement credits every calendar year on eligible prepaid car rentals booked directly on avis.com or budget.com.

Monthly credits to track fewer is less work
1
Certificates and passes 1 free night
Free nights
  • Omni Free Night Award when earned, Once per calendar year after a qualifying Omni stay. Enrollment in Omni Champion status required.
Yearly value certificates that arrive each card year
None
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel Avis Preferred President's Club, 1 lounge benefit
Elite status
  • Avis Preferred: President's Club after you enroll
Other status perks
  • Earn a 10,000 Loyalty Point bonus after reaching 50,000 Loyalty Points in a status qualification year, and another 10,000 Loyalty Point bonus after reaching 90,000 Loyalty Points in the same year, for up to 20,000 additional Loyalty Points toward AAdvantage status.
  • Priority check-in, airport screening (where available), and priority boarding when flying American Airlines for you and up to eight companions on the same reservation.
Airport lounges
  • Admirals Club membership (up to $1,400 value): primary cardmembers (and up to 2 guests or immediate family members) get unlimited visits to more than 100 Admirals Club lounges and partner lounges worldwide. $1,400
Travel benefits
  • First checked bag free on domestic American Airlines itineraries for you and up to eight companions traveling on the same reservation, a savings of up to $900 per round trip.
Protection and insurance 1 coverage
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Trip delay
  • Includes Trip Cancellation & Interruption Protection, Trip Delay Protection, Lost Baggage Protection, and Worldwide Car Rental Insurance Coverage.
Lifestyle and other perks None listed
Authorized users Paid
Cost
Add up to 3 authorized users for $175 total, then $175 each.
Each one gets
  • Travel protection benefits
Application rules 1/8
Issuer approval rules
  • 1/8 Community-reported
    What counts

    Citi generally approves at most 1 card application per 8 days.

  • 2/65 Community-reported
    What counts

    Citi generally approves at most 2 card applications per 65 days.

Bonus eligibility
  • 48-month rule Community-reported
    What counts

    Citi sign-up bonuses within the same card family are generally available only once every 48 months.

Card type
Personal