Capital One Quicksilver Rewards Card
| Annual fee | $0 Fact |
| Foreign transaction fee | None |
| Rewards currency | cash back |
| Cash back value | 1.00¢ Fact |
Last updated Nov 2, 2026
Checked Nov 2, 2026
Before you apply
General Capital One policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: $250 creditView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Nov 2021 to Sep 2024 · 2.9 yr | $200 credit | $500 |
| Oct 2024 to Jan 2025 · 3 mo | $250 credit Best | $500 |
| Jan 2025 to now · 22 mo | $200 credit | $500 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Brand purchases | 5% | cash back | No cap |
| Travel (issuer portal) Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel. |
5% | cash back | No cap |
| Everything else | 1.5% | cash back | No cap |
Your elite status
Benefits & protections
Card factsSkip the rental counter and choose from a wider selection of cars with complimentary Hertz Five Star status in Hertz Gold Plus Rewards.
Enjoy comprehensive, personalized assistance with dining, entertainment and travel 24 hours a day, 365 days a year.
Get automatic travel accident insurance for a covered loss at no extra charge when you use your credit card to purchase your travel fare.
Receive additional warranty protection at no charge on eligible items purchased with your Capital One credit card.
Capital One cardholders enjoy 50% off all handcrafted beverages every day at any Capital One Cafe nationwide.
Authorized users on the Quicksilver Rewards
Card factsAuthorized users are free.
Each authorized user gets
- Extended warranty
- Travel accident insurance
Shared across the account
- Capital One cafe 50 beverage discount