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Bilt Blue Card card art
Sign-up bonus
$100 Bilt Cash ≈ $100 value
BILT

Bilt Blue Card

Annual fee $0 Fact
Foreign transaction fee None
Rewards currency Bilt Points
Est. point value 2.20¢ Estimate
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Last updated Oct 28, 2026

Checked Oct 28, 2026

How you earn
CategoryRateCurrencyCap
Hotels 3x n/a No cap
Flights 2x Bilt Points No cap
Rent and mortgage payments 1.25x Bilt Points No cap
Everything else 1x Bilt Points No cap
Travel 1x n/a No cap
Benefits & protections
Card facts
Travel Benefits 1

Stack rewards with Neighborhood Benefits™ across Bilt partner restaurants, Lyft, and Bilt Travel Portal bookings.

Protection & Insurance 3

Purchase Assurance benefit listed among premium lifestyle benefits for the Bilt Blue Card.

Cellular Wireless Telephone Protection benefit included with the Bilt Blue Card

Covers authorized users when they pay with their card

MasterRental collision damage waiver: reimbursement for covered damage or theft to a rental car.

Covers authorized users when they pay with their card
Other Perks 1

Cardholder exclusive: no transaction fees on rent, mortgage, and HOA payments made through Bilt

Authorized users on the Bilt Blue

Card facts

Authorized users are free.

Each authorized user gets

  • Cellular wireless telephone protection
  • Masterrental collision damage waiver
Transfer partners
Accor Live Limitless 3:2 Aer Lingus AerClub 1:1 Air Canada Aeroplan 1:1 Air France-KLM Flying Blue 1:1 Amtrak Guest Rewards 2:1 Atmos Rewards (Alaska Airlines + Hawaiian Airlines) 1:1 Avianca LifeMiles 1:1 British Airways Club 1:1 Cathay Pacific Asia Miles 1:1 Emirates Skywards 1:1 Etihad Guest 1:1 Hilton Honors 1:1 I Prefer Hotel Rewards 1:2 IHG One Rewards 1:1 Iberia Club 1:1 Japan Airlines Mileage Bank 1:1 JetBlue TrueBlue 1:1 Marriott Bonvoy 1:1 Qatar Airways Privilege Club 1:1 Southwest Rapid Rewards 1:1 TAP Air Portugal Miles&Go 1:1 Turkish Airlines Miles&Smiles 1:1 United MileagePlus 1:1 Virgin Atlantic Flying Club 1:1 Virgin Red 1:1 World of Hyatt 1:1 Wyndham Rewards 1:1

Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.

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