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Bilt Blue Card card art
Sign-up bonus
$100 Bilt Cash ≈ $100 value
BILT

Bilt Blue Card

Consumer News on this card (1)
Annual fee $0 Fact
Foreign transaction fee None
Rewards currency Bilt Points
Est. point value 2.20¢ Estimate
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Last updated Sep 10, 2026

Checked Sep 10, 2026

How you earn
CategoryRateCurrencyCap
Travel
Best card for travel (ground only)
 2x points No cap
Rent and mortgage payments 1.25x Bilt Points No cap
Everything else 1x Bilt Points No cap
Benefits & protections
Card facts
Travel Benefits 1

Stack rewards with Neighborhood Benefits™ across Bilt partner restaurants, Lyft, and Bilt Travel Portal bookings.

Protection & Insurance 3

Purchase Assurance benefit listed among premium lifestyle benefits for the Bilt Blue Card.

Cellular Wireless Telephone Protection benefit included with the Bilt Blue Card

MasterRental collision damage waiver: reimbursement for covered damage or theft to a rental car.

Other Perks 1

Cardholder exclusive: no transaction fees on rent, mortgage, and HOA payments made through Bilt

Transfer partners
Accor Live Limitless 3:2 Aer Lingus AerClub 1:1 Air Canada Aeroplan 1:1 Air France/KLM Flying Blue 1:1 Atmos Rewards (Alaska Airlines + Hawaiian Airlines) 1:1 Avianca LifeMiles 1:1 British Airways Executive Club 1:1 Cathay Pacific 1:1 Emirates Skywards 1:1 Etihad Airways 1:1 Hilton Honors 1:1 I Prefer Hotel Rewards 1:2 IHG One Rewards 1:1 Iberia Plus 1:1 Japan Airlines 1:1 Marriott Bonvoy 1:1 Qatar Airways Privilege Club Avios 1:1 Southwest Airlines 1:1 Spirit 1:1 TAP Miles&Go 1:1 Turkish Airlines Miles&Smiles 1:1 United MileagePlus 1:1 Virgin Atlantic Flying Club 1:1 Virgin Red 1:1 World of Hyatt 1:1 Wyndham Rewards 1:1

Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.

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