BILT
Bilt Blue Card
Consumer
| Annual fee | $0 Fact |
| Foreign transaction fee | None |
| Rewards currency | Bilt Points |
| Est. point value | 2.20¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Restaurants | 4x | Bilt Points | No cap |
| Transit and rideshare | 3x | Bilt Points | No cap |
| Hotels | 3x | Bilt Points | No cap |
| Flights | 2x | Bilt Points | No cap |
| Other | 1.25x | Bilt Points | No cap |
| Everything else | 1x | Bilt Points | No cap |
Benefits & protections
Card facts
Travel Benefits
1
Stack rewards with Neighborhood Benefits™ across Bilt partner restaurants, Lyft, and Bilt Travel Portal bookings.
Protection & Insurance
3
Purchase Assurance benefit listed among premium lifestyle benefits for the Bilt Blue Card.
Cellular Wireless Telephone Protection benefit included with the Bilt Blue Card
Get reimbursed for covered damage or theft to your rental car.
Other Perks
1
Cardholder exclusive: no transaction fees on rent, mortgage, and HOA payments made through Bilt
Transfer partners
Accor Live Limitless 3:2
Aer Lingus AerClub 1:1
Air Canada Aeroplan 1:1
Air France/KLM Flying Blue 1:1
Atmos Rewards (Alaska Airlines + Hawaiian Airlines) 1:1
Avianca LifeMiles 1:1
British Airways Executive Club 1:1
Cathay Pacific 1:1
Emirates Skywards 1:1
Etihad Airways 1:1
Hilton Honors 1:1
I Prefer Hotel Rewards 1:2
IHG One Rewards 1:1
Iberia Plus 1:1
Japan Airlines 1:1
Marriott Bonvoy 1:1
Qatar Airways Privilege Club Avios 1:1
Southwest Airlines 1:1
Spirit 1:1
TAP Miles&Go 1:1
Turkish Airlines Miles&Smiles 1:1
United MileagePlus 1:1
Virgin Atlantic Flying Club 1:1
Virgin Red 1:1
World of Hyatt 1:1
Wyndham Rewards 1:1
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.