World of Hyatt Credit Card
| Annual fee | $95 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 1.65¢ Estimate |
Last updated Oct 17, 2026
Checked Oct 14, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 90,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Oct 2021 to Oct 2024 · 3 yr | 60,000 points | $3,000 |
| Oct 2024 to Jan 2025 · 3 mo | 90,000 points Best | $4,000 |
| Jan 2025 to Aug 2025 · 7 mo | 60,000 points | $15,000 |
| Aug 2025 to Feb 2026 · 6 mo | 25,000 points | $12,000 |
| Mar 2026 to Jul 2026 · 4 mo | 60,000 points | $3,000 |
| Jul 2026 to Aug 2026 · 1 mo | 75,000 points | $3,000 |
| Aug 2026 to now · 2 mo | 60,000 points | $3,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 4x | points | No cap |
| Transit and rideshare | 2x | points | No cap |
| Flights | 2x | points | No cap |
| Restaurants | 2x | points | No cap |
| Fitness club and gym memberships | 2x | points | No cap |
| Everything else | 1x | points | No cap |
Your elite status
Recurring credits
Estimated value| Once DashPass is activated, receive up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter through Dec 31, 2027. Shared across the account
|
$10/yr (one-time/annual) |
Credit value depends on whether you use each credit; treat these as potential value.
Certificates
Estimated value| Free Night Award Category 1-4 hotels |
$288/yr |
| Free Night Award after $15,000 spend Category 1-4 hotels |
after $15,000 spend |
Values are our estimate of what each certificate typically saves. Certificates expire, so their value depends on using them in time.
Benefits & protections
Card factsEarn 2 additional World of Hyatt Tier-Qualifying Night credits for every $5,000 in purchases, with no limit to the number that can be earned.
Primary cardmember receives 5 World of Hyatt Tier-Qualifying Night credits each calendar year toward elite status.
Primary cardmember receives complimentary World of Hyatt Discoverist status as long as the card account is open and not in default.
As a one-time bonus each calendar year, earn a Category 1–4 Free Night Award after spending $15,000 in purchases in a calendar year.
Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary.
Complimentary Visa Signature Concierge Service 24 hours a day for finding tickets, dinner reservations, and gift assistance.
Get 12 months of complimentary DashPass for use on DoorDash and Caviar when activated between 02/01/2025 and 12/31/2027; after that, auto-enrolled at the then-current monthly rate.
Decline the rental company's collision insurance and charge the entire rental cost to your card for reimbursement of theft and collision damage; primary coverage abroad, secondary in the U.S.
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item.
Reimburses up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses if a trip is canceled or cut short by covered situations.
Provides reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
Reimburses up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Authorized users on the Hyatt
Card factsAuthorized users are free.
Each authorized user gets
- Auto rental coverage
- Baggage delay insurance
- Complimentary DashPass membership
- Lost luggage reimbursement
- Purchase protection
- Trip cancellation and interruption insurance
Shared across the account
- Quarterly DoorDash non restaurant discount
Primary cardmember only
- Additional free night after 15000 spend
- Additional tier qualifying night credits per spend
- Annual free night award
- Tier qualifying night credits each calendar year
- World of Hyatt discoverist status
News on this card
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Article Aug 30, 2026Now on The Points Pro: 10 new cards
New cards just joined The Points Pro: see what they earn and credit back, then add yours to your wallet.
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