Chase

Ink Business Premier Card

Business

Annual fee	$195 Fact
Foreign transaction fee	None
Rewards currency	cash back
Cash back value	1.00¢ Fact

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Last updated Nov 2, 2026

Checked Nov 2, 2026

Before you apply

5/24. Chase generally declines applicants who have opened 5 or more credit cards from any issuer in the past 24 months. Community-reported.

General Chase policies as commonly reported by applicants, not a prediction about your application.

Sign-up bonus history

Unchanged since Dec 2021

$10k spend

View as a table

Period	Bonus	Spend requirement
Dec 2021 to now · 4.9 yr	$1,000 credit	$10,000

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn

Category	Rate	Currency	Cap
Transit and rideshare	5%	cash back	No cap
Travel (issuer portal)	5%	cash back	No cap
Everything else	2%	cash back	No cap

Conditional earning rates

Rate	When it applies
2.5%	Earn unlimited 2.5% total cash back (2.5 points per $1) on every single eligible business purchase of $5,000 or more.

Benefits & protections

Card facts

Protection & Insurance 4

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.

Covers employee cards when they pay with their card

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per claim and $50,000 per account.

Covers employee cards when they pay with their card

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

Covers employee cards when they pay with their card

Get up to $1,000 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.

Covers employee cards when they pay with their card

Employee cards on the Ink Business Premier

Card facts

Employee cards are free.

Each employee card gets

Cell phone protection
Extended warranty protection
Primary auto rental collision damage waiver
Purchase protection